Statements EFTA00194979

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE + wnw.bearstearns.com What's In This Statement Financial Summary , . 38 Your Portfolio Holdings . » 4 Transaction Detail .....ssssseeenerns 5 Your M@SSAQCS ...iitesseesssessereneee 6 Your Portfolio at a Glance NET CREDIT BALANCE 1,916,563 NET EQUITY THIS PERIOD NET EQUITY LAST STATEMENT $1,916.563 1,827,378 CHANGE SINCE LAST STATEMENT 89,184 “This pertiolio includes one or mom unericed securtias that aro not reflected in the Total Value of Securties and tha Not Equity This Period. There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, % Client Senices at 800-624-1428; of write to Clam Services at Bear, Steams Securities Comp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6843 Market Value of Your Portfolio $1,916,563 Cash & Equivalent $1,011,878 $0 ities Ce — ER ses, 500 | | Current market value $288] Last statements market value 027 01/03/02;08:34 001 This summary is for informational purposes only. It Is not intended as a tax document ‘This statemem should be retained for your records. See reverse side for important information. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steans Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOO December 1, 2001 December 31,2001 accout Nuvecr TAXPAYER NUMBER On File THROUGH LAST STATEMENT Novernber 30, 2001 Important Message if any information regarding 2001interest, dividends, miscellaneous income, gross proceeds or original issue discount is required to be reported to the IRS for this account, a Consolidated Form 1099 will be mailed to you by January 31,2002or 1042S by March 15,2002. vs19 EFTA00194980

--=PAGE_BREAK=--

2 of 6 STATEMENT BACKER IS PRINTED ON THIS PAGE 01/03/02;08:34 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS vs19 EFTA00194981

--=PAGE_BREAK=--

BEAR STEARNS Cash Flow Analysis Balance Openi: Securities Sold Funds Deposited Dividends/Interest Amount Credited Net Cash Activity Closing Balance Cash Balance Summary Cash 1,01 1,878.22 Net Cash Balance OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 Income Summary THIS PERIOD THIS PERIOD $1,011,878.22 Dividends 2,520.00 . Credit Balance Int. 1,198.92 800,965.37 ssanseseenenennsssssssesssseneeeeeennnnnnnnesnsess 100,000.00 VORA nceseesrees newereeweeeee ot Tone 3,718.92 $904,684.29 Portfolio Composition Cash/Cash Equivalent $1,916,.562.51 Total CLOSING 1,916,562.51 027 3 of6 YEAR TO DATE 9,800.00 10,960.15 1,916,563 $1,916,563 01/03/02;08:34 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIKOO December 1, 2001 THROUGH December 31,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT Novernber 30, 2001 Your Portfolio Allocation Cash & Equivalent— 100% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. vs19 EFTA00194982

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 4 of6 Your Portfolio Holdings CASH & CASH EQUIVALENTS NANRKET ESTIMATED — CURRENT DESCRIPTION SYMBOLICUSIP QUANTITY PRICE VALUE ANNUAL INCOME __YELD (14) CASH BALANCE 1.916.563 TOTAL CASH & CASH EQUIVALENTS $1,916,563 EQUITIES Equities & Options ACCT MARKET ESTIMATED CURRENT DESCRETION SYMBOUICUSIP TYPE QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced REPSTG 6 SER L SHS Total Equities& Options $0 $0 TOTAL EQUITIES $0 $0 YOUR PRICED PORTFOLIOHOLDINGS $1,916,562 02? 01/03/02;08:34 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIKOO December 1, 2001 December 31,2001 accoust numecr [S TAXPAYER NUMBER On File Novernber 30, 2001 THROUGH LAST STATEMENT vs19 EFTA00194983

--=PAGE_BREAK=--

BEAR STEARNS 5 of6 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT = TRADE DATE OATE TRANSACTION 12/24/01 12/19/01 SOLD TOTAL DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRETION OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 DESCRIPTION JOHNSONS JOHNSON AVG PRICE SHOWN-DETAILS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOLICITED 12/20/01 FUNDS REC 9, FROM CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOG December 1, 2001 THROUGH December 31,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT Novernber 30, 2001 DEBIT AMOUNT CREDIT AMOUNT 800,965.37 $800,965.37 TOTAL DIVIDENDS DATE DESCRIPTION SYMBOUCUSIF CREDIT AMOUNT 12/11/01 JOHNSON& JOHNSON JNJ 2,520.00 REC 11/20/01 PAY 12/11/01 TOTAL $2,520.00 INTEREST DATE DESCRIPTION SYMBOUCUSIF CREDIT AMOUNT 12/21/01 INTEREST ONCREDIT BALANCE AT 1 1/4% 12/11 THRU 12/20 01/0302,06:34 001 355.69 vs19 EFTA00194984

