€ Fidelity Questions? i INVESTMENTS New Fidelity Account® — Trust— Brokerage Use this application to open a Fidelity Account® for a trust. To open other account types, visit EE for the appropriate form. Type on screen or print out and fill in using CAPITAL letters and black ink. If you need more room for information or signatures, make a copy of the relevant page. Important to Understand Additional Documentation Requirements By signing this application, you acknowledge that: © Fidelity Certification of Trust form, provided with this © Fidelity Brokerage Services LLC ("FBS") will perform brokerage application, or it can be downloaded from [as and administrative services. © OR if your account is in the name of a foreign trust, or if you * National Financial Services LLC (“NFS") will provide prefer not to complete the Fidelity Certification of Trust form, administrative, clearing, and custody services. you will need to certify your trust by providing a copy of the pages of the trust document that includes the full name of the * FBS and NFS are together referred to herein as “Fidelity.” trust, trust date, name of the updated or successor trustee(s) * Important documents related to your account include the that match the trustee(s) listed in this form, and all signatures. Fidelity Account Customer Agreement (“Customer Do not include the entire trust document. Agreement”) and other relevant information delivered from time to time. © Any other required documents as indicated in the appropriate sections of this application (if applicable). © In this application, “You,” “you,” and “your” refers to all account holders, including individual, joint, trustees, and/or custodians. Each of the account holders agrees that any account holder has authority to act on behalf of this account. 1. Trust Information Trust Name Enter full trust name as evidenced by the trust document. BUTTERFLY TRUST |For the Benefit of Provide the tax reporting —_[Trust Sacial Secunty or Tax ID Number |Date of Trust MM.DD vvvv number for the trust. A SSN jor} 7 TIN decedent's SSN cannot be used as the tax tate/Country IzZation - — a reporting number. Trust Address This is the legal address used for tax reporting. Stroat Address 6100 RED HOOK QUARTER B3 |city |State [Z1P Code ST THOMAS Vi 00802 Mailing Address This may be a . Box, drop box, or c/o location. Same as residential address [> Default if no other information is indicated below. Mailing Address City State ZIP Code Form continues on next page. > > = 1.791205.126 Page 1 of 9 002661701 i EFTA00299834

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2. Primary Trustee Information Provide the following information for the primary trustee. To provide information for any additional trustee(s), grantor(s), and/or any others with the authority to appoint/remove trustees and/or revoke/amend the trust, you can do so in Section 3 and have all trustees sign in Section 8. Do not make copies of Section 2 for additional individuals. Required. WZ Trustee only 0 Authority to appoint/remove trustees Check ALL that apply. rm LJ Trustee and grantor J Authority to revoke/amend the trust } Trustee is an entity /f the trustee is an entity, check the box, enter full entity name as evidenced by the relevant formation document (e.g., trust document, partnership agreement, corporate resolution), and a completed Fidelity Trustee Certification, Partnership Account Agreement, or Corporate Resolution form, as applicable, is required. All required forms and supporting documentation must be provided at the time this application is submitted, or we will be unable to process this request. Enter full first and last D> {First Name Middle Name |Last Name name as evidenced by a government-issued, RICHARD KAHN unexpired document (e.g., Entity Name driver's license, passport, permanent resident card). Date of Birth Mw OD vryy Daytime Phone Extension Yssn BY Onn Social Security or Taxpayer ID Number Residential Address This is the legal address used for tax reporting. Street Address 130 EAST 75ST APT 7E City State ZIP Code NEW YORK NY 10021 Address This may be a[§. Box, drop box, or c/o location. \_} Same as residential address [> Default if no other information is indicated below. [Mailing Address 575 LEXINGTON AVE 4FL City State ZIP Code NEW YORK NY 10022 Citizenship W US. citizen Indicate your ® citizenship status. LJ Foreign citizen Information in this box must be completed. CO Permanent U.S. resident [J Nonpermanent U.S. resident CO Nonresident of U.S [Country of Citizenship |Country of Tax Residency Only applicable to nonresidents of the U.S. Check one and attach a copy of a valid and unexpired government ID showing number and photo To claim non-U.S. tax status, also complete and submit an IRS Form W-8BEN. City, State/Province, and Country of Birth Employment Authorization Document LJ Passport [0 DHS Permanent Resident Card Foreign National Identity Document Primary Trustee Information continues on next page. > > be ~—] wo = No Qo uw be No oO Page 2 of 9 002661702 i EFTA00299835

