Statements EFTA00198828

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metrotech Center North BEAR 383 Madison Avenue Brocklyn, New York 11201-2859 STEARNS New _ New York 10179 Pe INTERNATIONAL CHARITABLE ACCOUNT EXECUTIVE ZICHERMAN,IRA STATEMENT PERIOD November 30,2002 TevepHonc =| THROUGH December 31, 2002 VISIT OUR WEBSITE www.bearstearns.com ; . account xumccr = What’s In This Statement Hasalbssbeelslsssahil TAXPAYER NUMBER On File LAST STATEMENT November 29, 2002 Financial Summary . . 3 INTERNATIONAL CHARITABLE Your Portfolio Holdings 3 INTERESTS II DTD 08/30/94 Transaction Detail 4 FINCL TR CO ING TTEE , en sansa masaadens sea ensenen nes san ‘ ATTN JEANIE BRENNAN UNG ACRIVItY ssssanssvssaseasasesssseesssssanssnanians 6100 RED HOOK QUARTER STE B-3 Your M@SSAQ@S ..,..sssssereesesesessees ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio Important: Message if any information regarding $9,460,332 : _—" miscellaneous income, MONEY MARKET FUND BALANCE 9,346,503 gross proceeds or original HM Current market value issue discount is required snseranansanceniea® | neasaanesanasanccansesst sensanisaneense — . to bi ted to the IRS f NET EQUITY THIS PERIOD $9,460,332 HE Last statement’s mariet value this account, . ° “ snessseanseaneanss 1 secsseansasaseodconseas1 senseaasenseoan enasen Consolidated Form 1099 NET EQUITY LAST STATEMENT 9,449,358 will be mailed to you by January 31,2003o0r a CHANGE SINCE LAST STATEMENT 10,974 1042Sby March 17,2003. There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Ploase moport any diference or nce-roceipt of checks or stocks, indicated as delivered to you, ‘This summary is for informational purposes only. It is not intended as a tax documert %© Client Senices at 800-634-1428; cr write to Clem Services at Bear, Steams Securities ‘Ths statemem should be retamed for your records See reverse side for important imformation. Comp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859 027 01/01/03;09:30 001 veao EFTA00198829

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2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 01/01/03;09:30 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198830

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 3 offs Cash Flow Analysis Cash Balance Summary THIS PERIOD OPENING CLOSING OpeningBalance $113,757. 87 Cash 113,757.87 113,828.97 Money Fund 10,902.75 Dividends/Interest 71.10 s04 e0eneeeceeceessesensesses seeseeseusceseeceuoen cess ont Net Cash Balance $113,757.87 $113,828.97 Amount Cr ited $10,973.85 Money Fund -10,902.75 Income Summary Amount Debite” a sssorsesnsesnsennsnnsnssoreneen ecto o ae Dividends 10,902.75 46,502.81 Net Cash Activity 71.10 Credit Balance Int. 71.10 3,361.85 Total $10,973.85 sors $49 864 68 Portfolio Composition Cash/Cash Equivalent 9,460,332 Your Portfolio Holdings CASH & CASH EQUIVALENTS MAABKET ESTIMATED — CURRENT DESCRIPTION SYMBOUCUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD [‘%} CASH BALANCE 113,829 027 01/01/03;09:30 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD November 30,2002 THROUGH December 31,2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT November 29, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt batance andicr short market values. The alocation percentage is derived from the absohte market value of your portloio, ves EFTA00198831

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North BEAR 383 Madison Avenue Brocklyn, New York 11201-2859 STEARNS New York. New York 10179 fl | INTERNATIONAL CHARITABLE 4 ofS STATEMENT PERIOD November 30,2002 THROUGH December 31, 2002 Your Portfolio Holdings (continued) ree TAXPAYER NUMBER On File CASH & CASH EQUIVALENTS (continued) LAST STATEMENT — Novernber 29, 2002 NAARKET ESTIMATED (QURRENT DESCRIPTION SYMBOU'CUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) DREYFUS CASH MANAGEMENT-CLA ——DICXX 9,346,502.81 1.0000 9,346,503 130,851 1.4000 INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD _1,2200% TOTAL CASH & CASH EQUIVALENTS $9,460,332 $130,851 YOUR TOTAL ESTIMATED ANNUAL INCOME $130,851 YOUR PRICED PORTFOLIOHOLDINGS $9,460,332 Transaction Detail MONEY FUND ACTIVITY DATE MavDAY TRANSACTION DESCAIPTION SYMBOUCUSIP QUANTITY PRICE CEBIT AMOUNT CAEDIT AMOUNT 11/30/02 OPENINGBALANCE 9,335,600.06 IRaTtutONA SHARE: MonaaLY DADEND INSTITUTIONAL SHARE: DIVIDEND REINVESTED. 12/31/02 CLOSINGBALANCE 9,346,502.81 TOTAL $-10,902.75 $10,902.75 oz? 01/01/03;09:30 001 veas EFTA00198832

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 5 os Transaction Detail (continued) INTEREST DATE DESCRIPTION SYMBOUCUSIP 12/23/02 INTEREST ONCREDIT BALANCE AT 0 3/4% 11/21 THRU 12/20 QUANTITY RATE [5b 0.7500 CEBIT AMOUNT CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOO November 30, 2002 THROUGH December 31,2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT November 29, 2002 CREDIT AMOUNT 71.10 TOTAL $71.10 Your messages As part of the National Association of Securities Dealer's (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (800) 289-9999 or via the intemet address which is www.nasdr.com, In addition, a brochure explaining the Public Disclosure Program is available from the NASD upon request, /—™ (stor) * LS * End of Statement****** 027 01/01/03;08:30 001 veas EFTA00198833

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE What’s In This Statement www.bearstearns.com Financial SUMMALY sscsssssssessessnecasecneniaee Your Portfolio Holdings . Transaction Detail Fund Activity wen Your Portfolio at a Glance NET CREDIT BALANCE MONEY MARKET FUND BALANCE Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 kW wW 113,758 9,335,600 Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIKOO October 26, 2002 Novernber 29, 2002 accout nuvecr TAXPAYER NUMBER On File October 25, 2002 THROUGH INTERNATIONAL CHARITABLE INTERESTS Il DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 LAST STATEMENT Market Value of Your Portfolio $9,449,358 Cash & Ei lent Current market value $288 Last statement's market value act coun neo pemoo ""$9;446,568 NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 9,436,156 13,202 There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Please report any difference or nomrecaipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; cr write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. This summary is for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information. oz? 11/9002;14:25 001 vea8 EFTA00198834

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2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 11/3002;14:25 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198835

