& UBS UBS Financial Services Inc. Account Number / PWM Office Private Wealth Advisor Power of Attorney (PWM) (Not for use when naming a professional Investment Advisor) Account Name vita have this authorization apply to all accounts at UBS Financial Services inc in the same name, whether currently open or opened in future : hes will confirm the authority of Daniel Kesner as | 1.) el to perform each of the actions initialed below and to take any and all actions necessary for or incidental to carrying out such authorizations including the execution of documents of forms or other authorizations Note: When used in this document, the words *I", or *me* or “my* refer to each of the client(s¥principais), individualis) or entities), that executes this Power of Attorney client must initial in the box next to each agency granted. PLEASE SEE IMPORTANT DISCLOSURES REGARDING TRADING » AUTHORIZATION FOR UBS PACE AND STRATEGIC ADVISOR ACCOUNTS ON PAGES 2 AND 2. Trading Authorization 5 | t initial here to authorize my Agent to enter orders with you to purchase and sell securities and similar property (including options transactions), in accordance with the qualifications, eligibility and general terms and conditions for my account(s), as brokers or Gealers acting for my own account(s), or as brokers for some other person. Managed Account Authorization | inwtiat here to authorize my Agent to enroll my account in any investment advisory program offered by UBS, to le the investment Advisory Relationship Agreement or applicable forms, and specifically to hire and terminate discretionary non. discretionary investment managers | understand that the Advisory Relationshyp Agreement. whether executed by me or my Agent, will apply to all UBS advisory program accounts that | may open in the future Authorizations | intial here to authorize my Agent to instruct UBS to transfer money or securities to accounts held in my name or for my benefit, — and to make tax elections on my behalf in connection with any transfer authorized under this Power of Attorney Such transfers may be effected by methods which include but are not limited to journal entries, wire transfer, electronic funds transter or checks. Tax Documents Authorization , | initial here to authorize my Agent to make, execute and present tax forms, including without limitation all US internal Revenue Service Forms W-8 and W-9, a5 apphcable, and any related documents. Account information Authorization /_| \imitial here to authorize my Agent to receive a duplicate copy of all confirmations, statements and other communications Agents it have designated multiple agents to act on my accounts), | direct that each agent is authorized to act independently of any other agent if UBS Financial Services Inc determines, in its sole discretion, that it #5 receiving contlicting instructions from agents that | have designated, | authorize UBS Financial Services inc , in its discretion to stop taking instructions trom any of my agents until the conflict is resolved either atmy direction or by my designated agents. Sign this section if you intend that muluple agents must act jointly. Unless signed below. you authorize each agent to act separately if | Nave designated more than one agent for my accounts, | direct that UBS Financial Services Inc. ‘act only upon the joint instructions of aif deuqnated agents. | Client First Name Last Name ~~ Signature Date AC-MZ (Rew. 12/14) CONFIDENTIAL UBSTERRAMAR00000922 EFTA00236595

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2% UBS Agreement By signing below, | agree to indemnify and hold harmless UBS and its affiliates and all of thee employees and agents from and against any and alt claims that may arise by reason of UBS having relied on the provisions of this instrument. | acknowdedge and agree that my agent is authorized to make any trade for which my account is eligible or approved, including margin wades and short sales and to receive any and all account information. | hereby ratify, confirm and agree to be bound by any and all transactions, trades or dealings, whether written or verbal, effected in and for my account(s) by my agent in connection with the authority granted in this instrument, including, but not limited to, the execution of documents, forms or agreements or any authorizations. If | have instructed that this Power of Attorney be accepted in a Trust or Business Service Account, | expressly acknowledge and agree that, by signing below, | delegate the foregoing authority | have as Trustee or Officer, Member, Manager, Partner or other representative duly authorized, and sign this Power of Attorney in such representative capacity