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2. Primary Trustee Information, continued i Income Source Industry regulations require us to ask for this information. Check one and Employed: (] Self-employed: provide information. ‘Occupation Employer Leave blank if self-employed. ] FINANCIAL EXECUTIVE HBRK ASSOCIATES INC | Employer Address | 575 LEXINGTON AVE 4FL | City [State/Province ZIP/Postal Code ‘Country | NEW YORK NY 10022 USA | DD Retired: [J Not employed: ‘Source of Income Pension, investments, spouse, etc. Associations If you are employed by or associated with a broker-dealer, stock exchange, exchange member firm, the Financial Industry Regulatory Authority (FINRA), a municipal securities dealer, or other financial institution, or are the spouse or an immediate family member residing in the same household of someone who meets the aforementioned employ- ment criteria, provide the company's name and address below. By providing this information and completing this form, you hereby authorize Fidelity to provide the associated person's employer with duplicate copies of confirma- tions and statements, or the transactions data contained therein, for your account(s) and any accounts you choose to Mi . " Asa person associated have on a consolidated statement for purposes of their compliance review. with a member firm, you are obligated to receive > consent from that firm. Fidelity has existing consent agreements =| Company Address with many firms for their employees to maintain accounts with Fidelity and to deliver pe ZIP/Postal Code Country transactional data. If yourfirmisnotone if you are, or an immediate family/household member is, a director, corporate officer, or 10% shareholder of a publicly held of them, Fidelity will company, or a control person of a publicly traded company under SEC Rule 144, you must provide the information below. feet to contact your ep a irm's compliance office. 3. Additional Individual Information [Company Name Provide the following information for each additional trustee, grantor, and any others with the authority to appoint/remove trustees and/or revoke/amend the trust. If there are more than two individuals, make a copy of this Section 3 and have all trustees sign in Section 8. Required. Trustee only D) Grantor only* oO Authority to appoint/remove trustees* Check ALL that apply. —[) Trustee and grantor (C0 DECEASED Grantor* [> Provide ONLY full, LC) Authority to revoke/amend the trust* legal name CD Trustee is an entity If the trustee is an entity, check the box, enter full entity name as evidenced by the relevant formation document (e.g., trust document, partnership agreement, corporate resolution), and a completed Fidelity Trustee Certification, Partnership Account Agreement, or Corporate Resolution form, as applicable, is required. All required forms and supporting documentation must be provided at the time this form is submitted, or we will be unable to process this request. “These individuals will be listed as Beneficial Owners and will not have any authority or be able to take any action on this account or receive any account documentation, unless they are also trustees or granted account authority. If the Beneficial Ovmer is an Entity, a separate Beneficial Ownership for Trusts form, or Beneficial Ownership—Control Person/Entity Owner for Entities form, as applicable, must be attached. Enter full first and last > {First Name |Middle Name Last Name name as evidenced by ERIKA KELLERHALS a government-issued, unexpired document (e.g., | Entity Nome driver's license, passport, permanent resident card). [Date of Birth Mw 00 vyY ]Emai | Soot Seounty or Taxpayer ID Number nsion Ossn GY Onn i= 1.791205.126 Page 3 of 9 002661703 i EFTA00299836

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3. Additional Individual Information, continued i Residential Address This is the legal address used for tax reporting. Street Address ROYAL PALMS PROFESSIONAL BUILDING 62-3A & 62-3B ESTATE THOMAS City State ‘ZIP Code ST THOMAS vi 00802 Mailing Address This may be yf Box, drop box, or c/a location. DC Same as residential address [> Default if no other information is indicated below. Mailing Address 9053 ESTATE THOMAS SUITE 201 City State ZIP Code ST THOMAS ie 00802 Citizenship W US. citizen Indicate your ® citizenship status. Oo Foreign citizen Information in this box must be completed. (CO Permanent U.S. resident [J Nonpermanent U.S. resident CI Nonresident of U.S. Country of Citizenship ‘Country of Tax Residency Only applicable to nonresidents of the U.S. Check one and attach ity, Country of 3 Of a valid and City, State/Province, and Country of Birth unexpired government ID showing number and photo. To claim non-U.S. tax status, P|] Passport O Employment Authorization Document 1 i i arse complete and submitan C0 DHS Permanent Resident Card O Foreign National Identity Document Income Source Required ONLY for trustees. Checkoneand Wi Employed: oO Self-employed: provide information. (Cccupation Employer Leave blank if self-employed. Inc lati require us to ask for ATTORNEY KELLERHALS FERGUSON KROBLIN PLLC this information. Employer Address 9053 ESTATE THOMAS SUITE 201 City State/Province [ZIP/Postal Code Country ST THOMAS Vi 00802 USA D Retired: [1 Not employed: Source af Income Pensian, investments, spouse, etc. Additional Individual Information continues on next page. > > i= 1.791205.126 Page 4 of 9 002661704 i EFTA00299837

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3. Additional Individual Information, continued Associations Required ONLY for trustees. As a person associated with a member firm, you are obligated to receive > |Company Name consent from that firm. Fidelity has existing consent agreements with many firms for their employees to maintain accounts with Fidelity and to deliver transactional data. If your firm is not one of them, Fidelity will attempt to contact your firm's compliance office. If you are employed by or associated with a broker-dealer, stock exchange, exchange member firm, the Financial Industry Regulatory Authority (FINRA), a municipal securities dealer, or other financial institution, or are the spouse or an immediate family member residing in the same household of someone who meets the aforementioned employ- ment criteria, provide the company's name and address below. By providing this information and completing this form, you hereby authorize Fidelity to provide the associated person's employer with duplicate copies of confirma- tions and statements, or the transactions data contained therein, for your account{s) and any accounts you choose to have on a consolidated statement for purposes of their compliance review. If you are, or an immediate family/household member is, a director, corporate officer, or 10% shareholder of a publicly held company, or a control person of a publicly traded company under SEC Rule 144, you must provide the information below. |Company Name 4. Initial Funding This is a one-time contribution. Check all funding options that apply to this one-time transfer. LD By check payable to Fidelity Brokerage Services LLC. [> This must be a check written by you, as third-party checks cannot be accepted. A Transfer from another firm [> Include a completed Transfer of Assets form available at Fidelity.com/toa. Your name and ® [} Transfer from your Fidelity nonretirement account: [> If entire account value is transferred, the source account SSN must be identical on both accounts. will be closed. Account features do not transfer and must be reestablished for the new account. Oo Brokerage Account Your Fidelity Brokerage Account Number Amount Must be available as cash. $ 0 All Assets OC Mutual Fund-Only Account ‘Your Fidelity Mutual Fund-Only Account Number i Fund Name Dollar Amount $ ee a G9 OF Transfer All Shares 5. Core Position Your core position ("Core Position”) is where your money is held until you invest it. For your Core Position, you can choose either of the money market mutual fund options, listed below. If no choice is indicated, the default election is the Fidelity’ Government Money Market Fund. You can change your election after your account is open, and there may be options other than those listed here that are available to you. For more information, contact Fidelity. Note that in certain circumstances, such as when Fidelity determines that you reside outside the United States, the Core Position will operate differently. Please refer to the Customer Agreement for further details. L 1.791205.126 Fidelity taxable money market fund oO Fidelity? Government Money Market Fund (SPAXX) [> Default if no choice is indicated. I Fidelity® Treasury Money Market Fund (FZFXX) Form continues on next page. > > Page 5 of 9 002661705 EFTA00299838