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 3 offs Cash Flow Analysis Cash Balance Summary THIS PERIOD OPENING CLOSING OpeningBalance $113,658.70 Cash 113,658.70 113,757.87 Money Fund 13,102.87 Dividends/Interest 99.17 s4sansesenensusensesenenssssauneusesesensnausensesss on Net Cash Balance $113,658.70 $113,757.87 Amount Cr ited $13,202.04 Money Fund 13,102.87 Income Summary Amount Debited a sssensnsaenseneenrsssneentcti eee Dividends 13,102.87 35,600.06 Net Cash Activity 99.17 Credit Balance Int. 99.17 3,290.75 Total $13,202.04 a nH Portfolio Composition Cash/Cash Equivalent 9.449.358 Your Portfolio Holdings CASH & CASH EQUIVALENTS MAABKET ESTIMATED — CURRENT DESCRIPTION SYMBOUCUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD [‘%} CASH BALANCE 113,758 027 11/3002;14:25 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD October 26, 2002 THROUGH November 29, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT October 25, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt batance andicr short market values. The alocation percentage is derived from the absohte market value of your portloio, veas EFTA00198836

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North BEAR 383 Madison Avenue Brocklyn, New York 11201-2859 STEARNS New York. New York 10179 fl | INTERNATIONAL CHARITABLE 4 ofS STATEMENT PERIOD October 26, 2002 THROUGH Novernber 29, 2002 Your Portfolio Holdings (continued) ree TAXPAYER NUMBER On File CASH & CASH EQUIVALENTS (continued) LAST STATEMENT — October 25, 2002 NAARKET ESTIMATED (QURRENT DESCRIPTION SYMBOU'CUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) DREYFUS CASH MANAGEMENT-CLA ——DICXX 9,335,600.06 1.0000 9,335,600 158,705 1.7000 INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD _1,3900% TOTAL CASH & CASH EQUIVALENTS $9,449,358 $158,705 YOUR TOTAL ESTIMATED ANNUAL INCOME $158,705 YOUR PRICED PORTFOLIOHOLDINGS $9,449.358 Transaction Detail MONEY FUND ACTIVITY DATE MavDAY TRANSACTION DESCAIPTION SYMBOUCUSIP QUANTITY PRICE CEBIT AMOUNT CAEDIT AMOUNT 10/26/02 OPENINGBALANCE 9,322,497.19 INSTITUTIONAL SHARE: MonaaLY DADEND INSTITUTIONAL SHARE: DIVIDEND REINVESTED. 11/29/02 CLOSINGBALANCE 9,335,600.06 TOTAL $-13,102.87 $13,102.87 02? 11/30102;14:28 001 vea8 EFTA00198837

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BEAR STEARNS 5 os OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 Transaction Detail (continued) CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD October 26, 2002 THROUGH November 29, 2002 accoust numecr [S TAXPAYER NUMBER On File INTEREST LAST STATEMENT October 25, 2002 DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (% DEBIT AMOUNT CREDIT AMOUNT 11/21/02 INTEREST ONCREDIT BALANCE 0.7500 35.52 AT 0 3/4% 11/06 THRU 11/20 17/27/02" INTEREST ONCREDIT BALANCE . ‘ ef 2500 ™ 63.65 AT 1 1/4% 10/21 THRU 11/05 TOTAL $99.17 (stor) ****** End of Statement****** \ f 11/30V02;14:25 001 vegas EFTA00198838

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE www.bearstearns.com What’s In This Statement Financial SUMMALY sscssrssscsssersscasecneniaee Your Portfolio Holdings . Transaction Detail Fund Activity vse Your Portfolio at a Glance NET CREDIT BALANCE 113,659 9,322,497 MONEY MARKET FUND BALANCE Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 aon. & Ww Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD September 28, 2002 THROUGH October 25, 2002 accout nuvecr TAXPAYER NUMBER On File INTERNATIONAL CHARITABLE INTERESTS Il DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 LAST STATEMENT September 27, 2002 Market Value of Your Portfolio $9,436,156 $0 Equities $62,108 NET EQUITY LAST STATEMENT 9,542,114 CHANGE SINCE LAST STATEMENT -105,958 There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3869. fis32] Current market value ERB] Last statements market value This summary i for informational purposes only. It Is mot intended as a tax document ‘This statemem should be retained for your records. See reverse side for important information. 027 ves? EFTA00198839

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2 of 6 STATEMENT BACKER IS PRINTED ON THIS PAGE 10/2602;10:31 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198840

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 3 of6 Cash Flow Analysis Income Summary Tis PERIOD TS PERIOD YEAR TO DATE OpeningBalance $469,941.16 Dividends 12,432.16 22,497.19 . Credit Balance Int. 241.98 Securities Sold 63,172.01 04 seenseasecenseenseasensee + suessuessscensesssentecs oot Money Fund 12,432.16 TORR seseeeeseesseeneeneensen eNO Dividends/Interest 241.98 Miscellaneous 3,325.55 en cpm enn eee Portfolio Composition Cash/Cash Equivalent 9,436,156 Funds Withdrawn 123,022.00 TOC ennneerctcsreeeererereetserntereneeen De OE Amount Debited $-435.454.16 Net Cash Activity -356,282.46 Cash Balance Summary OPENING CLOSING Cash 469,941.16 113,658.70 Net Cash Balance $469,941.16 $113,658.70 027 10/2602;10:31 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD September 28, 2002 THROUGH October 25, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT September 27, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. véa? EFTA00198841

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North 383 Madison Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10179 Le INTERNATIONAL CHARITABLE 4 of6 STATEMENT PERIOD September 28, 2002 THROUGH October 25, 2002 Your Portfolio Holdings a CASH & CASH EQUIVALENTS TAPAYER MAABER On File LAST STATEMENT September 27, 2002 MANRKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP QUANTITY PRICE VALUE ANNUAL INCOME _YELD (') CASH BALANCE DREYFUS CASH MANAGEMENT-CL A DICXX 9,322,497.19 1.0000 9,322,497 158,482 1.7000 INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD 1, 6600% TOTAL CASH & CASH EQUIVALENTS $9,436,156 $158,482 YOUR TOTAL ESTIMATED ANNUAL INCOME $158,482 YOUR PRICED PORTFOLIOHOLDINGS $9,436,156 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT — TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT CREDIT AMOUNT 10/07/02 10/02/02 SOLD UNITED RETAIL GROUP INC URGI -13,650 4.65060 62,657.27 AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT AVG PRICE: DETAILS ON REQUEST AS OF 10/02/02 UNSOLICITED TOTAL $63,172.01 027 10/26/02;10:31 001 véa? EFTA00198842

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Beas, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brocklyn, New York 11201-3859 STEARNS _—€€ 10179 5 of6 INTERNATIONAL CHARITABLE STATEMENT PERIOD September 28, 2002 THROUGH October 25, 2002 Transaction Detail (continued) accouvt xumccr | TAXPAYER NUMBER On File DEPOSITS AND WITHDRAWALS LAST STATEMENT — September 27, 2002 DATE TRANSACTION DESCRITION DEBIT AMOUNT CREDIT AMOUNT 10/01/02 FND WIRED a WIRED TO 117,430.00 GEO fe TOTAL $-123.022.00 MONEY FUND ACTIVITY DATE MODAY TRANSACTION DESCAIPTION SYMBOUCUSIP QUANTITY PRICE CEBIT AMOUNT CAEDIT AMOUNT 09/28/02 OPENINGBALANCE 9,010,065.03 Urea MONTHLY DIVIDEND REINVEST Rae YFUS CASH. WANAGEMENT-CC'A DIVIDEND REINVESTED {2.43216 {2°432-76 DICXX 00 300°000.0 10/25/02 CLOSINGBALANCE 9.322.497.19 TOTAL $-312.432.16 $12,432.16 027 10/26/02;10:31 001 véa? EFTA00198843