--=PAGE_BREAK=--

BEAR STEARNS 6 of6 OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 Transaction Detail (continued) INTEREST (continued) CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIKOO December 1, 2001 THROUGH December 31,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT Novernber 30, 2001 DATE CESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) OEBIT AMOUNT (CREDIT AMOUNT 12/21/01 INTEREST ONCREDIT BALANCE 1.5000 843.23 AT 1 1/2% 11/21 THRU 12/10 TOTAL $1,198.92 Your messages STOP As part of the National Association of Securities Dealer's (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (800) 289-9999 or via the internet address which is www.nasdr.com, In addition, a brochure explaining the Public Disclosure Program is available from the NASD upon request, ****** End of Statement****** 01/0302,06:34 001 vs19 EFTA00194985

--=PAGE_BREAK=--

BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 TELEPHONE VISIT OUR WEBSITE — www.bearstearns.com What’s In This Statement Financial SUMMALY vows — S Your Portfolio Holdings . 3 Transaction Detail ... 4 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6843 Your Portfolio at a Glance Market Value of Your Portfolio CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD October 27,2001 THROUGH November 30,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT October 26,2001 TOTAL VALUE OF SECURITIES THIS PERIOD* NET CREDIT BALANCE NET EQUITY THIS PERIOD NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 1,011,878 "$1 827,378 $1,011,878 215,00 ons Cota I S. 1,831,729 4,351 “This portfolio indudes one or more unpriced securties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, | | Current market value $283] Last statements market value $815,500 $821,380 ‘This summary is for informational purposes only. It is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information. 12101/01;10:46 001 vs13 EFTA00194986

--=PAGE_BREAK=--

2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 12101/01;10:46 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS v813 EFTA00194987

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of4 383 Madison Avenue Cash Flow Analysis THIS PERIOD Balance Openi: Dividends/Interest Amount Credited $1,529.46 Net Cash Activity 1,529.46 Closing Balance . eecb1,011,878.22 Cash Balance Summary OPENING CLOSING Cash 1,010,348.76 1,011,878.22 Net Cash Balance $1,010,348.76 $1,011,878.22 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10179 Income Summary ToS PERIOD YEAR TO DATE Dividends 0.00 7,280.00 Credit Balance Int. 1,529.46 9,761.23 Total $1,529.46 $17,041.23 Portfolio Composition Cash/Cash Equivalent 1,011,878 Equities 815,500 Total $1,827,378 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP PRICE VALUE ANNUAL INCOME YIELD (%} CASH BALANCE 1.011.878 TOTAL CASH & CASH EQUIVALENTS $1,011,878 027 12101/01;10:46 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD October 27,2001 THROUGH November 30,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT October 26,2001 Your Portfolio Allocation Equities 44% Cash & Equivalen 56% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. v613 EFTA00194988

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Corp. Bear, Stearns & Co. Inc. One Metrotech Center North 383 Madison Avenue Brooklyn, New York 11201-3859 STEARNS New York. New York 10179 | | EPSTEIN INTERESTS 4 oa STATEMENT PERIOD October 27,2001 THROUGH Your Portfolio Holdings (continued) November 30,2001 accout nuvecr EQUITIES TAXPAYER NUMBER On File Equities & Options ACCT MARKET ESTIMATED CURRENT DESCRIPTION SYMBOLICUSIP TYPE QUANTITY PRICE VALUE __ ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSON& JOHNSON JNJ CASH 14,000 58.2500 815,500 10,080 1.2361 Total Equities& Options $815,500 $10,080 TOTAL EQUITIES $815,500 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $1,827,378 Transaction Detail INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) EBT AMOUNT CREDIT AMOUNT 11/21/01 INTEREST ONCREDIT BALANCE 1.5000 631.47 AT 1 1/2% 11/06 THRU 11/20 AT 2,000% 10/21 THRU 11/05 TOTAL $1,529.46 027 12101/01;10:46 001 LAST STATEMENT October 26,2001 v613 EFTA00194989

--=PAGE_BREAK=--

BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY ssessssssessessnscasecnensaee Your Portfolio Holdings . Transaction Detail Your Messages ,,, OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New = New York 10179 aor ow EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6843 Your Portfolio at a Glance Market Value of Your Portfolio CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steans Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD September 29, 2001 THROUGH October 26,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT September 28, 2001 TOTAL VALUE OF SECURITIES THIS PERIOD* NET CREDIT BALANCE NET EQUITY THIS PERIOD NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT 1,010,349 $1 831,729 $1,010,349 1,784,198 47,531 “This pertiolio indudes one or more unpriced sccurties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, | | Current market value $288] Last statements market value $821,380 775,600 ‘This summary is for informational purposes only. It Is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information. 10/27/01 ;09:11 001 vsa2 EFTA00194990