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6. Ongoing Funding Options Electronic Funds Transfer (EFT) See “Important Information About Electronic Funds Transfer (EFT)" at the end of this application. EFT allows you to electronically transfer funds between your bank or other financial institution and Fidelity. This section must be completed for automatic investments from outside Fidelity. Not ready to sign up now? Log in to Fidelity.com/eft after your account has been opened to establish EFT. You must be an owmer of the account at the other financial institution. You will need to attach a voided check, deposit slip, or bank statement with the account number and all owner names preprinted on it. 0 Checking DD Savings Provide bank information below to set up the EFT feature. ‘Owner|s) Name(s) Exactly as on Bank Account Bank Routing/ABA Number Bank Name ‘Checking or Savings Account Number Automatic Investments Automatic Investments may be set up at any time to direct Electronic Funds Transfer that are held in your Core Position into the investment vehicle of your choice. This can be established by visiting Income and Dividends All income from securities (dividends, capital gains, or sale proceeds) is automatically deposited into your account. Dividends from mutual funds are reinvested in the originating fund. To change your distributions, call Fidelity or log in to Ee] 7. Account Features Additional account features are available for your new account. You may establish most of these online at fF Or, you may choose from the following: Checkwriting WA Establish now—Checkwriting form is included with this application. C Please send information to establish checkwriting in the future. DC Establish Fidelity BillPay*. C Order me a Fidelity® Visa® Gold Check Card. CJ Order a second card for the Additional Account Owner. O Request Active Trader. To sign up /ater, call a trading specialist at 800-564-0211. Trades per year D) 36-119 OF 120+ C0 Send me information on automatic investments. Electronic or Paper lf you provided an email address in Section 2 and unless you indicate otherwise below, all materials will be sent to you electronically. To confirm electronic delivery, respond to the Electronic Delivery Agreement and Consent, which we will email to you. Choose to receive the following by U.S. mail: Account statements CD Other documents {including shareholder reports and regular prospectus mailings) C0 Trade confirmations and related prospectuses Tax forms and related disclosures Form continues on next page. > > 7 1.791205.126 Page 6 of 9 002661706 i EFTA00299839

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8. Account Owner Signatures and Dates Please be sure to read all the language included on the following pages, as well as sign, date, and return all pages of this application (1-9) to Fidelity. 'f you are a U.S. person for tax purposes: |¢ Certify under penalties of perjury that you | ¢ Certify under penalties of perjury that the Iti f are not subject to backup withholding FATCA code(s) entered on this form {if . Fortec US" norman fockalhes US. because any of the following applies: any) indicating that you are exempt from resident alien or other U.S. person as - You are exempt from backup withholding. FATCA reporting are correct. defined in the instructions to IRS Form ~ You have not been notified by the If you are not a U.S. person for W-9) and the Social Security or Taxpayer Internal Revenue Service (IRS) that you tax purposes: Identification Number provided is correct are subject to backup withholding as a ey bmi he licabl (or that you are waiting for a number to result of a failure to report all interest fou are submitting the applicable be issued to you). or dividends. Form W-8 with this form to certify your foreign status and, if applicable, claim — The IRS has notified you that you are no tax treaty benefits. If the IRS has notified you that you are > longer subject to backup withholding. currently subject to backup withholding because you failed to report all interest and dividends on your tax return, CROSS OUT all text in brackets. To help the government fight financial crimes, federal regulation requires Fidelity to obtain your name, date of birth, address, and a government-issued ID number before opening your account, and to verify the information. In certain circumstances, Fidelity may obtain and verify comparable information for any person authorized to make transactions in an account. Also, federal regulation requires Fidelity to obtain and verify the beneficial owners and control persons of legal entity customers. Requiring the disclosure of key individuals who own or control a legal entity helps law enforcement investigate and prosecute crimes. Your account may be restricted or closed if Fidelity cannot obtain and verify this information. Fidelity will not be responsible for any losses or damages (including, but not limited to, lost | Opportunities) that may result if your account is restricted or closed. You acknowledge that this account is governed by a predispute arbitration clause, which appears on the last page of the Fidelity Account Customer Agreement, and that you have read the predispute arbitration clause. The IRS does not require your consent to any provision of this document other than the certi- fications required to avoid backup withholding. By signing below, you acknowledge that you have read, understand, and agree to be bound by the provisions of this application, including the Terms and Conditions on the next pages. TODAY'S DATE mm.op-vvvy TRUSTEE SIGNATURE TODAY'S DATE mm.op-vvvy 446304.17.0 Form continues on next page. > > i= 1.791205.126 Page 7 of 9 002661707 i EFTA00299840

