=x) TrueEarnings® Card LESLEY GROFF Closing Date 09/22/14 Account Ending Cash Back Reward New Balance $11,551.67 As of Aug 2014 Minimum Payment Due $116.00 $1,183.66 = Get your latest balances online. Enroll at americanexpress.com/register Payment Due Date 10/17/14 Late Payment Warning: If we do not receive your Minimum Payment Due by the Payment Due Date listed above, you may have to pay a late fee of up to $37.00 and your Purchase APR may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: if you make no additional You will pay off the balance And you will pay an chargesandeachmonth you shownon this statement in estimated total of... pay... about... Only the Minimum Payment Due 22 years $25,247 $14,476 $402 3 years (Savings = $10,771) If you would like information about credit counseling services, call 1-888-733-4139. [> See page 2 for important information about your account. [3] See Page 13 for Important Information regarding benefits underwritten by AMEX Assurance Company 4 Please fold on the perforation below, detach and return with your payment $ Account Summary Previous Balance $7,889.98 Payments/Credits ~$8,735.63 New Charges +$12,397.32 Fees +$0.00 Interest Charged +$0.00 New Balance $11,551.67 Minimum Payment Due $116.00 Credit Limit $35,000.00 Available Credit $23,448.33 Cash Advance Limit $5,000.00 Available Cash $5,000.00 Days in Billing Period: 31 Customer Care Pay by Computer americanexpress.com/pbe Customer Care Pa Phone 1-888-246-1076 =) See page 2 for additional information. =| Payment Coupon Pay by Computer Pay by Phone Account Ending aa Lemed Do not staple or use paper clips americanexpress.com/pbe a STU TA PTT TF eT) LESLEY GROFF Enter account number on all documents. Make check payable to American Express. Payment Due Date 10/17/14 New Balance $11,551.67 Minimum Payment Due $116.00 i AMERICAN EXPRESS Check here if your address or phone number has changed. P.O. BOX 1270 Note changes on reverse side. NEWARK NJ 07101-1270 0000349991346053952 00115516b7000011b00 19d —_—* Amount Enclosed EFTA00314689

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 2/13 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds electronically we may issuea draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest on your Account. Call the Customer Care number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADB and interest results in daily compounding of interest. Paying Interest: Your due date is at least 25 days after the close of each billing period. We will not charge you interest on your purchases if you pay the New Balance by the due date each month. We will charge you interest on cash advances and (unless otherwise disclosed) balance transfers beginning on the transaction date. in Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollaramount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Website: americanexpress.com Mobile Site: amexmobile.com Customer Care & Billing Inquiries International Collect Large Print & Braille Statements Cash Advance at ATMs Inquiries Customer Care & Billing Inquiries | Payments P.0. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 79998-1535 07101-1270 Changeof Address Et comeszcm fant, donot vse. Pay Your Bill with AutoPay ® To change your address online, visit www.americanexpress.com/updatecontactinfo * For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. © Please print clearly in blue or black ink only in the boxes provided. + Avoid late fees + Save time Deduct your payment from your bank account automatically each month Street Address Visit americanexpress.com/autopay City, State today to enroll. Zip Code Area Code and Home Phone (yea Code and For information on how we protect your privacy and to set your communication Email and privacy choices, please visit www_.americanexpress.com/privacy. EFTA00314690

--=PAGE_BREAK=--

TrueEarnings® Card Costco p. 3/13 LESLEY GROFF Closing Date 09/22/14 Account Ending Total Payments ~$7,889.98 Credits LESLEY GROFF J $845.65 Total Payments and Credits -$8,735.63 Detail *indicates posting date Payments Amount 09/03/14" — LESLEY GROFF ELECTRONIC PAYMENT RECEIVED-THANK $7,889.98 Credits Amount 08/24/14 LESLEY GROFF RESTO 989C\V [i CA $6.38 MISC HOME FURNISHINGS 08/29/14 LESLEY GROFF AMAZON MKTPLACE PMTSAMZN.COM/BILL = WA -$6,92 DIRECT MKTG MISC 08/29/14 LESLEY GROFF PIER1 010041NORWALK cT -$50.96 Le 09/03/14 LESLEY GROFF ZAPPOS.COM [i NV $79.98 DIRECT MKTG MISC 09/03/14 LESLEY GROFF ZAPPOS.COM [i NV $95.18 DIRECT MKTG MISC 09/03/14 LESLEY GROFF AMAZON MKTPLACE PMTSAMZN.COM/BILL =WA $14.99 DIRECT MKTG MISC 09/04/14 LESLEY GROFF RESTO9s9CW =| CA $414.98 MISC HOME FURNISHINGS 09/14/14 LESLEY GROFF COSTCO WHSE #0324 OONORWALK cT -$21.26 je 09/19/14 LESLEY GROFF ZAPPOS.COM [i NV -$155.00 DIRECT MKTG MISC New Charges mo LESLEY GROFF ay $8,231.59 DANIEL GROFF $4,165.73 Total New Charges $12,397.32 LESLEY GROFF Card Ending Amount 08/22/14 ZAPPOS.COM [i Nv $155.00 SHOES Continued on reverse EFTA00314691

