& UBS ees _ + UBS Financial Services inc. Account Number / PWM Office ~ Private Wealth Advisor Power of Attorney (PWM) (Not for use when naming a professional Investment Advisor) * Account Name, — * Initial here BK” authorization apply to all accounts at UBS Financial Services Inc. in the same mame, whether currently open or opened in he future a es . . 1+)» «This will confirm the authority of to perform each of the actions initialed below and to take any and al actions necessary Tor or incidental to Carrying oul such authonzations including the execution of documents or forms or other authorizations. *\ "Note: When used in this document, the words “I, of "me" or “my* refer to each of the clientisVprincipalis), individual(s) or entit(ies), that executes this Power of Attorney client must initial in the box next to each agency granted. PLEASE SEE )MPORTANT DISCLOSURES REGARDING TRADING , "AUTHORIZATION FOR UBS PACE AND STRATEGIC ADVISOR ACCOUNTS ON PAGES 2 AND 3. Trading Authorization | initial Here to authorize my Agent to enter orders with you to purchase and sell securities and similar property (including options “——~ twansactions), in accordance with the Qualifications, eligibility and general terms and conditions for my accountis), as brokers or Dealers acting for my own account(s), or as brokers for some other person. *. Managed Account Authorization { | initial here to authorize my Agent to enroll my account in any investment advisory program offered by UBS, to execute the investment Advisory Relationship Agreement or applicable torms, and specifically to hire and terminate discretionary and non- discretionary investment managers | understand that the Advisory Relationship Agreement, whether executed by me or my Agent, will apply to all UBS advisory program accounts that | may open in the future Disbursement Authorizations CEN): tia nare 1 autnerae my Agen 1 snstct URS to transler money of scutes to accounts held in myname ot fr my benefit, and to make tax withholding elections on my behalf in connection with any transfer authorized under this Power of Attorney. Such transfers may be effected by methods which include but are not limited to journal entries, wire transfer, electronic funds wanster or checks. Tax Documents Authorization 4m) | initial here to authorize my Agent to make, execute and present tax forms, including without limitation all US internal Revenue Service Forms W-8 and W-9, as applicable, and any related documents Duplicate Account information Authorization IK / linitial here to authorize my Agent to receive a duplicate copy of all confirmations, statements and other communications Multiple Agents It | have designated muttiple agents to act on my account(s), | direct that each agent is authorized to act independently of any other agent, If UBS Financial Services Inc. determines, in its sole discretion, that it is receiving conflicting instructions trom agents that | have designated, | authorize UBS Financial Services Inc., in its discretion to stop taking instructions from any of my agents until the conflict is resolved either at my direction or by my designated agents. [ign this section if you intend that multiple agents must act jointly Uniless signed below, you authorize each agent 10 act separately | | It | have designated more than one agent for my accounts, | direct that UBS Financial Services Inc. act only upon the joint instructions of all | desanated agents Client First Name Last Name AC-MZ (Rev. 12/14) ©2014 UBS Financial Services inc All rights reserved Member SIPC Pape ile) NFIDENTIAL UBSTERRAMAR00000779 °° EFTA00236471

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3% UBS Authorized Agent/Dual Signor Addendum Dual Signors for RMA/Business Services Account BSA Check Writing Oual-Signature checks require two signatures at all times. if you are designating more than two signors and you would like one of the Signors to be required, at all times, please check “Required” next to the signor's name Only one individual can be a required agnor If you do not designate a required signor, please specity all signars as optional. If the individual designated below is nat a UBS Financial Services inc. client (i.e. account holder, authorized agent, power of attorney, etc) also complete the Authorized Agent for RMA/Business Services Account BSA Check Writing section above. oO Check here if you do NOT want UBS Financial Services Inc. to order new dual sagnature checks. if checked, you will be responsible for obtaining checks with dual signatures. UBS Financial Services Inc. will not ‘accept single signature checks. Dual Signor First Name LastName ~~ Dual Signor First Name ~~sLast Name _ Specity the type of signor (1) Required ] Optional Specify the type of signor’ () Required [J Optional Sign Here only if adding a Dual Signor Dual Signor’s Signature ~ Date Dual Signor's Signature : Date Note: You must complete and sign a new addendum to add, remove or update dual signors. UBS Financial Services inc. will rely on the most recently dated addendum to supercede and replace any other Previous dual signor addendum on fite Account Holder Certification By signing below, | UNDERSTAND, ACKNOWLEDGE AND AGREE that (1) | have reviewed all of the information contained in this addendum and | declare it as true and accurate and (2) UBS Financial Services Inc. is authorized to tely upon the red by ths document untd UBS Financial Services inc. receives an updated copy of this form revoking ofr modifying this. x 1-9-5 Account Holder First Name Last Name Oate —_—— is Account Holder First Name Last Name Account Holder Signature Date AC-RW (Rev 12/14) ©2014 UBS Financial Senaces inc. All rights reserved. Member SIPC Page 2/2 CONFIDENTIAL UBSTERRAMAR00000780 EFTA00236472