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9. Terms and Conditions By signing the previous section, you: © Hereby request Fidelity to open a Fideli Poser inthe name cf the Trust listed 2 on this application. ° Affirm that you are at least 18 years old and of full legal age to enter into the agree- ments associated with this application in your state of residence. © Represent and warrant that if you have not completed the section titled Associations, Ou are not associated with or employed by a stock exchange or a broker-dealer and that you are not a control person or asso- ciate of a public company under SEC Rule 144 (such as a director, 10% shareholder, or a policy-making officer), or an immediate family or household member of such a person. Affirm that you have received, read, understood, and agree to be bound by the terms and conditions of the Customer Agreement, this Application (including, if applicable, the Important Information regarding Electronic Funds Transfer (EFT) and the Margin Agreement) and the Schedule of Fees (which is incorporated into the Agreement by reference and legally forms a part of that document), as is currently in effect and as may be amended in the future. It shall inure to the benefit of Fidelity's successors and assigns, whether by merger, consolidation, or otherwise. Fidelity may transfer your account to its successors and assigns, and this Agreement shall be binding upon your heirs, executors, administrators, successors, and assigns. Acknowledge that you have received the description of the Core Position in the Customer Agreement, including Fidelity’s right to change the options available as Core Positions, and consent to having free credit balances held or invested in the Core Position indicated above. Understand that your Core Position is a money market fund, and that you could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal 1 Deposit Insurance Corporation, or ler government agency. i Investments and its affiliates the fund's” sponsor, have no al obligation to vide financial suj ben to money market funds and you should not expect that the sponsor will provide financial support to fund at any time. Understand that Fidelity’s government and U.S. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors. © Understand that it is your responsibility to read the prospectus of the Core Position. 1.791205.126 L * Acknowledge that you have received and read either the full pros; S Or summary prospectus for that fund. * Consent to have only one copy of Fidelity mutual fund shareholder documents, su as prospectuses and shareholder reports ("Documents"), delivered to you and any other investors sharing your address. Your Documents will be householded indefinitely; however, you may revoke this consent at any time by contacting Fidelity at 800-343-3548, and you will begin receiv- ing multiple copies within 30 days. As Documents for other investments become available in the future, these Documents may also be householded in accordance with this authorization or any notice or agreement you received or entered into with Fidelity or its service providers. ¢ Understand that, upon issuer's request in accordance with applicable rules and regulations, Fidelity will supply your name to issuers of any securities held in your account so you might receive any import- ant information regarding them, unless you notify Fidelity. * Acknowledge that if the prospectus you received was the summary prospectus, you have the right to request and review the full prospectus before you invest in the fund. * Agree to indemnify and hold Fidelity harm- less from and against any and all losses, liabilities, claims, and costs {including rea- sonable attorneys’ fees) that are in any way connected with your instructions or with any telephone, Internet, or other electronic request for redemption so long as Fidelity transmits the redemption proceeds to the bank account identified above. You further agree that the indemnifications in this bullet are in addition to, and do not limit, any nights that Fidelity may have under any other agreement with you. * Acknowledge that Fidelity will not be liable for any loss, cost, or expense arising out of your instructions, provided that it institutes reasonable procedures to prevent unautho- nized transactions. Hereby constitute and appoint Fidelity your true and lawful attorney to surrender for redemption any and all shares held in the above-indicated accounts with full power of substitution in the premises. * Acknowledge that Fidelity reserves the fight to cease to act as agent in connection with the above appointment after provision of notice to the address noted on this form. Certify and agree that the certifications, authorizations, and appointments in this document will continue until Fidelity receives actual written notice of any change thereof. * Agree to be responsible for any and all fees and charges that apply to the account. * Upon transfer of assets due to any life event (death, divorce, etc.), and unless Page 8 of 9 otherwise instructed, all dividend/interest income paid to the Transferor (Current Asset Holder) of $100 or less will be stematically allocated to the Transferee Rlew Asset Holder) receiving the largest share proportion of the account assets. If the account is transferred evenly, the dividend/ interest income will be systematically allocated to the last transferee paid. Acknowledge that Fidelity will not be liable for any loss, expense, or cost arising out of your instructions, provided that it institutes reasonable procedures to prevent unauthorized transactions. © Certify that all information provided to us in this form is true, accurate, and complete. * Acknowledge that you will receive a monthly account statement from Fidelity, unless there are no transactions in a partic- ular month. In any case, you will receive a statement quarterly. ¢ Understand that you will be receiving and reviewing separate account agreements for using Fidelity BillPay®, and from PNC Bank, |. for using the Fidelity® Cash Management Account Debit Card. ¢ Agree that any information you give to Fidelity on this application will be Subject to verification, and you authorize Fidelity to obtain a credit report about you at any time. Upon written request, Fidelity will provide the name and address of the credit reporting agency used. * Certify that this account is not a Pooled or Omnibus Account. A Pooled or Omnibus Account is a single account that pools the holdings of more than one beneficial owner, whose identities are not disclosed to Fidelity, in which the beneficial owners have the ability to effect transactions, and for which subaccounting is performed by the Omnibus Account holder or a third party. If requesting EFT: * Acknowledge that you have read and agree to the Important Information about Electronic Fund Transfer document. * Authorize Fidelity, upon receiving instructions from you, to make payments of amounts representing redemptions by you or distributions payable to you by initiating credit or debit entries to the bank account identified in Section 6 (“Bank”), as indicated on the attached “voided” check, deposit slip, or bank statement. You authorize and request the Bank to accept such entries from Fidelity, and to credit or debit, as indicated, your account at the Bank in accordance with these entries. * Acknowledge that this authorization may only be revoked by providing written notice of revocation to Fidelity, in such time and manner as afford Fidelity and the Bank a reasonable opportunity to act upon it. © Understand that Fidelity may purge unused EFT instructions from your account on a periodic basis without notice to you. Form continues on next page. > > 002661708 EFTA00299841