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Beas, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10179 INTERNATIONAL CHARITABLE 6 of6 STATEMENT PERIOD September 28, 2002 THROUGH October 25, 2002 Transaction Detail (continued) accouvt xumccr | TAXPAYER NUMBER On File INTEREST LAST STATEMENT September 27, 2002 DATE DESCRIPTION SYMBOUUSIF QUANTITY RATE (5) DEBIT AMOUNT CREDIT AMOUNT 10/21/02 INTEREST ONCREDIT BALANCE 1.2500 241.98 AT 1 1/4% 09/21 THRU 10/20 TOTAL $241.98 MISCELLANEOUS DATE MO’DAY TRANSACTION DESCRIPTION DEBIT AMOUNT CREDIT AMOUNT 10/08/02 JOURNAL FROM: SJZ) 1-USD 3,225.55 + JRL* + JRL TOTAL $3,325.55 i—™, (stop) ***** End of Statement™***** / 027 10/26/02;10:31 001 véa? EFTA00198844

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OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE + wnw.bearstearns.com What's In This Statement Financial Summary , . 38 Your Portfolio Holdings . . 4 Transaction Detail .....sssssseseeeneres 5 Fund ACtiVLY Aiton 6 YOUr M@SSAQES ..,..seesssesssreesesesseniens 7 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD 62,108 NET CREDIT BALANCE 469,941 MONEY MARKET FUND BALANCE 9,010,065 ican nus pumoo 7" geBaDT14 NET EQUITY LAST STATEMENT 9,556,270 CHANGE SINCE LAST STATEMENT 14,156 There are no "Stop Loss” orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Comp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859. Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 INTERNATIONAL CHARITABLE INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio $9.480,006 $62,108 ities eae $270,853 | | Current market value 288] Last statements market value o27 09/2802;13:15 001 ‘This summary is for informational purposes only. It Is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOG August 31,2002 September 27, 2002 accout nuvecr TAXPAYER NUMBER On File THROUGH LAST STATEMENT August 30, 2002 Important Message Confirmation: Unless we hear from you to the contrary, it is our understanding that any free credit balances in your account are being maintained to facilitate your intention to invest such amounts through us. vea6 EFTA00198845

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2 of9 STATEMENT BACKER IS PRINTED ON THIS PAGE 09/2802;13:15 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198846

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS a" 10179 INTERNATIONAL CHARITABLE 3 of9 STATEMENT PERIOD August 31,2002 THROUGH September 27, 2002 . ACCOUNT NUMBER fs Cash Flow Analysis Cash Balance Summary TAXPAYER NUMBER On File mies Pero ee LAST STATEMENT August 30, 2002 OpeningBalance $285.416.81 Cash 285,416.81 469,941.16 Sociuition Sid 104,153.54 Net Cash Balance $285,416.81 $469,941.16 Money Fund 10,085.03 duesaneocesseserenenssessssanennesstenneseenaesy vssstsesisusseesesneen Dividends/Interest 370.81 Amount Credited $194,589.38 Income Summary Money Fund -10,065.03 THS PERIOD YEAR TO DATE susesueeenesosssssaenuesnuennesoneenuenss /saneeueeensenneennennessss seas ess Dividends 10,065.03 10,065.03 Amouartt Debit... sssesnsassssotansesseentsnsee ssereimece ace nt Credit Balance Int. 370.81 2,949.60 Net Cash Activity 184,524.35 . ta Your Portfolio Portfolio Composition Allocation Cash/Cash Equivalent 9.480.006 Equities 62,108 Cash & Equivalent 99% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. 027 09/2802;13:15 001 v6a6 EFTA00198847

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 4 a9 Your Portfolio Holdings CASH & CASH EQUIVALENTS NAARKET ESTIMATED (QURRENT DESCRIPTION SYMBOLICUSIP QUANTITY PRICE VALUE ANNUAL INCOME —_YELD (14) CASH BALANCE DREYFUS CASH MANAGEMENT-CL A DICXX 9,010,065.03 1.0000 9,010,065 153,171 1.7000 INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD_1,7000% TOTAL CASH & CASH EQUIVALENTS $9,480,006 $153,171 EQUITIES Equities & Options ACT MARKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYE QUANTITY PRKE VALUE _ ANNUAL INCOME YELD (%} UNITED RETAIL GROUP INC UAGI CASH 13,650 4.5500 62,108 Total Equities& Options $62,108 $0 TOTAL EQUITIES $62,108 $0 YOUR TOTAL ESTIMATED ANNUAL INCOME $153.171 YOUR PRICED PORTFOLIOHOLDINGS $9,542,114 02? 09/28/02;13:15 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD August 31,2002 September 27, 2002 accoust numecr [S TAXPAYER NUMBER On File August 30, 2002 THROUGH LAST STATEMENT v6a6 EFTA00198848

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Beas, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS a" 10179 5 of9 INTERNATIONAL CHARITABLE STATEMENT PERIOG August 31,2002 THROUGH September 27, 2002 accout nuvecr TAXPAYER NUMBER On File INVESTMENT ACTIVITY LAST STATEMENT — August 30, 2002 Transaction Detail SETTLEMENT TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT GREOIT AMOUNT 09/04/02 08/29/02 SOLD CACHE INC NEW CACH -1,100 10.65000 11,646.14 AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST UNSOLICITED AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST UNSOLICITED 09/05/02 08/30/02 SOLD NOVEL DENIM HOLDINGS LTD NVLD -2,200 5.19000 11,283.15 AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST 09/05/02 08/30/02 SOLD UNITED RETAIL GROUP INC AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST T3a745 1093776 5.00000 7,407.27 ‘0 UNSOLICITED GUT APPAREL GROUP TB) UNSOLICITED 09/20/02 09/17/02 SOLD CACHE INC NEW CACH -1,350 10.46570 AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST TOTAL $184,153.54 BaTTS GaETT 660000 132/060-78 027 09/2802;13:15 001 vea6 EFTA00198849