--=PAGE_BREAK=--

LESLEY GROFF Account Ending Qa p. 4/13 Detail Continued 08/23/14 NEW CANAAN WINE LLC NEW CANAAN Description Price PACKAGE STORE-BEER/ $13.81 ct Amount $13.81 08/23/14 FOOD EMPORIUM #70SO0ONEW CANAAN cT $56.50 08/23/14 ART.COM/ALLPOSTERS 888-654-0143 POSTERS CA $12.20 08/25/14 SHEARER'S FOODS INC BREWSTER OH Description SPECIALTY RETAIL $39.90 08/25/14 SUBWAY 052266NEW CANAAN cT $14.89 08/25/14 08/27/14 08/27/14 RESTOSSOCW J CA HOME FURNISH S&B EMBROIDERY & SCR203-966-1646 WALGREENS #09821 OOONEW CANAAN oO e & a 3 3 ° 3 REFER TO RECEIPT $414.98 $42.54 $5.72 08/27/14 FOOD EMPORIUM #70SO0NEW CANAAN ct $13.18 08/28/14 CHEF LUIS 0020 NEW CANAAN ct Description FOOD/BEVERAGE $53.61 08/29/14 COSTCO WHSE #0324 OONORWALK cT $95.86 08/29/14 PIER1 010041NORWALK cT $21.22 08/30/14 BRUEGGERS #334 54292NEW CANAAN 1 g & a & $7.94 $7.94 08/30/14 USPS 084658084011621NEW CANAAN cr $12.52 09/01/14 AMAZON VIDEO ON DEMA866-216-1072 DIGITAL WA $4.03 09/01/14 09/03/14 WALGREENS #09821 OOONEW CANAAN oO ® B Q a3 r= ° 3 REFER TO RECEIPT METRO-NORTH MAIL&RID877-690-5 114 NY $5.84 $300.86 09/03/14 HOMEGOODS #244 000008008880776 GENERAL MDSE $145.59 09/03/14 COSTCO WHSE #0324 OONORWALK cr $57.35 Continued on next page EFTA00314692

--=PAGE_BREAK=--

TrueEarnings® Card CosTco p. 5/13 LESLEY GROFF Closing Date 09/22/14 Account Ending | Detail Continued Amount 09/03/14 WALGREENS #09821 OOONEW CANAAN cT $11.25 a Description REFER TO RECEIPT 09/04/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL = WA $14.68 BOOK STORES 09/04/14 AMAZON.COM = AMZN.COM/BILL WA $60.72 MERCHANDISE 09/04/14 PAPERLESS POST*PAPERNEW YORK NY $12.00 L | Description PAPERLESS POST 09/04/14 FRAME CREATIONS Ili SHELTON cT $750.00 bt Description SPECIALTY RETAIL ST 09/05/14 BED BATH & BEYOND #6PATERSON NJ $160.86 a Description CATALOG MERCHANT o0s14 «= LETIZIA'S PLZZ $39.88 USFCO6851 09/06/14 INSECTLORE (CA $5.00 SCIENCE KITS 09/08/14 NEW CANAAN GULF OOOONEW CANAAN cT $13.36 Lt 09/08/14 WALGREENS #09821 OOONEW CANAAN cT $5.52 | Description REFER TO RECEIPT 09/10/14 NEW CANAAN RECREATN NEW CANAAN cT $121.00 Le Description GOVERNMNT SRVS ,NEC 09/10/14 AMAZON.COM AMZN.COM/BILL WA $35.08 MERCHANDISE 09/11/14 JETBLUE AIRWAYS 9010JETBLUE NY $252.48 JETBLUE AIRWAYS From: To: Carrier: Class: WESTCHESTER COUNTY FT LAUDERDALE/HOLL 86 s WESTCHESTER COUNTY 86 P N/A YY 00 N/A YY 00 Ticket Number: xy Date of Departure: 10/04 Passenger Name: GROFF/DANIEL MR Document Type: PASSENGER TICKET 09/12/14 NEW CANAAN WINE LLC NEW CANAAN cT $23.38 | Description Price PACKAGE STORE-BEER/ $23.38 Continued on reverse EFTA00314693

