DocuSign Envelope ID: 59570314-BAOE-4D83-8C94-9C20E6761FEC BORROWER'S NOTICE OF INTENT TO PROCEED CERTIFICATION & AUTHORIZATION TO RELEASE INFORMATION The undersigned certify: We have submitted an application to Embrace Home Loans, Inc. (Embrace) as of 08/25/16, and Embrace has provided us with informational disclosures about our loan including, but not limited to a Loan Estimate, and we acknowledge receipt of this disclosure. We understand that a Market Value Appraisal of our property, performed by an independent professional appraiser, may be required to complete our loan application, and that Embrace may collect a fee in advance to pay for those services. If the fee we pay is greater than the cost of the appraisal, then the difference is refundable to us. If the fee we advance is not enough to pay for the service, then we may be required to pay an additional amount. We further understand that the appraisal fee is considered to have been earned by the appraiser once their services have been provided, and is not refundable afterwards. In applying for this loan, I/We will complete or have completed various loan application documents containing various forms of information supporting our credit request, including, but not limited to Employment and Income Information, Assets and Liabilities, and other information, both public and private. \/We certify that the information we provide is true and accurate, and contains no misrepresentations or omissions of pertinent information in the loan application or other documents. \/We understand and agree that Embrace or its Closing Agent or Service Provider reserves the right to amend the review process for my/our application, which may include verifying the information provided on the application with the employer or financial institution. \We fully understand that, under Title 18, US Code, Sec. 1014, it is a Federal Crime punishable by fine and/or imprisonment, to knowingly make false statements when applying for a mortgage loan. AUTHORIZATION TO RELEASE INFORMATION For: Embrace and/or its Closing Agents or Service Providers In regard to the above referenced application, Embrace or its Agents may share information I/We have provided with third parties for the purpose of verifying the authenticity of the information provided in the application, and in other documents pertinent to the credit request, either before the loan is closed or as part of its quality control or servicing procedures. \We authorize you to provide Embrace or its Agent, or to any party to whom Embrace may subsequently sell my/our loan, any and all information or documentation they request. Such information may include, but not be limited to Employment History, Income, Bank, Money Market or other similar account balances, credit history, and copies of tax returns. Embrace, or its Agents or any Investor that may acquire rights to this loan, may address this authorization to any party named in the loan application and related documents. A copy of this authorization may be accepted as the original. We hereby confirm that it is my/our Intent to Proceed with this application, and give my/our authorizations below to assist in the processing of that application. A Ole Leo L Loking Date SSN ---- Last 4 &h _—— 9/3 ho Delia N Loking Date SSN ---- Last 4 EFTA00298880

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. DocuSign Envelope ID: 59570314-BA0E-4D83-8C94-9C20E6761FEC Request for Verification of Employment Privacy Act Notice: This information is to be used by the agency collecting it or its assignees in Getermining whether you qualify a8 a prospective mortgagor under its program. It wil not bedisclosed outside he agency except as required and penned by law. You do not have to provide fis information, but if you do not your application for approval as 8 prospective morgagor or borrower may be delayed or rejected. The information requested im this form is authorized by Title 38, USC, Chapter 37 {if VA by 12 USC, Section 1701 et. seq. (if HUD/FHA\: by 42 USC, Section 1482p (# HUDICPD): and Tile 42 USC. 1471 et. seq, of 7 USC, 1921 et. seq. if USDAJF MHA), Instructions: Lender - Complete items 1 through 7. Have applicant complete item 8. Forward directly to employer named in item 1 Employer -Please complete either Part Il or Part Ill as appicable. Complete Part Iv and return directly to lender named in Rem The form i2to be transmitted directly to the lender and is not to be transmitted through the applicant or any other party. 1. To (Name and address al emplayer) 2. From (Name and address of lender) NES LLC EMBRACE HOME LOANS 9 EAST 71ST STREET PO Box 370 NEW YORK, NY 10021 Carlisle, LA 50047 | certify that this verification has been sent directly to the employer and has not passed through the hands of the applicant or any other interested party. ignature of Lender 4. Tithe Date 6. Lender's No. (Optonal} I have applied for a mortgage loan and stated that | am now or was formerly employed by you. My signature below authorizes verification of this information 7. Name and Address of Applicant (clude employee or badge number) 6. Signature of Applicant 8. Signature of Applicant LEO L LOKING aad | X SEE ATTACHMENT 9. Appicant's Date of Employment 0. Present Position Probanlity of Continued Employmer 06/01/2033 12A. Current Gross Base Pay(Enter Amount and Check Period) 13. For Military Personnel Only 14. if Overtime or Bonus 1s Applicable, Is Its Continusnos Likety? Pay Grade na 15. if paid hourly - average hows pe ; waok jase Pay Past Year 2014 16. Date of applicants next pay increase Fight or Hazard = 2015 Variable Housing Allawanoe 20. Remarks (If employee was off work for any length of time, please indicate time period and reason) na Part lil - Verification of Previous Employment 21. Date Hred 25. Salary Wage al Termination Per |vear) IMonin) [Wee 22, Date Terminated 24, Reason tor Leaving Base Overtime Commissions Bonus 25. Posison Held Part IV - Authorized Signature - Federal statutes provide severe penalties for any fraud, intentional misrepresentation, or criminal connivance or conspiracy purposed to influence the issuance of any guaranty or insurance by the VA Secretary, the USDA, FmHA/FHA Commissioner, or the HUD/CPD Assistant Secretary. 27. Title (Please print or type) 26. Date Accountant 9/22/2016 Bella Klein Phone No, Fannie Mae EFTA00298881