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. One Mevotech Contr North BEAR 383 Madison Avenue Brocklyn, New York 11201-2859 STEARNS New York, New York 10179 INTERNATIONAL CHARITABLE 6 of9 STATEMENT PERIOD August 31,2002 THROUGH September 27, 2002 Transaction Detail (continued) TAXPAYER NUMBER On File accoust numecr [S MONEY FUND ACTIVITY LAST STATEMENT — August 30, 2002 DATE MODAY TRANSACTION DESCAIPTION SYMBOUCUSIP QUANTITY PRICE OEBIT AMOUNT CREDIT AMOUNT 08/31/02 OPENINGBALANCE 9,000,000 D ARES MONTHLY DIVIDEND 10.065.03 09/03/02” REINVEST DREYFUS CASH MANAGEMENT-CL A BGK "70,065.03" INSTITUTIONAL SHARES 09/27/02 CLOSINGBALANCE 9,010,065.03 TOTAL $-10.065.03 $10,065.03 INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CEBIT AMOUNT CREDIT AMOUNT 09/23/02 INTEREST ONCREDIT BALANCE 1.2500 370.81 AT 1 1/4% 08/21 THRU 09/20 TOTAL $370.81 oz? 09/28002;13:15 001 vea6 EFTA00198850

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BEAR STEARNS 7 oo OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 Your messages ‘i Bear, Stearns Securities Corp, Net Capital and Net Capital Requirements: At May 31, 2002 and July 31, 2002, the Company's net capital of approximately $2.5 billion and $2.0 billion was approximately 7% and 6% of aggregate debit items and exceeded the minimum regulatory net capital requirement of approximately $679.9 million and $644.8 million by approximately $1.8 billion and $1.3 billion, all respectively. A complete copy of the Bear, Stearns Securities Corp, Statement of Financial Condition is available on the web site www.bearstearns.com_, Alternatively, to request a free printed copy please call -toll free 1-866-299-9331, CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOG August 31,2002 THROUGH September 27, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 30, 2002 ZT Securities and other assets in your account are the firm's collateral for any margin loan made to you, If the securities and other assets in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, the firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with the member, in order to maintain the required equity in the account, It is important that you fully understand the risks involved in trading securities on margin, These risks include the following: > You can lose more funds than you deposit in the margin account, > The firm can force the sale of securities or other assets in your account(s). > The firm can sell your securities or other assets without contacting you, > You are not entitled to choose which securities or other assets in your account(s) are liquidated or sold to meet a margin call, > The firm can increase its "house" maintenance margin requirements at any time and is not required to provide you advance written notice, > You are not entitled to an extension of time on a margin call, 027 09/2802;13:15 001 vea6 EFTA00198851

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BEAR STEARNS 8 of9 OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 ie This statement is provided to explain Bear, Stearns & Co, Inc.'s (‘BSC’) payment for order flow practices, BSC routes a majority of orders for customer securities transactions to the primary market for such securities, Orders may also be routed to other market service vendors that assure executions pursuant to complex mathematical formulas at better than the national best bid or best offer (NBBO), BSC receives no cash payment or other consideration for such order routing other than favorable executions or executions of limit orders at no additional charge. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOG August 31,2002 THROUGH September 27, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 30, 2002 TZ Pursuant to SEC Rule 11Ac1-6, please note the following: Bear, Stearns & Co, Inc, will post its quarterly routing statistics at the following web link: http://www,bearstearns ,com/bearstearns/individualinvestor/equititesord erroutingpractices, htm Customers of Bear, Stearns & Co, Inc, may request information on any order executed within the prior six months from the time of the request. Specifically, you may request the identity of the venue to which the identified orders were routed for execution, whether the order was directed by you to that venue, and the time of the executions, if any, that resulted from such orders, o27 09/2802;13:15 001 vea6 EFTA00198852

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New = New York 10179 9 of9 ie The following account service fees will be charged to applicable accounts as of November 1, 2002: The service charge per transaction will be $5,00, Accounts transferred from Bear Steams will be charged a $75.00 account transfer fee. There will be a $50,00 fee for each stock certificate that is sent out in registered form at the customer's request, We strongly recommend against holding stock certificates in physical form due to the possibility of theft, loss or damage. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD August 31,2002 THROUGH September 27,2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 30, 2002 TZ NOTICE OF CHANGE PURSUANT TO THE TRUTH IN LENDING SEC RULE 10b-16 Effective as of November 15, 2002, the annual rate of interest charged on any credit extended to you by Bear Stearns Securities for the purpose of purchasing, carrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate, the Bear Stearns Securities Fed Funds Rate or the London Interbank Offering Rate ("LIBOR"). The Bear Stearns Margin Basis Rate will be quoted daily by Bear Stearns at our main office in New York, Factors affecting the determination of the Bear Stearns Margin Basis Rate will include the short-term market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Stearns is charged for borrowing money, The Bear Stearns Securities Fed Funds Rate is the rate for U.S, dollar funds, as quoted by an independent broker of such funds selected by Bear Stearns Securities for the last transaction completed prior to 9:30 a,m, (Eastern Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or 4% above either the Bear Stearns Securities Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Stearns Margin Basis Rate, the Bear Stearns Securities Fed Funds Rate or LIBOR, any changes in these rates will cause corresponding changes in the rate charged to your account, which changes will be made without prior notice to you, If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice, The "Statement of Interest Charges Pursuant to the "Truth-in-Lending” SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice, 027 09/2802;13:15 001 Ve3a6 EFTA00198853

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 Pe ACCOUNT EXECUTIVE = ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE www.bearstearns.com What’s In This Statement Financial SUMMALY .....s.sess sees ssesessseessees Your Portfolio HoldingS .......sssssesessseerees Transaction Detail Fund Activity . Trades Not Yet Settled on os Ww Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD 270,853 NET CREDIT BALANCE 285,417 MONEY MARKET FUND BALANCE 9,000,000 sat coun es eo cea NET EQUITY LAST STATEMENT 82,178 CHANGE SINCE LAST STATEMENT 9,474,092 There are no “Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. INTERNATIONAL CHARITABLE INTERESTS Il DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio $9,285,417 Cash & Equivalent $82,178 $270,853 Equities a $0 || Current market value ERB] Last statements market value This summary is for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information 02? CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 accouvt nuvecr TAXPAYER NUMBER On File LAST STATEMENT July 26, 2002 VS66 EFTA00198854

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2 of9 STATEMENT BACKER IS PRINTED ON THIS PAGE 08/31/02;13:23 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198855

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metrotech Center North BEAR 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York, New York 10179 | INTERNATIONAL CHARITABLE 3 of9 STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 . account xumccr = Cash Flow Analysis Income Summary aay THIS PERIOD I EA TO DATE LAST STATEMENT July 26, 2002 OpeningBalance $82,178.07 Credit Balance Int. 2,014.15 2,578.79 Securities Sold 385,566.14 Funds Deposited 13,032.60 Dividends/Interest 2,014.15 Miscellaneous 8,802,625.85 Portfolio Composition enseseaneeseens . ensesesssanconsoneaness s+ ean CeslvCash Equivalent 9.285.417 Equities 270,853 ene aesenssenssenesessenseenenenenenenenenees: Total $9,556,270 Amount Debited 0 SS | TNC SES ween Net Cash Activity Your Portfolio Allocation Cash Balance Summary OPENING CLOSING Cash 82,178.07 285,416.81 Net Cash Balance $82,178.07 $285,416.81 Cash & Equivalent— 98% Unshaded portions denote debt batance andicr short market values. The alocation percentage is derived from the absohte market value of your portloio, 027 08/31/02;13:23 001 VS66 EFTA00198856

