son) TrueEarnings® Card LESLEY GROFF Closing Date 08/22/14 New Balance $7,889.98 Minimum Payment Due $79.00 Payment Due Date 09/17/14 Late Payment Warning: If we do not receive your Minimum Payment Due by the Payment Due Date listed above, you may have to pay a late fee of up to $37.00 and your Purchase APR may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: if you make no additional You will pay off the balance chargesandeachmonthyou shownon this staternent in And you will pay an estimated total of... pay... about... Only the Minimum Payment Due 19 years $16,849 | $9,888 $275 3 years (Savings = $6,961) | If you would like information about credit counseling services, call 1-888-733-4139. BS) See page 2 for important information about your account. 4 Please fold on the perforation below, detach and return with your payment ¢ Pay by Computer americanexpress.com/pbe Payment Coupon Do not staple or use paper clips VPARP rr TT LESLEY GROFF a be Phone p. 1/11 Account Ending Cash Back Reward As of Jul 2014 $1,083.08 = Get your latest balances online. Enroll at americanexpress.com/register Account Summary Previous Balance $15,317.19 Payments/Credits $17,584.24 New Charges +$10,157.03 Fees +$0.00 Interest Charged +$0.00 New Balance $7,889.98 Minimum Payment Due $79.00 Credit Limit $35,000.00 Available Credit $27,110.02 Cash Advance Limit $5,000.00 Available Cash $5,000.00 Days in Billing Period: 30 Customer Care Pay by Computer americanexpress.com/pbe Customer Care Pay Phone (>) See page 2 for additional information. Account Ending Enter account number on all documents. Make check payable to American Express. Payment Due Date 09/17/14 New Balance $7,889.98 Minimum Payment Due AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 Check here if your address or phone number has changed. Note changes on reverse side. 000034999134605395e2 000788998000007900 19d $79.00 Amount Enclosed EFTA00314652

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds electronically we may issuea draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which we charge interest on your Account. Call the Customer Service number listed below for more information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADB and interest results in daily compounding of interest. Paying Interest: Your due date is at least 25 days after the close of each billing period. We will not charge you interest on your purchases if you pay the New Balance by the due date each month. We will charge you interest on cash advances and (unless otherwise disclosed) balance transfers beginning on the transaction date. in Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the converted US dollaramount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is $1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. Customer Care & Billing Inquiries Website: americanexpress.com International Collect Mobile Site: amexmobile.com Large Print & Braille Statements Cash Advance at ATMs Inquiries 2 Customer Care & Billing Inquiries | Payments P.0. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 79998-1535 07101-1270 Changeof Address Mcamert on frent, donot use. Pay Your Bill with AutoPay ® To change your address online, visit www.americanexpress.com/updatecontactinfo * For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. © Please print clearly in blue or black ink only in the boxes provided. + Avoid late fees + Save time Deduct your payment from your bank account automatically each month Street Address Visit americanexpress.com/autopay City, State today to enroll. Zip Code Area Code and Home Phone (yea Code and For information on how we protect your privacy and to set your communication Email and privacy choices, please visit www_.americanexpress.com/privacy. EFTA00314653

