Statements EFTA00197584

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE www.bearstearns.com What’s In This Statement || Pe | ery eed eee Financial Summary 3 HERITAGE INTERESTS Transaction Detail 3 FINANCIAL TRUST CO TTEE OTD 7-30-91 . YOUr M@SSAQES ..,...essscsesscseescscseescseerees 4+ ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio cuscusossossnsenssssuonsonssusnssussneens ssssonseessssnssnseneensesssseseesneenses CSN & Equivalent | $142 NET EQUITY THIS PERIOD 0 . " (BY Last statements market value NET EQUITY LAST STATEMENT 142 CHANGE SINCE LAST STATEMENT -142 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 HERITAGE INTERESTS STATEMENT PERIOG May 31,2003 THROUGH June 27, 2003 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT May 30, 2003 Important Message Confirmation: Unless we hear from you to the contrary, it is our understanding that any free credit balances in your account are being maintained to facilitate your intention to invest such amounts through us. Please report any diterence cr nomreceigt of checks of stocks, indicated as delivered to you, ‘This summary is for informational purposes only. It Is not intended as a tax document, % Client Senices at 800-634-1428; cr write to Clant Services at Boar, Steams Securities ‘This statemem should be retained for your records. See reverse side for important information. Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. 027 06/2803:12:00 001 vaos EFTA00197585

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE (06/28/03;12:00 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 HERITAGE INTERESTS vaoa EFTA00197586

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 3 of4 Cash Flow Analysis Cash Balance Summary CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 HERITAGE INTERESTS STATEMENT PERIOD May 31,2003 THROUGH ACCOUNT NUMBER TAXPAYER NUMBER THIS PERIOD ENING SING OpeningBalance Cash 141.86 Net Cash Balance $141.86 Amount Debited Net Cash Activity Transaction Detail LAST STATEMENT MISCELLANEOUS DATE MOVDAY TRANSACTION DESCRIPTION DEBIT AMOUNT CREDIT AMOUNT 06/10/03 JOURNAL To 141.86 PER LOA TOTAL $-141.86 (06/28/03;12:00 001 vaos June 27, 2003 On File May 30, 2003 EFTA00197587

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York New York 10179 4 oa Your messages ‘i With interest rates at their lowest in 45 years, income oriented clients are reminded of the risks inherent in attempting to maintain or increase the average yield on a fixed income portfolio, Generally, securities carrying a higher yield come with some combination of added credit risk, extended maturities, reduced liquidity, or special call features, Rising interest rates can cause a decline in the market value of your portfolio, which will impact your principal if securities are sold prior to maturity, Please consult your Bear Stearns account executive if you would like to discuss your fixed income portfolio, As a leader in Fixed Income, Bear Steams can analyze any portfolio, held here or elsewhere and make recommendations such that your portfolio is aligned within your tolerance for risk, * End of Statement** 027 (06/28/03;12:00 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 HERITAGE INTERESTS STATEMENT PERIOD THROUGH ACCOUNT NUMBER TAXPAYER NUMBER LAST STATEMENT vaoa May 31,2003 June 27, 2003 On File May 30, 2003 EFTA00197588

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE www.bearstearns.com What’s In This Statement Financial Summary . . 3 Your Portfolio Holdings . . 3 Transaction Detail .....sscsssesseeeseens 4 Your Portfolio at a Glance NET CREDIT BALANCE NET EQUITY THIS PERIOD $142 NET EQUITY LAST STATEMENT 0 CHANGE SINCE LAST STATEMENT 142 There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks of stocks, indicated as delivered to you, % Client Senices at 800-634-1428; cr write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3659. HERITAGE INTERESTS FINANCIAL TRUST CO TTEE OTD 7-30-91 . ATTN JEANIE BRENNAN 6100 RED HOOK QUARTER STE B-3 ST THOMAS Vi 00802 Market Value of Your Portfolio 142 Cash & Equivalent Es $142 HB Current market value SBRg Last statements market value This summary is for informational purposes only. It Is mot intended as a tax document CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 HERITAGE INTERESTS STATEMENT PERIOO April 26,2003 THROUGH May 30, 2003 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 30, 2002 ‘Ths statemem should be retamed for your records See reverse side for important imformation. 06/31/03;15:20 001 veds EFTA00197589

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2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 06/31/03;15:20 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 HERITAGE INTERESTS veds EFTA00197590

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OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 3 of4 Cash Flow Analysis OpeningBalance $0.00 Funds Deposited 141.86 Amount Credited $141.86 Net Cash Activity 141.86 Cash Balance Summary renin sing Cash 0.00 141.86 Net Cash Balance Portfolio Composition Closing Balance . . $141.86 Cash/Cash Equivalent 142 Your Portfolio Holdings CASH & CASH EQUIVALENTS MARKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP QUANTITY PRICE VALUE ANNUAL INCOME YELD (%} CASH BALANCE 142 TOTAL CASH & CASH EQUIVALENTS $142 YOUR PRICED PORTFOLIOHOLDINGS $142 027 06/31/03;15:20 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 HERITAGE INTERESTS STATEMENT PERIOD April 26,2003 THROUGH May 30, 2003 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 30, 2002 Your Portfolio Allocation Cash & Equivalent — 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. Weds EFTA00197591

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CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North 383 Madison Avenue Brocklyn, New York 11201-3859 STEARNS New York. New York 10179 fl Le HERITAGE INTERESTS 4 ofa STATEMENT PERIOD April 26,2003 THROUGH May 30, 2003 Transaction Detail account xumccr = TAXPAYER NUMBER On File DEPOSITS AND WITHDRAWALS LAST STATEMENT — August 30, 2002 DATE TRANSACTION DESCRETION DEBIT AMOUNT CREDIT AMOUNT 05/23/03 DEPOSIT BKONE 00 HERITAGE 141.86 INTERESTS CHASE TOTAL $141.86 027 06/31/03;15:20 001 Weds EFTA00197592