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 4 a9 Your Portfolio Holdings CASH & CASH EQUIVALENTS MARKET ESTIMATED (QURRENT DESCRIPTION SYMBOLICUSIP QUANTITY PRICE VALUE ANNUAL INCOME —_YELD (14) CASH BALANCE DREYFUS CASH MANAGEMENT-CL A DICXX 9,000,000 1.0000 9,000,000 153,000 1.7000 INSTITUTIONAL SHARES EST, 30 DAY AVG YIELD _1,7300% TOTAL CASH & CASH EQUIVALENTS $9,285,417 $153,000 EQUITIES Equities & Options ACCT NAARKET ESTIMATED CURPENT DESCRIPTION SYMBOUCUSIP TYE QUANTITY PRICE VALUE __ ANNUAL INCOME YEU [%) CACHE INC NEW CACH CASH 3,450 11.0100 37,985 G-lll APPAREL GROUP LTD Gill 140,738 NOVEL DENIM HOLDINGS LTD NVLD 16,380 UNITED RETAIL GROUP INC UAGI CASH 15,150 5.0000 75,750 Total Equities& Options $270,853 $0 TOTAL EQUITIES $270,853 $0 YOUR TOTAL ESTIMATED ANNUAL INCOME $153,000 YOUR PRICED PORTFOLIOHOLDINGS $9,556,269 08/31102;13:23 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD July 27, 2002 August 30, 2002 accoust numecr [S TAXPAYER NUMBER On File July 26, 2002 THROUGH LAST STATEMENT VS66 EFTA00198857

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Corp. Bear, Stearns & Co. Inc. ne Metrotech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York. New York 10179 | | INTERNATIONAL CHARITABLE 5 of9 STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 Transaction Detail account wucce | TAXPAYER NUMBER On File INVESTMENT ACTIVITY LAST STATEMENT — July 26, 2002 SETTLEMENT TRADE DATE OATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT CREDIT AMOUNT 07/31/02 JOURNAL CANDIES a CAND 27,300 FROM: SJZi 1-USD * JAL* FEES RARER Tc nent ng cnennneescnmnnnnencg es ennnennnnnanannnnnnnnansitnnnnnnnnnnn sameness FROM: SJZ(-2-usb * JRL * seennennennennenrenennenn RETR TTE IE ereeennesa St sp stnmennmnennnnnimnmennnmnnnnesamnnnnnnnnnnsimnnnnnnnnane FROM: SJZ(EEE-1-usb JOURNAL FINLAY ENTERPRISES INC FNLY 10,300 FROM: SJZ/ 1-USD *JAL* GUT APPAREL GROUP 115 FROM: SJZ(EE-1-usp * JRL * TEER ccna een TER ecm nannnnnn nmnnnnnang nnn nnn nnn nnn NEW FROM: SZ 1-usb * JRL * ons a v1eonmnoneantoenn ays eaemervceenrennen eT a0 FROM: SJZ) 1-USD * JRL * O7FSTIO2 HEAD N NY REGISTRY FROM: SZ 1-us 07/31 * JRL * O74 JOURNAL MAMET SHOE TS i FROM: SJZ/ 1-USD me serve emt cern ec en tmnt ttn enn nnn enn nnn nnn FROM: SJZ/ 1-USD igh TEE RES BERR SR cymes enn aemnnmnnne enn FROM: SJZI 1-USD * JRL * 027 08/31102;13:23 001 VS66 EFTA00198858

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Beas, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metrotech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York, New York 10179 | | INTERNATIONAL CHARITABLE 6 of9 STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 Transaction Detail (continued) ow | TAXPAYER NUMBER On File INVESTMENT ACTIVITY (continued) LAST STATEMENT July 26, 2002 SETTLEMENT TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT GREDIT AMOUNT 08/07/02 08/02/02 SOLD FINLAY ENTERPRISES INC FNLY -134 16.72180 2,231.45 UNSOLICITED AVG PRICE: DETAILS ON REQUEST NY REGISTRY UNSOLICITED UNSOLICITED WE MAKE A MKT IN THIS SECURITY REPORTED PRICE 12,000000 DIFFERENCE - 0.060000 Osos" ORS SOLE FINLAY ENTERPRISES INC UNSOLICITED AVG PRICE: DETAILS ON REQUEST Fe TEREC TICE CX RRR ERR ETT TTT CRE SRNR REET ERR Sgggy nnn ans UNSOLICITED AVG PRICE: DETAILS ON REQUEST SSISIGE BRIGGS EIST een cnn nn UNSOLICITED AVG PRICE: DETAILS ON REQUEST NOVEL DENIM HOLDINGS TS UNSOLICITED AVG PRI DETAILS ON REQUEST CANDIES NC" UNSOLICITED AVG PRICE: DETAILS ON REQUEST HEARUSA INC” EAR 716,300 0.62396 6283.17 NEW AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT Oe ORT SOLE NOVEL BENIN HOLDINGS TS UNSOLICITED ORT" OSORIO "SOLT NOVEC DENIM HOLDINGS TS NS “60 6.00000 647.48 16. 73166 169,475.87 “70,166 2.70226 39,779.27 6.10430 OaidsIE2" ORE OF 33,844°55 Oar" 807i 369790 36,243.35 08/12/02 08/07! 6.00000 $9373 027 08/31/02;13:23 001 VS66 EFTA00198859

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS a" 10179 INTERNATIONAL CHARITABLE 7 of9 STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 accout nuvecr TAXPAYER NUMBER On File INVESTMENT ACTIVITY (continued) LAST STATEMENT = July 26, 2002 Transaction Detail (continued) SETTLEMENT TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT GREOIT AMOUNT 08/16/02 08/13/02 SOLD Nowel DENIM HOLDINGS LTD NVLD -800 6.10000 4,829.35 UNSOLI CACHE INC NEW Gace “3,606 1236606 UNSOLICITED AVG PRICE: DETAILS ON REQUEST Sotb "CACHE INC NEW" UNSOLICITED AVG PRICE: DETAILS ON REQUEST 08/28/02 08/23/02 SOLD NOVEL DENIM HOLDINGS LTD NVLD “17600 5.90950 9,356.41 UNSOLICITED AVG PRICE: DETAILS ON REQUEST TOTAL $385,566.14 08/22/02 36,476.35 an "1371000 DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRIPTION DEBIT AMOUNT CREDIT AMOUNT 08/02/02 DEPOSIT UYSGAE! FIN OO INTL CHARI 13,032.60 TOTAL $13,032.60 MONEY FUND ACTIVITY DATE MOWDAY TRANSACTION DESCAIFTION SYMBOLOUSIP QUANTITY PRIGE DEBIT AMOUNT CREDIT AMOUNT 07/27/02 OPENINGBALANCE 0.00 A INSTITUTIONAL SHARES 027 08/31/02;13:23 001 VS66 EFTA00198860