--=PAGE_BREAK=--

TrueEarnings® Card Costco p. 3/11 LESLEY GROFF Closing Date 08/22/14 Account Ending | Total Payments $15,317.19 Credits LESLEY GROFF J ~$2,267.05 Total Payments and Credits -$17,584.24 Detail *indicates posting date Payments Amount 08/06/14" LESLEY GROFF ELECTRONIC PAYMENT RECEIVED-THANK “$15,317.19 Credits Amount 07/26/14 LESLEY GROFF RevolveClothingcom 8Cerritos CA -$220.00 | 07/26/14 LESLEY GROFF MRS. GREEN'S OF NE SNEW CANAAN cT -$6.99 a Description Price GROCERY STORES, SUP $6.99 07/29/14 LESLEY GROFF AMAZON.COM = AMZN.COM/BILL WA ~$62.74 DIRECT MKTG MISC 07/29/14 LESLEY GROFF AMAZON MKTPLACE PMTSAMZN.COM/BILL = WA $18.13 DIRECT MKTG MISC 07/30/14 LESLEY GROFF HOMEGOODS #244 000008008880776 -$30.83 Pe GENERAL MDSE 07/30/14 LESLEY GROFF WAL-MART STORE#3547 NORWALK cT -$27.59 DISCOUNT STORE 08/02/14 LESLEY GROFF RevolveClothingcom 8Cerritos CA -$597.00 a 08/03/14 LESLEY GROFF RevolveClothingcom 8Cerritos CA -$444.00 DIRECT MKTG MISC 08/13/14 LESLEY GROFF ROYALE6 = NORWALK cr -$17.00 Le Description ADMISSION/TICKETS 08/18/14 LESLEY GROFF WEED AND DURYEA NEW CANAAN cT $1.58 |__| 08/18/14 — LESLEY GROFF ATHLETIC SHOE FACTORNEW CANAAN CT $13.84 Pe Description Price SHOE STORES $13.84 08/20/14 —_ LESLEY GROFF ZAPPOS.COM (x NV -$713.56 DIRECT MKTG MISC 08/20/14 LESLEY GROFF ZAPPOS.COM (x NV -$98.90 DIRECT MKTG MISC 08/22/14 LESLEY GROFF TARGET T1544 1544 STAMFORD cT $14.89 DISCOUNT STORE Continued on reverse EFTA00314654

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 4/11 New Charges Summary Total LESLEY GROFF $7,554.66 DANIEL GROFF $2,602.37 Total New Charges $10,157.03 Detail LESLEY GROFF Card Ending Amount 07/23/14 VITAMIN SHOPPE.COM 9 = NJ $151.90 VITAMINS; HE 07/23/14 SLEEPYS Sleepys BETHPAGE NY $563.08 L___| 07/24/14 RevolveClothingcom &Cerritos cA $444.00 |__| 07/24/14 RevolveClothingcom &Cerritos cA $645.00 Le 07/25/14 MRS. GREEN'S OF NE SNEW CANAAN cT $12.52 a Description Price GROCERY STORES, SUP $12.52 07/26/14 WALTER STEWART'S MARNEW CANAAN cT $19.07 GROCERY STORE 07/28/14 MONOPRICE INC 0283 RANCHO CUCAMO) CA $8.77 Le Description DIRECT MARKETER o7/2814 TOYWIZCOM (NY $36.07 DIRECT MKTG MISC Description HOBBY, TOY, AND GAM 07/28/14 AMAZON.COM = AMZN.COM/BILL = WA $38.16 MERCHANDISE 07/28/14 AMAZON.COM = AMZN.COM/BILL = WA $38.16 MERCHANDISE 07/29/14 CONTAINERSTORE.COM— =| |X $43.75 STORAGE &ORG 07/30/14 TARGET T1544 1544 STAMFORD cT $30.83 DISCOUNT STORE 07/30/14 AMAZON.COM = AMZN.COM/BILL_ WA $51.54 MERCHANDISE 07/30/14 HOMEGOODS #244 000008008880776 $63.76 | GENERAL MDSE 07/30/14 COSTCO WHSE #0324 OONORWALK ca $110.82 | 07/30/14 COSTCO WHSE #0324 OONORWALK cT $140.19 be Continued on next page EFTA00314655