--=PAGE_BREAK=--

LESLEY GROFF Account Ending Qa p. 6/13 Detail Continued Amount 09/12/14 FOOD EMPORIUM #70S00NEW CANAAN cT $3.20 i 09/12/14 RICO'SPIZZA--345MAINAVE CT $26.40 {| 09/12/14 ~—TIAS. a $55.00 {| 09/13/14 COSTCO WHSE #0324 OONORWALK cT $206.99 |__| 09/13/14 LAMPS PLUS -52 CHATSWORTH CA $270.00 | Description BED/BATH/LINEN 09/14/14 THE HOME DEPOT 6204 NORWALK a $61.07 Ld 09/14/14 COSTCO WHSE #0324 OONORWALK cT $1,701.59 |__| 09/15/14 FOOD EMPORIUM #70SO0NEW CANAAN cT $22.36 |__| 09/15/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL =WA $42.98 BOOK STORES 09/15/14 COFFEE POND 0232 NATICK MA $29.99 Le! Description PHOTO STUDIOS/VIDEO 09/16/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL =WA $54.99 BOOK STORES 09/16/14 | HOMEGOODS #0203 0008008880776 $153.10 P| GENERAL MDSE 09/16/14 BEDBATH&BEYOND#0006 STAMFORD cT $170.14 iL__ 09/16/14 AMAZON.COM AMZN.COM/BILL = =WA $41.97 MERCHANDISE 09/17/14 STOP & SHOP #662 NORWALK ca $118.43 GROCERY STORE 09/17/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL =WA $29.88 BOOK STORES 09/17/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA $68.77 BOOK STORES 09/17/14 BOBS-STORES #0042 OONORWALK cT $111.62 | Description CHILDREN CLOTHING 09/17/14 BEDBATH&BEYOND#0006 STAMFORD cT $144.61 Lt 09/18/14 AMAZON.COM AMZN.COM/BILL =WA $19.86 MERCHANDISE 09/18/14 NEW CANAAN GULF OOOONEW CANAAN cT $10.00 Continued on next page EFTA00314694

--=PAGE_BREAK=--

TrueEarnings® Card CosTco p. 7/13 LESLEY GROFF Closing Date 09/22/14 Account Ending | Detail Continued Amount 09/18/14 US LACROSSE 0202 BALTIMORE MD $25.00 Le Description CONTRIBUTIONS/DONAT 09/18/14 +=ZAPPOS.COM <q ONV $693.85 SHOES 09/19/14 AMAZON.COM AMZN.COM/BILL WA $9.93 MERCHANDISE 09/19/14 COSTCO WHSE #0324 OONORWALK cT $39.36 mz 09/19/14 COSTCO WHSE #0324 OONORWALK cT $127.64 {| ogi9/14 — LETIZIA'S PIZZA $51.05 USFCO06851 09/20/14 DINOSAUR BAR-B-QUE SSTAMFORD cT $835.04 Pe TIP $100.00 09/21/14 FOOD EMPORIUM #70500NEW CANAAN cT $48.98 |_| 09/22/14 AMAZON.COM AMZN.COM/BILL WA $79.04 MERCHANDISE DANIEL GROFF Card Ending Amount 08/22/14 CHERRYSTREETEAST NEWCANAAN cT $77.54 {| 08/28/14 SHELL OIL 5754292200NORWALK cT $63.31 AUTO FUEL DISPENSER 08/29/14 SOUTH END 6500000066NEW CANAAN cT $20.02 Pe TIP $3.00 08/29/14 CHEF LUIS 0020 NEW CANAAN ct $82.01 Le Description FOOD/BEVERAGE 08/31/14 CHEF LUIS 0020 NEW CANAAN cT $91.26 Le Description FOOD/BEVERAGE 09/01/14 HUDL sei $34.00 i 09/02/14 COSTUME DISCOUNT [x = (NJ $37.07 COSTUMES 09/03/14 BMW Of Darien 87885 1Darien cT $2,583.30 {____| 09/03/14 SHELL OIL SRREBOARIEN cT $7.60 AUTO FUEL DISPENSER Continued on reverse EFTA00314695