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Corp Bear, Stearns & Co. Inc. One Metrotech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York. New York 10179 | | INTERNATIONAL CHARITABLE 8 of9 STATEMENT PERIOD July 27, 2002 THROUGH Transaction Detail (continued) August 30, 2002 accoust numecr [S TAXPAYER NUMBER On File MONEY FUND ACTIVITY (continued) LAST STATEMENT July 26, 2002 DATE MOVDAY DESCAIPTION SYMBOUCUSIF QUANTITY PRICE DEBIT AMOUNT CREDIT AMOUNT 08/30/02 CLOSINGBALANCE 9,000,000 TOTAL $-9,000,000.00 INTEREST DATE DESCRIPTION SYMBOUCUSIF QUANTITY RATE (5) DEBIT AMOUNT CAEDIT AMOUNT 08/21/02 INTEREST ONCREDIT BALANCE 1.2500 2,014.15 AT 1 1/4% 07/21 THRU 08/20 TOTAL $2,014.15 MISCELLANEOUS DATE MOVDAY TRANSACTION DESCRIPTION DEBIT AMOUNT CREDIT AMOUNT 07/31/02 JOURNAL -1-USD 480,339.48 | EATS) 8,322,286.37 TOTAL $8,802,625.85 02 JOURNAL 027 08/31102;13:23 001 VS66 EFTA00198861

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North BEAR 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York, New York 10179 INTERNATIONAL CHARITABLE 9 of9 STATEMENT PERIOD July 27, 2002 THROUGH August 30, 2002 Trades Executed Pending Settlement “ispnven wonsen On Fle LAST STATEMENT July 26, 2002 SETTLEMENT — TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT CREDIT AMOUNT 09/04/02 08/29/02 HE INC NEW H -1,100.00 10.6500 11,646.14 AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST eee tromnacemenrenn icant aes ieee tepeeare vs toenusomearetoar vs soteuretenteeens ic enetee meen tenuate Bich retrmneteen srt reereneneeearoat ccna ore UNSOLICITED AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST UNSOLICITED AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED AVG PRICE: DETAILS ON REQUEST TOTAL $0.00 $43,243.64 The above trades do not appear in any other section of this statement 027 08/31/02;13:23 001 VE6E EFTA00198862

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY sessesesteseseeceseseeceensens Your Portfolio Holdings . Transaction Detail ... Your Portfolio at a Glance NET CREDIT BALANCE iE TET NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomrecaipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; cr write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. STATEMENT PERIOD June 29, 2002 THROUGH ACCOUNT NUMBER | PP | ery end eee TAXPAYER NUMBER On File INTERNATIONAL CHARITABLE INTERESTS Il DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Market Value of Your Portfolio $82,178 Cash & Equivalen , een Equa EE Ho Current market value $288 Last statement's market value This summary is for informational purposes only. It ts not intended as a tax document ‘Ths statemem should be retamed for your records See reverse side for important imformation. oz? 07/27102;17:22 001 Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE LAST STATEMENT vS65 EFTA00198863

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 07/27102;17:22 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198864

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of4 383 Madison Avenue Cash Flow Analysis THIS PERIOD Balance Openi: Funds Deposited Dividends/Interest Amount Cr ited Net Cash Activity 4,588.91 Closing Balance $82,178.07 Cash Balance Summary OPENING CLOSING Cash 77,589.16 82,178.07 Net Cash Balance $77,589.16 $82,178.07 New York, New York 10179 Income Summary THiS PERIOD YEAR TO DATE Credit Balance Int. 80.82 564.64 Portfolio Composition Cash/Cash Equivalent 82.178 Total $82,178 027 07/27102;17:22 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD June 29, 2002 THROUGH July 26, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT June 28, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. VS65 EFTA00198865

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Corp, Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York, New York 10179 | | INTERNATIONAL CHARITABLE aoa STATEMENT PERIOD June 29, 2002 THROUGH July 26, 2002 Your Portfolio Holdings account numccr CASH & CASH EQUIVALENTS TAXPAYER NUMBER On File LAST STATEMENT June 28, 2002 NANRKET ESTIMATED CURRENT DESCRTION SYMBOLCUSIP QUANTITY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 82,178 TOTAL CASH & CASH EQUIVALENTS $82,178 YOUR PRICED PORTFOLIOHOLDINGS $82,178 Transaction Detail DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRETION DESIT AMOUNT CREDIT AMOUNT 07/25/02 DEPOSIT NTH FACE SECS LITG 00 4,508.09 INTNL CHARITABLE INS 11 HSB TOTAL $4,508.09 INTEREST DATE DESCRIPTION SYMBOUUSIF QUANTITY RATE (%) DEBIT AMOUNT CREDIT AMOUNT 07/22/02 INTEREST ONCREDIT BALANCE 1.2500 80.82 AT 1 1/4% 06/21 THRU 07/20 TOTAL $80.82 oz? 07/27102;17:22 001 VS65 EFTA00198866

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York New York 10179 ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY .....ssssessssesseesees serene Your Portfolio HOIdINGS ......sssssessssseessees Transaction Detail ........ssessessesesseesees Your Portfolio at a Glance NET CREDIT BALANCE Spree mma: X77) NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT There are no "Stop Loss” orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-624-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. a 77,589 77,506 STATEMENT PERIOD June 1, 2002 THROUGH ACCOUNT NUMBER Wasa bssbeelslssrahil TAXPAYER NUMBER On File Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE LAST STATEMENT INTERNATIONAL CHARITABLE INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio Current market value (2H Last statement's market value This summary is for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information. oz? 06/29102;10:49 001 vS63 EFTA00198867

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 06/2902;10:49 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198868

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 3 of4 Cash Flow Analysis THIS PERIOD OpeningBalance $77,505.73 Dividends/Interest 83.43 Amount Credited $83.43 Net Cash Activity 83.43 Cash Balance Summary OPENING CLOSING Cash 77,505.73 77,589.16 Net Cash Balance $77,505.73 $77,589.16 Your Portfolio Holdings CASH & CASH EQUIVALENTS DESCRIPTION SYMBOUCUSIP QUANTITY CASH BALANCE TOTAL CASH & CASH EQUIVALENTS Income Summary THIS PERIOD YEAR TO DATE Credit Balance Int. 83.43 483.82 Portfolio Composition Cast/Cash Equivalent 77,589 Total $77,589 MARKET ESTIMATED (QURRENT PRICE VALUE ANNUAL INCOME YELD (%) 77,589 $77,589 027 06/2902;10:49 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD June 1, 2002 June 28, 2002 accout nuvecr TAXPAYER NUMBER On File May 31, 2002 THROUGH LAST STATEMENT Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. VS63 EFTA00198869