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é UBS By signing below, | agree to indernnify and hold harmless UBS and its affiliates and all of their employees and agents from and against any and all claims that may arise by reason of UBS having relied on the Provisions of this instrument. | acknowledge and agree that my agent is éuthonzed to make any trade for which my account is ebgible of approved, including margin trades and short sales and to receive any and all account informabor. | hereby ratify, confirm and agree to be bound by any and all transactions, trades or dealings, whether written or verbal, effected in and for my accounts) by my agent in connection with the authority granted in this instrument, inchuding, but not limited to, the execution of documents, forms or agreements or any authorizations if | have instructed that this Power of Attorney be accepted in a Trust or Business Serve Account. | expressly acknowledge and agree that, by signing below, | delegate the foregoing authority | have as Trustee or Officer, Member, Manager, Partner or other represellive duly authorized, and sign this Power of Attorney in such representative capacity or Capacities as applicabte for the accounts to which this authorization applies This Power of Attorney will be sutsect to, controlled by and interpreted my accordance with the laws of the State of New York, without giving effect to any principles of chowe of law or conflict of Laws (notwithstanding any provision to the contrary contained in any application for any account at UBS of in any other document) UBS is entitled to rely on this Power of Attorney until written notice of its revocation is delivered to the branch office where the account is maintained and receipt is acknowledged by UBS. Enrollment in discretionary UBS Investment Advisory programs will, for those o and effectively revoke any trading authorization granted herein. in addition, some of the services you have selected may be subject to limitations on their availability as required by law, regulation, rule or our policies, and under those circumstances, these services may be terminated or declined in UBS" sole discretion. For example, UBS Financial Advisors cannot be appointed Power of Attorney in any retirement account. This is an important legal document. Before executing this document, you should know these important facts: ° This document may provide the person you designate as your agent/attorney-in-fact with broad powers, including power to manage, sell, dispose of the assets in your account or borrow money using your property as security for the loan. ad Hf you are using this Power of Attorney in a Retirement Account, you should be aware that the agent is not authorized under this document to make or change beneficiary designations on your account. if Power of Attorney is granted on behalf of an entity (e.g. trust), please provide the chent name(s) and your name as representative of that chert (@9 , “as trustee") IMPORTANT NOTICE FOR PACE/STRATEGIC ADVISOR ACCOUNTS: Ongoing advice from the UBS Financial Advisor is a principal component of the services clients pay for in these programs. As such, clients may not designate a Power of Attorney for the purpose of} Obtaining investment advice on a UBS PACE/Strategic Advisor account This includes fegistered or unregistered investment adwesors,| onsultants, financial planners or sumitar partes | Ghisiaine May wen _ Chent First Name Last Name Chentbiest Name Last Name Signature Date the presence of (canryot be the Agent) ee a Sol ok ast Name Signature Date Client must sign and date in the presence of a witness who must also sign and date this form. (IMPORTANT NOTICE FOR PACE/STRATEGIC ADVISOR ACCOUNTS: UBS Financial Advisor is 4 paincpal component of the services chents pay for in these programs As such, clients may not designate a Power of Attorney for the purpose of obtaining invesiment advice on a UBS PACE/Strategic Advisor account This inchides registered of unregistered investment advisors, consultants, financial planners or similar parties. By signing below. | contirm that | am not providing investment advice or consdting services to! {the chent granting me agency on this account Daniel sss Kesey a ned Signature Date AC-MZ (Rev. 12/14) ©2014 UBS Financial Services inc. All rights reserved. Mernber SIPC Page 2/3 CONFIDENTIAL UBSTERRAMAR00000781 EFTA00236473