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9. Terms and Conditions, continued © Understand that Fidelity may terminate the EFT instructions from your account at any time in its sole discretion. Trustee Certification of Investment Power: © Fidelity has the authority to accept instructions relative to the Trust account identified herein from those individuals listed as Trustees in Sections 2 and 3. They may execute any documents on behalf of the Trust that Fidelity may require. © Certify that Fidelity is authorized to follow the instructions of any Trustee and to deliver funds, securities, or any other assets in the account to any Trustee on any Trustee's instructions, including delivering assets to a Trustee personally. Fidelity, in its sole discretion and for its sole Did you sign the form and attach a check or any necessary documents? Please return pages 1-9 and any necessary attachments. You will receive a “New Account Profile” confirming that your account(s) is opened. Questions? Go to NE or call 800-343-3548. protection, may require the written consent of any or all Trustees before acting on the instructions of any Trustee. Certify that there are no Trustees of the Trust other than those listed above. Should only one person execute this agreement, it shall be a representation that the signer is the sole Trustee. Where applicable, plural references in this certification shall be deemed singular. The Trustees represent that they have the power under the Trust Agreement and applicable law to enter into the transactions and issue the instructions that they make on behalf of the Trust account with Fidelity. The Trustees understand that all such transactions and instructions will be governed by the terms and conditions of all other account agreements applicable to this account. The Trustees, jointly and severally, indemnify Fidelity and hold Fidelity harmless from any claim, loss, expense, or other liability for acting pursuant to the instructions given by the Trustees. The Trustees further agree not to give any instructions for which they are not in full compliance with the Trust. The Trustees agree to inform Fidelity, in writing, of any change in the composition of the Trustees, or any other event that could alter the certifications made above. If included, the pages of the Trust document are true copies of the valid legal document currently in effect. Use postage-paid envelope, drop off at a Fidelity Investor Center, OR deliver to: Regular mail Fidelity Investments WB. Box 770001 Overnight mail Fidelity Investments 100 Crosby Parkway KC1K Cincinnati, OH 45277-0002 Covington, KY 41015 On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. All trademarks and service marks used herein are the property of their respective owners. 446304.17.0 (03/18) 1.791205.126 Page 9 of 9 002661709 EFTA00299842

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€ Fideli Questions? Go to or ca i INVESTMENTS ©Trusted Contact Authorization Form Your physical and financial well-being are among our top priorities. Let us help you safeguard both. Use this form to designate a primary and alternate trusted contact, that is 18 years or older, for your Fidelity account(s). Do NOT use this form for charitable giving accounts or workplace retirement plans, such as a 401(k). Type on screen or fill in using CAPITAL letters and black ink. if you need more room for information or signatures, make a copy of the relevant page. Helpful to Know * To prepare yourself and your trusted contact(s) for success, © If Fidelity has questions or concerns about your health or welfare consider choosing someone with whom you are comfortable due to potential diminished capacity, financial exploitation or discussing your health, relationships, loved ones, work, abuse, endangerment, and/or neglect, this form authorizes us to and finances. You may also want to consider selecting get in touch with the trusted contact(s) and: someone who isn’t currently involved in your financial life, Provide the trusted contact(s) listed below with information like a beneficiary or power of attorney, to ensure fairness about you and/or your account(s), including notice of a temporary hold, but does not provide him or her with the and objectivity. * This form supersedes any previous trusted contact ability to transact on your account(s). designations that you may have submitted. = Inquire about your current contact information or * If you are using this form for an Entity relationship (for ex: a health status. business account), we will assign the Trusted Contact(s) to the = Inquire about whether another person or entity has legal Authorized Individual that signs this form. authority to act on your behalf (e.g., legal guardian or conservator, executor, or trustee). 1. Account Owner First Name Middle Name Last Name [Social Security or Taxpayer ID Number 2. Accounts Included Check onlyone. 1) ALL eligible accounts associated with the above Social Security or Taxpayer ID Number [> Skip to Section 3. (J ONLY the account{s) listed below: Fidelity Account Number Fidelity Account Number Fidelity Account Number Fidelity Account Number Fidelity Account Number Fidelity Account Number 3. Primary Trusted Contact The trusted contact First Name Middle Name Last Name should be someone other than the individ- ual listed in Section 1. Le Phone Extension | | C Check here if phone number is a mobile number. Relationship to Owner Primary Trusted Contact continues on next page. > > L 1.9883825.101 Page 1 of 2 037430101 | EFTA00299843

