Charles SCHWAB statement Period BANK Account Number November 30, 2013 to LESLEY KATHERINE GROFF —— December 31, 2013 Customer Service Information Call Toll Free: (877) 824-5625 Send Written Inquiries to: Send Deposits & Payments to: Charles Schwab Bank Charles Schwab Bank P.O. Box 52083 P.O. Box 628291 Phoenix, AZ 85072-2083 Orlando, FL 32862-9925 Schwab Bank News Deposit checks wherever you are--with Schwab Mobile Deposit ™ Now you can deposit checks to your brokerage and Schwab Bank accounts simply by taking a picture with your smartphone. Just snap photos of the front and back of your check, tap a few screens and your a deposit's on its way. You'll get immediate confirmation on your phone that st your deposit is being processed’. Visit schwab.com/mobiledeposit to g os learn more. 20 § | w s Brokerage Products: Not FDIC-insured « No Bank Guarantee * May Lose Value 3 gahs5 q uw id S See next page for important disclosures. seas 8 $5 s (0111-7963) S <<a agu<o 8 72s g Sa suN2 Page 1 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294228

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Charles SCHWAB statement Period BANK Account Num November 30, 2013 to LESLEY KATHERINE GROFF a December 31, 2013 Schwab Bank News (continued) Schwab Mobile Deposit ™ “Schwab clients must apply for this service. Certain criteria apply, and approval is not guaranteed. Please note that Schwab Mobile Deposit is not available for initial account funding. Schwab Mobile Deposit may not be available on all versions of iPhone® and Android™ operating systems. Apple, the Apple logo and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. Android is a trademark of Google Inc. Use of this trademark is subject to Google permissions. Charles Schwab & Co., Inc. ("Schwab") and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation ("Charles Schwab"). Brokerage products are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products and services are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender. ©2012 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0111-7963) Page 2 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294229

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Charles SCHWAB Statement Period BANK —_ November 30, 2013 to LESLEY KATHERINE GROFF December 31, 2013 High Yield Investor Savings™ Account Number: FY Summary Amount Beginning Balance $432.80 “Dopositg and Greate scssssnneeeennssnnneeensnsnaneessnnenessnnvenanensnntnnnssnnnestnnssnntntnssnnntetsssninenttensnnaneetnnntenttsnnnenstsnntnnnnssnnnttnnssssnnntnnsnnnetetnsssnnettttsnnnennttentnnetttnnnsenttsnnsnnsssnnttnnassnnettnnsssanentnnesnnentent 3 30 “IinterestPaid EE EEE EE EE EEE 0.05 ‘Withdrawals and Other Debits EE 0.00 “Eneing Balances 9882.85 Nonsufficient Funds Fees This Period Year to Date Total Overdraft Fees $0.00 $0.00 Activity Date Posted Description Debits Credits Balance 11/30 Beginning Balance $432.80 “yet oe ereyeee gg rer ssssoeeeennnnnneeennssnnnreesnsnnneeree gies Page 3 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294230

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Cc 7 a) les SCHWAB Statement Period BANK Account Number November 30, 2013 to LESLEY KATHERINE GROFF December 31, 2013 High Yield Investor Savings (continued) Account Number: P| Interest Earned 11/30/2013 to 12/31/2013 Average Daily Balance Interest Rate as of 12/31/2013 Interest Earned 32 day(s) Annual Percentage Yield Earned Page 4 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294231

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Charles SCHWAB statement Period BANK int N November 30, 2013 to LESLEY KATHERINE GROFF a December 31, 2013 IMPORTANT DEPOSIT ACCOUNT INFORMATION Electronic Transfers - If you have arranged to have direct deposits made to your account at 1. Tell us your name and account number {if any) least once every 60 days from the same person or company, you can call us at the telephone 2. Describe the error or transfer you are unsure about. Explain as clearly as you can why you believe number on the first page of this statement to find out whether or not the deposit has been made. there is an error or why you need more information. In Case of Errors or Questions About Your Electronic Fund Transfers - Telephone us or 3. Tell us the dollar amount of the suspected error. write us at the phone number or the address shown on the first page of this statement as soon as We will investigate your complaint and correct any error promptly. If we take more than 10 business you can, if you think your statement or receipt is wrong or if you need more information about a days to do this, we will credit your account for the amount you think is in error, so that you will have transfer on the statement or receipt. We must hear from you no later than 60 days after we the use of the money during the time it takes us to complete our investigation. sent you the FIRST statement on which the error or problem appeared. Page 5 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294232

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Charles SCHWAB Sislement Potou BANK Account Number November 30, 2013 to LESLEY KATHERINE GROFF December 31, 2013 This page intentionally left blank. Page 6 of 6 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294233