CiticR) Cards P.O. Box 790140 St. Louis, MO 63179-0140 January 04, 2018 LESLEY K GROFF Dear LESLEY K GROFF: Great News! The conditional credit we issued fo ° ispute with APL* 1 r your di ITUNES.COM/BILL | CA for $20.19 dated 01/02/2018 is now permanent. Thank you for the opportunity to serve you. Feel free to contact us if you have any questions. Sincerely, Your Customer Service Team FEDERAL REGULATIONS REQUIRE THE STATEMENT PRINTED ON THE REVERSE SIDE. /PRMCRD/XX/TU/PH/BT/0319//D-695880040118/ EFTA00283129

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The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Bureau of Consumer Financial Protection,1700 G Street NW.,Washington, DC 20006. The creditor is Citibank, MMM., 701 £. 60th St. N., Sioux Falls, SD 57104. Please direct any questions to the return address on the reverse side of this letter. EFTA00283130

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CITIBANK CUSTOMER SERVICE PO BOX 790140 St. Louis MO 63179-0140 EFTA00283131