--=PAGE_BREAK=--

TrueEarnings® Card CosTco p. 5/11 LESLEY GROFF Closing Date 08/22/14 Account Ending | Detail Continued Amount 07/31/14 AMAZONPRIME MEMBERSHAMZN.COM/PRME = NV $99.00 SHIPPINGCLUB 07/31/14 «ZAPPOS.COM =§- NV $328.56 SHOES 07/31/14 PEACHWAVE FROZEN YOGNEW CANAAN cT $10.37 08/01/14 SUNOCO 0005502003 WESTPORT cT $70.15 AUTO FUEL DISPENSER 08/02/14 STOP & SHOP #662 NORWALK cT $3.18 GROCERY STORE 08/02/14 COSTCO WHSE #0324 OONORWALK cT $108.36 08/02/14 FOOD EMPORIUM #70S00NEW CANAAN cT $2.50 08/04/14 | METRO-NORTH MAIL&RID877-690-5114 NY $300.86 08/05/14 ATHLETIC SHOE FACTORNEW CANAAN cT $26.59 oO e B a 3 r=4 ° 3 Price SHOE STORES $26.59 08/05/14 BENEFIT NEW CANAAN 2NEW CANAAN cT $80.45 oO e ra Q = S So 3 SALTAN BEN Body FAKEFIBRO BEN Gimme OTHGRA BEN Gratu 08/05/14 CARENFORBES (x $144.10 08/08/14 _ BRISTOL CELLARS P.LNASSAU BH $23.65 08/10/14 MRS. GREEN'S OF NE SNEW CANAAN cT $34.17 Description Price GROCERY STORES, SUP $34.17 08/11/14 DUANE READE #14488 ONEW YORK NY $9.60 i=) fc we Q = r= 4 c 3 REFER TO RECEIPT 08/13/14 BEDBATH&BEYOND#0012 NORWALK —CT $4.23 08/13/14 ART & SOUL NEW CANAAN cT $62.75 Description ARCHITECTURAL SRV 08/13/14 PINOCCHIOPIZZALLCNEW CANAAN CT $12.49 Description FOOD/BEVERAGE Continued on reverse EFTA00314656

--=PAGE_BREAK=--

LESLEY GROFF Account Ending Qa 08/13/14 ROYALE60000 NORWALK cT $17.00 Pe Description ADMISSION/TICKETS 08/14/14 | AMAZON MKTPLACE PMTSAMZN.COM/BILL = WA $29.98 BOOK STORES 08/14/14 ZAPPOS.COM) s- NV $914.03 SHOES 08/15/14 | AMAZON MKTPLACE PMTSAMZN.COM/BILL = WA $26.24 BOOK STORES 08/15/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA $59.62 BOOK STORES 08/15/14 SHELL OIL 5754320350NORWALK cT $75.18 AUTO FUEL DISPENSER 08/15/14 FOOD EMPORIUM #70S500NEW CANAAN CT $21.37 {| 08/15/14 COSTCO WHSE #0324 OONORWALK cT $35.06 |__| 08/15/14 COSTCO WHSE #0324 OONORWALK cT $261.13 |__| 08/16/14 MRS. GREEN'S OF NE SNEW CANAAN cT $10.17 Pe Description Price GROCERY STORES, SUP $10.17 08/16/14 WALGREENS #09821 OOONEW CANAAN cT $73.18 Pe Description REFER TO RECEIPT 08/16/14 S&B EMBROIDERY & SCRE $10.64 Le! 08/16/14 S&B EMBROIDERY & SCR $15.95 {| 08/17/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA $49.88 BOOK STORES 08/17/14 ZAPPOS.COM (i Nv $197.98 SHOES 08/17/14 STOP & SHOP #662 NORWALK cT $151.41 GROCERY STORE 08/18/14 WALGREENS #09821 OOONEW CANAAN cT $43.44 mz Description REFER TO RECEIPT 08/20/14 ~NEW CANAAN FOREIGN Cy $1,162.91 USFCO6840 08/21/14 AMAZON.COM AMZN.COM/BILL WA $21.39 MERCHANDISE 08/21/14 AMAZON MKTPLACE PMTSAMZN.COM/BILL WA $31.98 BOOK STORES 08/21/14 AMAZON.COM AMZN.COM/BILL WA $116.97 MERCHANDISE Continued on next page EFTA00314657