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3. Primary Trusted Contact, continued Legal/Permanent Address This cannot be a __|Street Adokess PO box, mail drop, or c/o. ns we eee 4. Alternate Trusted Contact The trusted contact _ [First Name Middle Name Last Name should be someone other than the individ- ual listed in Section 1. Email Phone Extension 0 Check here if phone number is a mobile number. Relabonship to Owner Legal/Permanent Address This cannot be a __|Street Adress PO box, mail drop, or c/o. ‘City State/Province ZIP/Postal Code Country 5. Signatu re and Date Form cannot be processed without your signature and date. By signing below, you: ¢ Authorize Fidelity to communicate with ¢ Understand that this does not authorize in writing to one of the business addresses your trusted contact(s) and disclose your trusted contact(s) to separately access listed below. information about designated accounts or transact on your account(s). * Understand that you may change to address possible financial exploitation ¢ Understand that you may identify multiple your trusted contact{s) at any time by or confirm specifics about your current or trusted contacts on this form, provided completing a new form. the identity of any legal guardian, executor, they are 18 years er older * Certify that all information you provided is trustee, or holder of a power of attorney, or * Understand that this trusted contact correct to the best of your knowledge. as otherwise permitted. designation is optional and you may * Acknowledge that we may remove any withdraw it at any time by notifying Fidelity trusted contact from any account, at any time or for any reason. Use the postage-paid envelope, drop off at a Fidelity Investor Center, OR deliver to: Did you sign the form? Send the ENTIRE form to Fidelity. Regular mail Overnight mail i ; _ 7 Fidelity Investments Fidelity Investments Questions? Go to or call 800-343-3548. PO Bex 770001 100 Ci Parkway KC1K Cincinnati, OH 45277-0002 Covington, KY 41015 On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 802990.2.0 (12/18) L 1.9883825.101 Page 2 of 2 037430102 | EFTA00299844

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©) Fideli menrs Questions? Gx Important Information about Electronic Funds Transfer (EFT) Keep this information for your records. Privacy Statement You understand that Fidelity will disclose information to third Parties about your account or the transfers you make: (i) Where it is necessary for completing transfers, or (ii) In order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant, or (iii) In order to comply with a government agency or court order, or (iv) If you give Fidelity your written permission, or (v) For other purposes in accordance with Fidelity’s privacy statement Fees There is no fee to use the EFT service, although your financial institution may charge transaction fees. Limitations for EFTs There may be a four-day period after Fidelity processes your request to establish EFT, during which the service will be unavailable to transfer funds to or from your bank account. Thereafter, your use of the EFT service is in most cases subject to a maximum transaction amount limit, which will vary based on the type of Fidelity account for which you are establishing the EFT service. Generally speaking, this limit will prevent you from transferring more than $100,000 to or from your bank account in any single transaction. Cumulative daily limits also apply. Finally, there is a required minimum transaction amount, which generally prohibits you from initiating a transfer of less than $10 (or, with respect to a Fidelity mutual fund account, the fund minimum) to or from your bank account. Brokerage Account Minimum Balances There is no minimum account balance to process an EFT transaction; however, your core account must have adequate funds to cover a redemption. Mutual Fund Account Minimum Balances There is no minimum account balance to process an EFT transac- tion; however, you must have an adequate balance in your mutual fund position to cover a redemption. Business Days For purposes of EFTs, Fidelity’s business days are Monday through Friday. Bank and New York Stock Exchange holidays are not included. Documentation Periodic Statement You will receive a monthly account statement from Fidelity, unless there are no transactions in a particular month. In any case, you will receive a statement quarterly. 1.964554.103 Direct Deposits if you have arranged to have direct deposits made to your Fidelity Account or Fidelity Mutual Fund Account, at least once every sixty (60) days from the same person or company, you can call Fidelity at 1-800-544-6646 to find out whether or not the deposit has been made. Special Disclosure for Covered Transfers In general, your use of the EFT service for transfer of funds electronically other than those for which the primary purpose is the purchase or sale of securities (“Covered Transfers") is covered under the Electronic Funds Transfer Act and the Bureau of Consumer Financial Protection's Regulation E and related laws and regulations. The following terms and disclosures apply to Covered Transfers: Unauthorized Transfers You will tell Fidelity promptly if you believe your password has been lost or stolen or may have been used without your permission. Telephoning Fidelity at the number listed below is the best way of keeping your possible losses down. If you believe your password has been lost or stolen, and you tell Fidelity within two (2) business days after you learn of the loss or theft, you can lose not more than $50 for Covered Transfers if someone used your password without your Permission. If you do NOT tell Fidelity within two (2) business days after you learn of the loss or theft of your password, and Fidelity can prove Fidelity could have prevented any unauthorized use if you had told Fidelity, you could lose as much as $500. Also, if your statement shows Covered Transfers that you did not make, you will tell Fidelity promptly. If you do not tell Fidelity within sixty (60) days after the first statement was mailed to you, you may not get back any money you lost after sixty (60) days if Fidelity can prove that Fidelity could have stopped someone from taking the money if you had told Fidelity in time. In extenuating circumstances, Fidelity may extend such time Periods. Additional protection may be available from Fidelity for spe- cific accounts under certain circumstances. Stop Payment Procedures If you have told Fidelity in advance to make regular Covered Transfers out of your Fidelity account, you can stop any of these payments. Here’s how: you can call or write to Fidelity using the contact information listed below. Your notice must be made in time for Fidelity to receive your request at least three (3) business days or more before the payment is scheduled to be made. If you call, Fidelity may, as an additional measure, require you to put your request in writing and get it to Fidelity within fourteen (14) days after you call. Unless otherwise provided, you may not stop payment of electronic funds transfers; therefore, you should not employ electronic access for purchases or services unless you are satisfied that you will not need to stop payment. Page 1 of 2 EFTA00299845

