Message From: UBS Financial Services Inc. [elert@ubs.com] Sent: 11/4/2014 9:08:05 AM To: gmax1@ellmax.com Subject: Reminder: please activate your new UBS card before November 14, 2014 . . Reminder: please activate your new UBS card before November 14, 2014 Notice We recently sent you a new UBS card following a security breach at a merchant where you used Why this is important your card If you have not yet received your new card, please call us at 800-762-1000. Our records indicate that the card sent to you has not been activated Your current UBS card will stop As a reminder, your current card will stop working on November 14, 2014. To prevent a working on the day you activate your disruption in service please activate and begin using your new card. new UBS card or on November 14, 2014, whichever is earlier What you need to do * Activate your new UBS card by calling the number on the sticker. If you do not activate by Friday, November 14, 2014, your current card will stop working. * Sign the back of your card * Destroy your current UBS card as it will be deactivated when you activate your new card * Contact anyone with whom you have a recurring automatic payment agreement, (e.g., your cell phone bill) to provide them with your new expiration information. Questions Call 800-762-1000 if you have any questions about your account or card. Outside the U.S., call 201-352-5257; we accept all collect calls Representatives are available to assist you 24 hours a day, 7 days a week If you have questions related to your other UBS accounts, please contact your Financial Advisor We appreciate your business with UBS and look forward to continuing to serve your wealth management needs. Please do not reply directly to this message. If you need assistance, please contact us at the phone number listed above Disclosure UBS debit and credit cards are issued and administered by UBS Bank USA with permission from Visa U.S.A. Incorporated. UBS Bank USA is a subsidiary of UBS AG. UBS Bank USA Member FDIC. CONFIDENTIAL UBSTERRAMARO0000723 EFTA00236420