--=PAGE_BREAK=--

TrueEarnings® Card CosTco p. 7/11 LESLEY GROFF Closing Date 08/22/14 Account Ending | Detail Continued Amount 08/21/14 TOYWIZ COM | NY $22.98 DIRECT MKTG MISC Description HOBBY, TOY, AND GAM 08/21/14 NEW CANAAN WINE LLC NEW CANAAN cT $280.56 Description Price PACKAGE STORE-BEER/ $280.56 08/21/14 NYCT EASYPAY PROGRAM877-323-7433 NJ $45.00 08/21/14 COSTCO WHSE #0324 OONORWALK cT $73.21 08/21/14 COSTCO WHSE #0324 OONORWALK cT $26.16 08/22/14 PIERICOM = 049411FORT WORTH T™ $62.61 DANIEL GROFF Card Ending Amount 07/24/14 CHEF LUIS 0020 NEW CANAAN cT $106.15 Description FOOD/BEVERAGE 07/27/14 TOTAL WINE AND MORE NORWALK cT sass 07/30/14 ITUNES MUSICUSA ITUNCUPERTINO cA $2.61 ITUNES MUSIC STORE 08/02/14 STATION EATS NEW CANAAN cT $5.05 08/05/14 STAMFORD GAS LLC O00STAMFORD cT $77.82 Description Price GAS/MSC96 45121137 $77.82 08/06/14 ITUNES MUSICUSA ITUNCUPERTINO cA $1.30 ITUNES MUSIC STORE 08/06/14 MTATBTAE-ZPASS STATENISLAND NY $25.00 Description FOR BILLING QUESTIO ACC 08/06/14 BRISTOL CELLARS P.ILNASSAU BH $26.95 08/07/14 AT&T*BILL PAYMENT 95DALLAS ™ $115.23 Description TELEPHONE SERVICE/E 08/07/14 PARADISE SUPERMARKETNASSAU BH $39.95 Continued on reverse EFTA00314658

--=PAGE_BREAK=--

LESLEY GROFF Account Ending p. 8/11 Detail Continued Amount 08/10/14 ATLANTIS ROYAL TOWERNASSAU BH $1,540.39 Arrival Date Departure Date 08/06/14 08/10/14 00000000 LODGING 08/10/14 ATLANTIS ROYAL TOWERNASSAU BH $16.00 Arrival Date Departure Date 08/06/14 08/10/14 00000000 LODGING 08/12/14 — EZPASS PREPAID TOLL x =-NY $165.00 {__ 08/14/14 CHEFLUIS0020 NEWCANAAN = CT $164.32 Ce Description FOOD/BEVERAGE 08/16/14 TOTAL WINE AND MORE NORWALK cT $66.35 Ld 08/16/14 STATION EATS NEW CANAAN cr $22.97 {|_| 08/17/14 WEED AND DURYEA NEW CANAAN cT $147.22 |__| 08/20/14 ITUNES MUSICUSAITUNCUPERTINO = CA $5.62 ITUNES MUSIC STORE Fees Amount Total Fees for this Period $0.00 Interest Charged Amount Total Interest Charged for this Period $0.00 2014 Fees and Interest Totals Year-to-Date Total Fees in 2014 Total Interest in 2014 EFTA00314659

--=PAGE_BREAK=--

TrueEarnings® Card Costco p. 9/11 LESLEY GROFF Closing Date 08/22/14 Account Ending | Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subjectto Charge From To Rate Interest Rate Purchases 05/03/2006 15.24% (v) $0.00 $0.00 Cash Advances 05/03/2006 25.24% (v} $0.00 $0.00 Total $0.00 (v) Variable Rate EFTA00314660

--=PAGE_BREAK=--

LESLEY GROFF Account Ending Qa p. 10/11 EFTA00314661

--=PAGE_BREAK=--

p. 11/11 LESLEY GROFF Closing Date 08/22/14 Account Ending Cash Back Reward Summary Total Cash Back as of Jul 2014 Billing Sesiod Gheroes Reward Amount Earned* #$161.93 Total Reward Year To Date +$1,083.08 *Charges on this billing statement are not reflected in the Rewards Summary information. Reward Amount Earned is pending until the minimum payment has been made. Reward Details Rewards for Jul2014 _ Billing Period Charges Qualified Spend Cash Back Reward US. Gas Stations $9.18 @3% $0.28 U.S. Restaurants $853.28 @2% $17.08 Eligible Travel Purchases $0.00 @2% $0.00 Other Eligible Purchases $14,454.73, @1% $144.57 Total Reward This Period $15,317.19 $161.93 Total Reward Year To Date $91,709.96 $1,083.08 Important Messages Remember to pay at least the Minimum Payment Due by the Payment Due Date for eligible purchases on this statement to count towards your annual reward and to avoid late fees. EFTA00314662