or Capacities as applicable for the accounts to which this authorization applies This Power of Attorney will be subject to, controlled by and interpreted in accordance with the laws of the State of New York, without giving effect to any principles of choice of law or conflict of laws (notwithstanding any provision to the contrary contained in any application for any account at UBS or in any other document) UBS is entitled to rely on this Power of Attorney until written notice of its revocation is delivered to the branch office where the account is mamtained and recewpt is acknowledged by USS Enroliment in discretionary UBS Investment Advisory programs will, for those accounts, immediately and effectively revoke any trading authorization granted herein. in addition, some of the services you have selected may be subject to limitations on their availability as required by law, regulation, rule or our policies, and under those circumstances, these serwces may be terminated or declined in UBS’ sole discretion. For example, UBS Financial Advisors cannot be appointed Power of Attorney in any retirement account. This is an important legal document. Before executing this document, you should know these important facts: * This document may provide the person you designate as your agent/attorney-in-fact with broad powers, including power to manage, sell, dispose of the assets in your account or borrow money using your property as security for the loan. * if are using this Power of Attorney in 3 Retirement Account, you should be aware that the agent is not authorized under document to make or change beneficiary designations on your account. if Power of Attorney is granted on behalf of an entity (eg trust), please provide the client name(s) and your name as representative of that chent (e.g., “as trustee") ‘ANT NOTICE PACE/STRATEGIC ADVISOR ACCOUNTS: Ongoing advce from the USS Fmancil Advsor ls a prnelpal it of the services clients pay for in these programs. As such, clients may not designate a Power of Attorney for the purpose of «4.» J@bigming invesiment advice on a UBS PACE/Strategic Advisor account. This inchudes registered or unregistered mvestment advisors, vs ig” + ledhettants, financial planners or similar parbes iy Chient First Name Last Name Signature : Date = «Jy fhe}presence of (cannot be the Agent ME atte: S5A KREPTUISTA piffate Wilir apace ote cee rien ttcoemibioeendinicanatinicneton IMPORTANT NOTICE FOR PACE/STRATEGIC ADVISOR ACCOUNTS: Ongoing advice from the UBS Financal Advisor 8 principal component of the services clients pay for in these programs. As such, clients may not designate a Power of Attorney for the purpose of! labtaining investment advice on a UBS PACE/Strategic Advisor account, This includes registered or unregistered investment advisors, consultants, financial planners or similar parties. By signing below, | confirm that | am not providing investment advice or consulting services to) ithe chent granting me agency on this account Daniel Kesner Agent First Name Last Name AC-MZ (Rev. 12/14) ©2014 UBS Financial Services Inc. All rights reserved. Member SIPC Page 2/3 CONFIDENTIAL UBSTERRAMAR00000923 EFTA00236596

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% UBS ADDITIONAL INFORMATION (To Be Completed by Agent) Basic information heck here if agent is UBS Financial Advisor or a registered associated person at UR Daniel Kesner me Middle Name ast Narne de uuntry Home phone Agent's rep, 10 Prince A 1B Financial information Whwch best des your knowledge of wwves prit: x Ww very ttle about financial markets and market invesiment KX inave 4 good understanding of financial markets and market investment: am an experienced investor in financial markets and market investments Personal Information any securities firm, exclu BS and its affilia brok of a financial institution, securities or hange, self-regulatory organization IBS auditor (currently Ernst & Y¢ £ Rule 407 By No Yes (if blank, Firm assume: if yes, specify affiliated firm/organizatior approval rr 1 be obtaimed from the specified firrm/organization before the account can be pcomes effect is employee or related to an employee of UBS AG, its subsidiaries or affiliates (e.g , UBS Financial Services UBS Securities Employee First Name Last Name SSN Employment information pation, Employer Name and Ad re only requied if your employment stat employed” or * self-employed atus (se ne Jther abor Business Phone (ophonal Business Fax (optiona’ Other Inchastry (ie struction, Service, et plsonal A f Address Line 2 * q iat ati MZ (Rev. 12/14) 4 U8 ancial Services inc All rights rese ember SIP age CONFIDENTIAL UBSTERRAMAR00000924 EFTA00236597