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Important Information, continued Fidelity’s Liability for Failure to Make Covered Transfers If Fidelity does not complete a Covered Transfer to or from your Fidelity account on time or in the correct amount according to Fidelity's agreement with you, Fidelity may be liable for your losses or damages. However, there are some exceptions. Fidelity will not be liable for instance: © If, through no fault of Fidelity’s, you do not have enough money in your Fidelity account to make the Covered Transfer. © If the money in your Fidelity account is subject to legal process or other claim restricting such transfer. © If the transfer would exceed your margin availability, if any. ¢ If the bank account information you provided to Fidelity when you established the EFT service was incorrect or has subsequently become incorrect. © If circumstances beyond Fidelity’s control (such as fire or flood) pre- vent the transaction, despite reasonable precautions taken by Fidelity. © If there was a technical malfunction which was known to you at the time you attempted to initiate a Covered Transfer or, in the case of a preauthorized Covered Transfer, at the time the transfer should have occurred. ¢ There may be other exceptions stated in our agreement with you. Error Resolution In the case of errors or questions about your Covered Transfers, you will call or write Fidelity using the contact information listed below, promptly. You will call or write Fidelity if you think your statement is wrong or if you need more information about a Covered Transfer on the statement. Fidelity must hear from you no later than sixty (60) days after Fidelity sent the FIRST statement on which the problem or error appeared. You will: © Tell Fidelity your name and account number. © Describe the error or the Covered Transfer that you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. ¢ Tell Fidelity the dollar amount of the suspected error. If you notify Fidelity orally, Fidelity may require that you send your complaint or question in writing within ten (10) business days. Fidelity will tell you the results of its investigation within ten (10) business days after Fidelity hears from you and will correct any error promptly. If Fidelity needs more time, however, it may take up to forty-five (45) days to investigate your complaint or question. If Fidelity decides to do this, it will credit your account within ten (10) business days for the amount that you think is in error, so that you will have the use of the money during the time it takes Fidelity to complete its investigation. If Fidelity asks you to put your request or question in writing and it does not receive it within ten (10) business days, or if your account is a brokerage account subject to Regulation T of the Board of Governors of the Federal Reserve System (Credit By Brokers and Dealers, 12 CFR 220), Fidelity may not credit your account. For questions involving new accounts, point of sale or foreign initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. With respect to new accounts, we may take up to twenty (20) business days to credit your account for the amount you think is in error. Fidelity will inform you of the results of its investigation within three (3) business days of its completion. If Fidelity decides that there was no error, Fidelity will send you a written explanation. You may ask for copies of the documents that Fidelity used in the investigation. Contact Information Fidelity Investments Box 770001 incinnati, OH 45277 Phone: 1-800-544-6666 Representatives are available 24 hours per day, seven days per week, to take your call. On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 652049.4.0 (03/15) 1.964554.103 Page 2 of 2 EFTA00299846

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(Fidelity Automatic Investments— Transaction Policies It can take up to 4 days to complete your transaction. During this period, the assets being invested will not appear in the account balance for either of the accounts involved. As noted in the table below, transaction processing can take even longer if there are insufficient funds in the source account. Questions? Gx All automatic investments involve two distinct transactions: a withdrawal from the source account and a deposit/investment into the receiv- ing account. As noted in the table below, in some cases the investment transaction may go forward even if the withdrawal transaction that funds the investment does not occur due to insufficient funds. Transaction Type From bank/financial institution to brokerage account core position From bank/financial institution to purchase mutual fund Within the same account: - From core position to mutual fund - From one mutual fund to another Between two Fidelity accounts: - From core position or mutual fund in one brokerage account to core position in another broker age account - From one Mutual Fund Only account to another Mutual Fund Only account Time Frame Funds will generally leave the bank/financial institution at least 2 days prior to the trade date. Funds will generally leave the bank/financial institution at least 2 days prior to the trade date. Transaction begins 2 days prior to the trade date. The withdrawal from the source account generally begins 4 days in advance of the trade date. For retirement accounts, invest- ments from another account are placed in your core position for three days prior to being invested in any mutual funds you may have designated. If Insufficient Funds Investment portion of transaction occurs, unless prohibited by bank/financial institution. © Bank may subsequently demand return of cash to satisfy overdraft. * Your bank/financial institution may charge transaction and/or overdraft fees. © You may need to contact your bank/financial institution to restart automatic transactions. * Investment portion of transaction occurs, unless prohibited by bank/financial institution. If we do not receive full amount within 3 days, we will record a debit balance on your account and cancel future automatic investments. * Your bank/financial institution may charge transaction and/or overdraft fees. * You may need to contact both your bank/financial institution and Fidelity to restart automatic transactions. Investment portion of transaction occurs. * All available assets will be applied toward the transaction. © If no further assets appear in the source account within 3 days, we will record a debit balance on your account for the insufficient amount. *¢ Investment portion of transaction occurs. Nonretirement accounts: © If funds are not available at the end of the settlement period (0 days for core positions, 3 days for mutual fund positions), a debit balance will occur. * An attempt is made to sell for 3 days (6 days for plans that are offered an immediate payment feature). Each day, we remove any available assets to apply toward the transaction. Fidelity managed accounts: If no further assets appear in the source account within 15 days, transaction is canceled without notice to you. Future transactions are not affected. On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 728535.2.0 (05/18) 1.9866000.101 Page 1 of 1 EFTA00299847

