Charles SCHWAB BANK Account Number Statement Period LESLEY KATHERINE GROFF March 1-31, 2014 Customer Service Information Call Toll Free: (877) 824-5625 Send Written Inquiries to: Send Deposits & Payments to: Charles Schwab Bank Charles Schwab Bank HB. Box 52083 HB. 80x 628291 Phoenix, AZ 85072-2083 Orlando, FL 32862-9925 Schwab Bank News A brokerage message from Charles Schwab & Co., Inc. Take control of your future. Be sure to make your 2013 IRA contribution or open a Schwab IRA by April 15, 2014. Take advantage of this tax-smart way to save for retirement. * Open a Schwab IRA: schwab.com/openIRA. ¢ Contribute to an existing IRA: log in at schwab.com/fundIRA. See page 2 for more details. Brokerage Products: Not FDIC-insured « No Bank Guarantee * May Lose Value 31/03-CB92A122-004736-SML-06840000000 423649 * LESLEY KATHERINE GROFF Page 1 of 4 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294218

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Charles SCHWAB BANK LESLEY KATHERINE GROFF Schwab Bank News (continued) A brokerage message from Charles Schwab & Co., Inc. A quick and easy way to take control of your future. Make your 2013 IRA contribution or open a Schwab IRA today. If you already have a Schwab IRA, continuing to fund it is a great way to work toward the retirement you want--while taking advantage of possible tax benefits. Or, if you don't yet have a Schwab IRA, you can get started with as litle as $1,000(1). Take control of your future today. With a Traditional IRA, you contribute pre-tax dollars (the amount you can deduct depends on your income level), and any growth of your money is tax-deferred. (2) ¢ With a Roth IRA, you contribute after-tax dollars, and your contributions and any earnings grow tax-free. (3) If you have any questions or need assistance, please call a Schwab investment professional at 1-888-774-3759 or talk to a Schwab representative at a local branch. (4) sromerege Products: Not FDIC-Insured * No Bank Guarantee * May Lose Value . The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink. 2. Withdrawals from a Traditional IRA prior to age 59% may be subject to a 10% federal tax penalty. 3. Tax-free withdrawals of earnings are permitted at age 59¥2, provided the account has been in existence for at least five years. Withdrawals of earnings that do not meet these conditions may be subject to a 10% federal tax penalty. 4. Schwab does not provide tax advice or specific information on tax issues. Consult your tax advisor regarding tax issues. Charles Schwab & Co., Inc. ("Schwab") and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products and services, including Schwab IRA accounts, are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products and services are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender. ©2014 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0114-0159) ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. int Num! Statement Period March 1-31, 2014 Page 2 of 4 EFTA00294219

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charles SCHWAB BANK ni jement Perio HN KATHERINE GROFF a March 13t, 2014 High Yield Investor Savings™ Account Number: FY Smmay —SOC“Csi‘“‘“‘“‘C SOOO Amount Beginning Balance $432.93 “Dopositg and Greate scssssnneeeennssnnneeensnsnaneessnnenessnnvenanensnntnnnssnnnestnnssnntntnssnnntetsssninenttensnnaneetnnntenttsnnnenstsnntnnnnssnnnttnnssssnnntnnsnnnetetnsssnnettttsnnnennttentnnetttnnnsenttsnnsnnsssnnttnnassnnettnnsssanentnnesnnentent 3 30 “IinterestPaid EE EEE EE EE EEE 0.04 ‘Withdrawals and Other Debits EEE 0.00 “Eneing Balance 988297 Nonsufficient Funds Fees This Period Year to Date Total Overdraft Fees $0.00 $0.00 Activity Date Posted Description Debits Credits Balance 03/01 Beginning Balance $432.93 “out a essen agg rrr ssssoeeeennnnnneeennssnnnreesnsnnneeree ieee Page 3 of 4 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294220

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Charles SCHWAB BANK A N Statement Period HN KATHERINE GROFF —— March 1-31 201 4 High Yield Investor Savings (continued) Account Number: P| Interest Earned 03/01/2014 to 5 Interest Earned 03/31/2014 31 day(s) } Annual Percentage Yield Earned 0.11% Interest Rate as of 03/31/2014 . i Interest Paid Year to Date $0.12 IMPORTANT DEPOSIT ACCOUNT INFORMATION Electronic Transfers: If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you can call us at the telephone number on the first page of this statement to find out whether or not the deposit has been made. In Case of Errors or Questions About Your Electronic Fund Transfers: Telephone us or write us at the phone number or the address shown on the first page of this statement as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error or transfer you are unsure about. Explain as clearly as you can why you believe there is an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. Page 4 of 4 ® 2008 Charles Schwab Bank. All rights reserved. Member FDIC. EFTA00294221