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 8/13 Detail Continued Amount 09/04/14 09/06/14 ITUNES MUSICUSA ITUNCUPERTINO ITUNES MUSIC STORE CHEF LUIS 0020 NEW CANAAN ct Description FOOD/BEVERAGE cA $3.91 $183.58 09/07/14 09/08/14 AT&T*BILL PAYMENT 95DALLAS ™ Description TELEPHONE SERVICE/E STAMFORD GAS LLC OOOSTAMFORD Description Price GAS/MSC96 35381137 $69.12 cT $188.29 $69.12 09/08/14 CVS PHARMACY #1213 QNEW CANAAN Description DRUGS AND SUNDRIES cT $6.16 09/11/14 09/12/14 SOUTH END 6500000066NEW CANAAN | > ITUNES MUSICUSA ITUNCUPERTINO ITUNES MUSIC STORE cT $10.73 cA $56.46 $1.00 09/13/14 STOP & SHOP #662 NORWALK cT GROCERY STORE $60.20 09/13/14 09/13/14 09/13/14 CHEF LUIS 0020 NEW CANAAN ct Description FOOD/BEVERAGE BOBS-STORES #0042 OONORWALK Description CHILDREN CLOTHING TOTAL WINE AND MORE NORWALK cT cT $182.09 $35.08 $183.23 09/16/14 09/18/14 STAMFORD GAS LLC OOOSTAMFORD Description Price GAS/MSC96 45661137 $77.73 ITUNES MUSICUSA ITUNCUPERTINO ITUNES MUSIC STORE cT cA $77.73 $1.30 09/20/14 WEST AVENUE STANDARDDARIEN $71.42 09/20/14 09/21/14 FOOD EMPORIUM #70S500NEW CANAAN EZPASS PREPAID TOLL cT NY $30.05 $20.00 Continued on next page EFTA00314696

--=PAGE_BREAK=--

TrueEarnings® Card CosTco p. 913 LESLEY GROFF Closing Date 09/22/14 Account Ending Fees Amount Total Fees for this Period $0.00 Interest Charged Amount Total Interest Charged for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subjectto Charge From To Rate Interest Rate Purchases 05/03/2006 15.24% (v} $0.00 $0.00 Cash Advances 05/03/2006 25.24% (v) $0.00 $0.00 Total $0.00 (v) Variable Rate EFTA00314697

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 10/13 EFTA00314698

--=PAGE_BREAK=--

p. 11/13 LESLEY GROFF Closing Date 09/22/14 Account Ending Cash Back Reward Summary Total Cash Back as of Aug 2014 Billing Period 1 Charges Reward Amount Earned* +#$100.58 Total Reward Year To Date +$1,183.66 *Charges on this billing statement are not reflected in the Rewards Summary information. Reward Amount Earned is pending until the minimum payment has been made. Rewards for Aug 2014 Billing Period Charges Qualified Spend Cash Back Reward U.S. Gas Stations $145.33 @3% $4.36 U.S. Restaurants $321.35 @2% $6.43 Eligible Travel Purchases $1,556.39 @2% $31.13 Other Eligible Purchases $5,866.91 @1% $58.66 Total Reward This Period $7,889.98 $100.58 Total Reward Year To Date $99,599.94 $1,183.66 Important Messages Remember to pay at least the Minimum Payment Due by the Payment Due Date for eligible purchases on this statement to count towards your annual reward and to avoid late fees. EFTA00314699

--=PAGE_BREAK=--

LESLEY GROFF Account Ending (ag p. 12/13 EFTA00314700

--=PAGE_BREAK=--

TrueEarnings® Card Costco p. 1313 LESLEY GROFF Closing Date 09/22/14 Account Ending Notice of Important Changes to the Additional Benefits of Your Card Effective immediately, we are making a change to the location of the Terms and Conditions of the Additional Benefits of Your Card. You can now access and view the Terms and Conditions for the Additional Benefits of your eligible Cards online at americanexpress.com/BenefitsGuide. Depending on your Card, you may have access to the following benefits: Purchase Protection, Return Protection, Extended Warranty, Event Ticket Protection Plan, Global Assist Hotline, Premium Global Assist Hotline, Roadside Assistance Hotline, Enhanced Roadside Assistance, Premium Roadside Assistance, Car Rental Loss and Damage Insurance, Travel Accident Insurance, Baggage Insurance Plan or Employee Card Misuse Protection. If you would like a printed version of the Terms and Conditions, please call the number on the back of your Card. The insurance products are no longer available in certain territories. Effective August 1, 2014, the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia, The Marshall Islands, and the Republic of Palau. Depending on your Card, the insurance products may include: Purchase Protection, Extended Warranty, Event Ticket Protection Plan, Car Rental Loss and Damage Insurance, Travel Accident Insurance, Baggage Insurance Plan or/and Employee Card Misuse Protection. $0294 BP/NACBASE/0914 EFTA00314701