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 | 4 ofa Your Portfolio Holdings (continued) YOUR PRICED PORTFOLIOHOLDINGS Transaction Detail INTEREST DATE DESCRIPTION CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 INTERNATIONAL CHARITABLE STATEMENT PERIOD June 1, 2002 THROUGH June 28, 2002 accoust numecr [S TAXPAYER NUMBER On File LAST STATEMENT May 31, 2002 CAEDIT AMOUNT 06/21/02 INTEREST ONCREDIT BALANCE AT 1 1/4% 05/21 THRU 06/20 83.43 TOTAL ul /—™, (stor) **e*** End of Statement™***** \ / —/ 06/2902;10:49 001 V563 EFTA00198870

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BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY sscsssssssssesssecasecneniaee Your Portfolio Holdings . Transaction Detail ... OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 ow Your Portfolio at a Glance NET CREDIT BALANCE NET EQUITY THIS PERIOD NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 77,425 81 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. INTERNATIONAL CHARITABLE INTERESTS tl DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Market Value of Your Portfolio HS Current market value $2 Last statement's market value This summary is for informational purposes only. It Is mot intended as a tax document CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD April 27,2002 THROUGH May 31,2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT April 26, 2002 ‘Ths statemem should be retained for your records See reverse side for important imformation. 027 vss9 EFTA00198871

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 0601/02;15:46 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198872

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 3 of4 Cash Flow Analysis Income Summary THIS PERIOD THIS PERIOD YEAR TO DATE OpeningBalance $77,425.08 Credit Balance Int. 80.65 400.39 Dividends/Interest 80.65 Amount Credited $80.65 Net Cash Activity 80.65 Portfolio Composition Go MGB enananennnrenen 2108-73 CashiCash Equivalent 77,506 Total $77,506 Cash Balance Summary OPENING CLOSING Cash 77,425.08 77,505.73 Net Cash Balance $77,425.08 $77,505.73 Your Portfolio Holdings CASH & CASH EQUIVALENTS NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP QuanTiTY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 77,506 TOTAL CASH & CASH EQUIVALENTS $77,506 02? 06/01/02;15:46 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOO April 27,2002 THROUGH May 31, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT April 26, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. v559 EFTA00198873

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 4 oa Your Portfolio Holdings (continued) YOUR PRICED PORTFOLIOHOLDINGS $77,505 Transaction Detail CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 INTERNATIONAL CHARITABLE STATEMENT PERIOD April 27,2002 THROUGH May 31, 2002 accoust numecr [S TAXPAYER NUMBER On File LAST STATEMENT April 26, 2002 INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CREDIT AMOUNT 05/21/02 INTEREST ONCREDIT BALANCE 1.2500 80.65 AT 1 1/4% 04/21 THRU 05/20 TOTAL $80.65 a stop] **e*** End of Statement™***** / 06/01/02;15:46 001 v559 EFTA00198874

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BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial Summary , Your Portfolio Holdings . OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 » 3 . 3 Transaction Detail .....ssssssesseeeseens 4 Your Portfolio at a Glance NET CREDIT BALANCE 77,425 NET EQUITY THIS PERIOD $77,425 NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 77,342 83 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. INTERNATIONAL CHARITABLE INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio Ho Current market value $2] Last statement's market value CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOG March 29, 2002 THROUGH April 26, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT March 28, 2002 $77,425 $77,342 This summary is for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information 027 04/27/02;12:01 001 vss? EFTA00198875

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 04/27102;12:01 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198876

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of4 383 Madison Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $77,341.83 Dividends/Interest 83.25 Amount Credited $83.25 Net Cash Activity 83.25 Clo: ing Balance . . $77,425.08 Cash Balance Summary OPENING CLOSING Cash 77,341.83 77,425.08 Net Cash Balance $77,341.83 $77,425.08 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10179 Income Summary THiS PERIOD YEAR TO DATE Credit Balance Int. 83.25 319.74 Portfolio Composition Cash/Cash Equivalent 77,425 Total $77,425 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP QuanTiTY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 77,425 TOTAL CASH & CASH EQUIVALENTS $77,425 02? 04/27/02;12:01 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD March 29, 2002 THROUGH April 26, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT March 28, 2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. VS67 EFTA00198877

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 4 oa Your Portfolio Holdings (continued) YOUR PRICED PORTFOLIOHOLDINGS $77,425 Transaction Detail CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 INTERNATIONAL CHARITABLE STATEMENT PERIOD March 29, 2002 THROUGH April 26, 2002 accoust numecr [S TAXPAYER NUMBER On File LAST STATEMENT March 28, 2002 INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CREDIT AMOUNT 04/22/02 INTEREST ONCREDIT BALANCE 1.2500 83.25 AT 1 1/4% 03/21 THRU 04/20 TOTAL $83.25 a stop] **e*** End of Statement™***** / 04/27102;12:01 001 VS67 EFTA00198878

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BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY sscsssssscessessnecasecnensaee Your Portfolio Holdings . Transaction Detail Your Messages ,,, Your Portfolio at a Glance NET CREDIT BALANCE ar ow STATEMENT PERIOD February 23,2002 THROUGH March 28, 2002 accout nuvecr TAXPAYER NUMBER On File INTERNATIONAL CHARITABLE INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 LAST STATEMENT February 22,2002 Market Value of Your Portfolio $77,342 Ho Current market value NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT fern nen ma oS 2773 77,267 75 There are no "Stop Loss’ orders or other pending buy {2H Last statement's market value or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. This summary is for informational purposes only. It is not intended as a tax document ‘Ths statemem should be retained for your records See reverse side for important formation. 027 03/2902;20:33 001 vS55 EFTA00198879

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2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 03/2902;20:33 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198880

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of 383 Madison Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $77,266.71 Dividends/Interest 75.12 Amount Credited $75.12 Net Cash Activity 75.12 Closing Balance . . $77,341.83 Cash Balance Summary OPENING CLOSING Cash 77,266.71 77,341.83 Net Cash Balance $77,266.71 $77,341.83 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10179 Income Summary THiS PERIOD YEAR TO DATE Credit Balance Int. 75.12 236.49 Portfolio Composition Cash/Cash Equivalent 77,342 Total $77,342 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP QuanTiTY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 77,342 TOTAL CASH & CASH EQUIVALENTS $77,342 02? 03/2902;20:33 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD February 23,2002 THROUGH March 28, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT February 22,2002 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. V555 EFTA00198881

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York, New York 10179 | INTERNATIONAL CHARITABLE 405 STATEMENT PERIOO February 23,2002 THROUGH March 28, 2002 account numccr TAXPAYER NUMBER On File Your Portfolio Holdings (continued) LAST STATEMENT February 22,2002 YOUR PRICED PORTFOLIOHOLDINGS $77,341 Transaction Detail INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) DEBIT AMOUNT CREDIT AMOUNT 03/21/02 INTEREST ONCREDIT BALANCE 1.2500 75.12 AT 1 1/4% 02/21 THRU 03/20 TOTAL $75.12 027 03/2902;20:33 001 V555 EFTA00198882