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€ Fidelity Questions? Gx investments Checkwriting Information and Terms Helpful to Know © You must complete a separate form for each account. © This form REPLACES any checkwriting information cur- rently on your account. Be sure that ALL owners sign as well as any authorized individual to whom you want to grant checkwriting privileges. Who Needs to Sign Individual/Joint UGMA/UTMA Trust At least one trustee Corporate/Business All authorized individuals Individual with All account owners and any indi- Each registered owner Custodian only Power of Attorney vidual with Power of Attorney for whom checkwriting privileges are desired. If an account owner is inca- pacitated and cannot sign, attach a physician's letter stating this. Name/Address ° Be sure we have your correct name and address in our records, because this is the information we will use when we print and mail your checks. ¢ If updating your signature because of a name change, complete and attach a Name Change form, as well as appropriate documentation, such as a copy of a marriage certificate or divorce decree. Terms and Conditions Keep this for your records. Feature Specifics * Checks are reported on your statement. © For copies of canceled checks or to have checks sent to an alternate address, go to or call us. Brokerage Accounts * Checks are drawn on your account's core position. Mutual Fund Accounts © For information on minimum balances, fees, and which funds are eligible for checkwriting, see the applicable fund prospectus. © To add checkwriting to more than one fund, set it up on any eligible fund, then call Fidelity to have it added to other funds. HSAs Be aware that Fidelity must report all checks to the IRS as distributions. By signing the form, you: Direct Fidelity and the processing bank (UMB Bank, NA, which is not affiliated with Fidelity) to act on all instructions pursuant to this form, and to honor any checks that appear to be properly executed and pre- sented. Account Agreement. * Agree to be bound by all applicable rules and agreements, in their current or future state, including these Terms and Conditions, the Checkwriting Statement of Terms and Conditions (which will be enclosed with your initial check order), the Uniform Commercial Code as enacted in Missouri, your Fidelity Brokerage Customer Agreement, the Fidelity HSA Custodial Agreement, and the Fidelity Brokerage HSA Customer * Agree not to write any checks on the account that exceed the available balance. * Verify the authenticity of any other signature(s) on this form. HSAs * Acknowledge that any checks you write on this account will be reported to the IRS as distributions, and that any part of a distri- bution not used to pay qualified medical expenses (a) is counted as gross income and (b) may also be subject to a 20% pen- alty (unless an exception applies). ¢ Agree not to close your account by writing a check. EFTA00299848

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€ Fidelity Questions? c i INVESTMENTS Checkwriting Use this form to: © add checkwriting to an existing Fidelity nonretirement brokerage, mutual fund only, HSA, or Fidelity* Cash Management Account. 529 College Savings Plans, ABLE Accounts, and Fidelity managed accounts are NOT eligible to establish checkwriting. © change or update signatures for account owners or authorized individuals (for example, because of a name change or to remove an individual). Type on screen or print out and fill in using CAPITAL letters and black ink. If you need more room for information or signatures, make a copy of this page. 1. Account Owner(s) For business or trust —_| Namal) Account Number accounts, provide entity name here, and | names and signatures _|Fidelity Fund Name or Symbol Required if your account number begins with a "2" and then any two letters of authonzed individ- uals in Section 3. 2. Checkwriting Setup To change the account address before ordering checks, go to PY Check only one in Print on Checks Signatures Required on a Check each column. 0 Name(s), mailing address O Any one signature ALL owner names Default if no choice indicated. im Default if no choice indicated one will be printed CO Name(s) only Any two signatures on checks. 1D Name(s), mailing address, phone: 3. Signatures and Dates ALL owners must sign and date. By signing below, you agree to everything in the “Terms and Conditions" section of the previous page. Checkwriting can only be granted to owners or to people who are already listed on the account as authorized individuals. PRINT OWNER/AUTHORIZED INDIVIDUAL NAME OWNER/AUTHORIZED INDIVIDUAL SIGNATURE Use the postage-paid envelope, drop off at a Fidelity Investor Did you print the form? Have all owners signed? Send the form to Center, OR deliver to: Fidelity. Your checks should arrive within two weeks. Regular mail Overnight mail Questions? Go to III or call 800-343-3548, fue” /weamnents 100 Crosby Parkway KCIK Cincinnati, OH 45277-0002 Covington, KY 41015 On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage services are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 574789-9.0 (07/18) L 1.925785.109 Page 1 of 1 025780501 | EFTA00299849