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 5 os Your messages ie Pursuant to SEC Rule 11Ac1-6, Bear, Stearns & Co, Inc will publicly post its quarterly routing statistics at the following web link: http-//www,bearstearns ,com/corporate/business/equities/orp tm **e*** End of Statement™***** CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD February 23,2002 THROUGH March 28, 2002 account nuvecr TAXPAYER NUMBER On File LAST STATEMENT February 22,2002 ZS Bear, Stearns Securities Corp, Net Capital and Net Capital Requirements: At November 30, 2001 and January 31, 2002, the Company's net capital of approximately $2.6 billion and $2.6 billion was approximately 9% and 8% of aggregate debit items and exceeded the minimum regulatory net capital requirement of approximately $604.1 million and $648.0 million by approximately $2.0 billion and $2.0 billion, all respectively. A complete copy of the Bear, Stearns Securities Corp, Statement of Financial Condition is available on the web site www.bearstearns.com_, Alternatively, to request a free printed copy please call -toll free 1-866-299-9331, 027 03/2902;20:33 001 VSS5 EFTA00198883

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BEAR STEARNS ACCOUNT EXECUTIVE = ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial Summary , Your Portfolio Holdings . OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 . 3 » 4 INTERNATIONAL CHARITABLE INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD January 26, 2002 THROUGH February 22,2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT January 25, 2002 Transaction Detail ......s.ssessessseresseeerees Your Portfolio at a Glance ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio $77,267 IET CRI ALANC! Cash & Equivalent a N eos E 77,267 aan esas a NET EQUITY THIS PERIOD $77,267 NET EQUITY LAST STATEMENT 74,300 CHANGE SINCE LAST STATEMENT 2,967 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. Ho Current market value $288 Last statement's market value This summary i for informational purposes only. It Is mot intended as a tax document ‘This statemem should be retained for your records. See reverse side for important information. 027 02/2302;10:07 001 vs27 EFTA00198884

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 02/2302;10:07 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198885

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North BEAR 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York. New York 10179 fl | INTERNATIONAL CHARITABLE 3 of4 STATEMENT PERIOD January 26, 2002 THROUGH February 22,2002 . account xumccr = Cash Flow Analysis Income Summary TAXPAYER NUMBER On File THis PERIOD ToS PERIOD YEAR TO DATE LAST STATEMENT January 25, 2002 Credit Balance Int. 81.48 161.37 Balance Openi: Funds Deposited Dividends/Interest 81.48 Amount Cr ited Portfolio Composition Net Cash Activity 2,966.58 Cash/Cash Equivalent 77,267 ClosingBalance $77,266.71 sus; sanseseseeaconsesssessee ssseeossecensenssessees sonsesssessnseasesessesss ans sussesueeentensssssuennenseentsnenseneess ss aenneneeneenteneaneenssssaneenennee Total $77,267 Cash Balance Summary OPENING CLOSING Cash 74,300.13 77,266.71 Your Portfolio seeeeeneennens ses anennenennennenneness satan 1 wsccceeeee wees Allocation Net Cash Balance $74,300.13 $77,266.71 Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. 027 02/2302;10:07 001 v827 EFTA00198886

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 4 oa Your Portfolio Holdings CASH & CASH EQUIVALENTS CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 INTERNATIONAL CHARITABLE STATEMENT PERIOD January 26, 2002 THROUGH February 22,2002 accoust numecr [S TAXPAYER NUMBER On File LAST STATEMENT January 25, 2002 MARKET ESTIMATED CURRENT DESCRIPTION SYMBOU'CUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) CASH BALANCE 77,267 TOTAL CASH & CASH EQUIVALENTS $77,267 YOUR PRICED PORTFOLIOHOLDINGS $77,266 Transaction Detail DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRETION DEBIT AMOUNT CREDIT AMOUNT 02/06/02 DEPOSIT CANDIE'S INC O00 INTERNATION 2,885.10 CHARITABLE INTERESTS II STERLING NAT BK TOTAL $2,885.10 INTEREST DATE DESCRIPTION SYMBOUCUSIP: QUANTITY RATE [%) DEBIT AMOUNT CREDIT AMOUNT 02/21/02 INTEREST ONCREDIT BALANCE 1.2500 81.48 AT 1 1/4% 01/21 THRU 02/20 TOTAL $81.48 o27 02/2302;10:07 001 v827 EFTA00198887

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial Summary , : Your Portfolio Holdings . ' Transaction Detail ......s.ssssseserssseeerees YOur M@SSAQES ..,..ssesssseseescesessseeaesseeesene bk wOwW Your Portfolio at a Glance CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOO January 1, 2002 THROUGH January 25, 2002 account xumccr = | Pe | Pry end eee TAXPAYER NUMBER On File INTERNATIONAL CHARITABLE cast sTaTemenT December 31, 2001 INTERESTS I DTD 08/30/94 FINCL TR CO INC TTEE . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio $74,300 Ne REO ALAC 74300 os toh 2 NET EQUITY THIS PERIOD $74,300 NET EQUITY LAST STATEMENT 74,220 CHANGE SINCE LAST STATEMENT 80 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any diference or nomreceipt of checks or stocks, indicated as deltverad to you, % Client Senices at 800-634-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooliyn, N.Y. 11201-3659. Ho Current market value $28 Last statement's market value This summary bs for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information 027 01/2602;08:54 001 vs20 EFTA00198888

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 01/26/02;08:54 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE EFTA00198889

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of4 383 Madison Avenue Cash Flow Analysis THIS PERIOD Openi: Dividends/Interest 79.89 Balance $74,220.24 Amount Credited $79.89 Net Cash Activity 79.89 Closing Balance . . $74,300.13 Cash Balance Summary OPENING CLOSING Cash 74,220.24 74,300.13 Net Cash Balance $74,220.24 $74,300.13 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10179 Income Summary ToS PERIOD YEAR TO DATE Credit Balance Int. 79.89 79.89 Portfolio Composition Cash/Cash Equivalent 74,300 Total $74,300 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP QuanTiTY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 74,300 TOTAL CASH & CASH EQUIVALENTS $74,300 02? 01/26/02;08:54 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD January 1, 2002 THROUGH January 25, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT December 31,2001 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. vs20 EFTA00198890

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 4 oa Your Portfolio Holdings (continued) YOUR PRICED PORTFOLIOHOLDINGS $74,300 Transaction Detail CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 INTERNATIONAL CHARITABLE STATEMENT PERIOD January 1, 2002 THROUGH January 25, 2002 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT December 31,2001 INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CAEDIT AMOUNT 01/22/02 INTEREST ONCREDIT BALANCE 1.2500 25.77 AT 1 1/4% 12/21 THRU 12/30 01/22/02 INTEREST ONCREDIT BALANCE 1.2500 54.12 AT 1 1/4% 12/31 THRU 01/20 TOTAL $79.89 Your messages ‘i The interest, if any, charged to your account during December 2001 was computed on the net debit balance through December 30, The interest, if any, charged to your account during January 2002 is computed from December 31, 2001, 01/2602;06:54 001 vs20 EFTA00198891