--=PAGE_BREAK=--

2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 10/27101,09:11 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS EFTA00194991

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 BEAR STEARNS 3 of Cash Flow Analysis THIS PERIOD OpeningBalance $1,008.597. 73 Dividends/Interest 1,751.03 seer wr ores Net Cash Activity 1,751.03 Closing Balance $1,010,348.76 Cash Balance Summary OPENING CLOSING Cash 1,008,597.73 1,010,348.76 Net Cash Balance $1,008,597.73 $1,010,348.76 Your Portfolio Holdings CASH & CASH EQUIVALENTS Income Summary ToS PERIOD YEAR TO DATE Dividends 0.00 7,280.00 Credit Balance Int. 1,751.03 Total $1,751.03 Portfolio Composition Cash/Cash Equivalent 1,010,349 821,380 Equities Total $1,831,729 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP QuanTiTY PRICE VALUE ANNUAL INCOME YIELD [%) CASH BALANCE 1,010,349 TOTAL CASH & CASH EQUIVALENTS $1,010,349 02? 10927101;09:11 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD September 29, 2001 October 26,2001 accout nuvecr TAXPAYER NUMBER On File September 28, 2001 THROUGH LAST STATEMENT Your Portfolio Allocation Equities 44% Cash & Equivalen 56% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. vso2 EFTA00194992

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Con Bear, Stearns & Co. Inc. One Mebane ‘Center ‘eae 383 Madison Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10179 | | EPSTEIN INTERESTS 405 STATEMENT PERIOD September 29, 2001 THROUGH Your Portfolio Holdings (continued) October 26, 2001 account xumccr = EQUITIES TAXPAYER NUMBER On File Equities & Options LAST STATEMENT September 28, 2001 ACCT MARKET ESTIMATED CURRENT DESCRIPTION SYMBOU'CUSIP TYPE QUANTITY PRICE VALUE ANNUAL INCOME YELD ('} BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced REI JOHNSON& JOHNSON JNJ CASH 14,000 58.6700 821,380 10,080 1.2272 Total Equities& Options $821,380 $10,080 TOTAL EQUITIES $821,380 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $1,831,728 Transaction Detail INTEREST DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE [5b DEBIT AMOUNT CREDIT AMOUNT 10/22/01 INTEREST ONCREDIT BALANCE 1.5000 126.07 AT 1 1/2% 09/21 THRU 09/23 AT 2 09/24 THRU 10/01 10/22/01 INTEREST ONCREDIT BALANCE 2.0000 1,064.63 AT 2.000% 10/02 THRU 10/20 TOTAL $1,751.03 027 10/27/0109:11 001 vso2 EFTA00194993

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 383 Madison Avenue STEARNS New York, New York 10179 a 5 os Your messages ie We are pleased to announce that we have moved our world headquarters, previously located at 245 Park Avenue, to: 383 Madison Avenue New York, New York 10179 While our telephone numbers and e-mail addresses remain the same, some fax numbers have changed, Please check with your Account Executive. (stor ****** End of Statement*™***** ( 027 10727/01,08:11 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD September 29, 2001 THROUGH October 26,2001 account nuvecr TAXPAYER NUMBER On File LAST STATEMENT September 28, 2001 vsd2 EFTA00194994

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Corp. Bear, Stearns & Co. Inc. One Metratech Center North BEAR 245 Park Avenue Brooklyn, New York 11201-3859 New York New York 10167 a STEARN S — EPSTEIN INTERESTS ACCOUNT EXECUTIVE ZICHERMAN,IRA STATEMENT PERIOD September 1, 2001 TevepHone = THROUGH September 28, 2001 VISIT OUR WEBSITE www.bearsteams.com account numccr What’s In This Statement sell MDccaldesccdebddlbedllobalbaldbalalel TAXPAYER NUMBER On File 1, EPSTEIN INTERESTS LAST STATEMENT August 31,2001 Financial SUMMALY sass So Your Portfolio Holdings . 3 DTD 12/26/91 Transaction Detail 4 JEFFERY E EPSTEIN& MARKL * Your Messages 5 EPSTEIN & WILLIAM ELKUS TTEES “ 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6843 Your Portfolio at a Glance Market Value of Your Portfolio $1,008,598 ToT. AE OF secures THs renco- 775,600 (uh Eon | vn ee T° ens sssaeneeee $737,940 NET EQUITY THIS PERIOD $1,784,198 ssosnnussnenseensssuasuenesensnunseeeeesssannuusanetseennuaasesssssaeennunaees HE Current market value NET EQUITY LAST STATEMENT 1,741,563 $288) Last statement's market value CHANGE SINCE LAST STATEMENT 42.635 “This portfolio indudes one or more unpriced securties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks of stocks, indicated as doltvered to you, ‘Ths summary 5 for informational purposes only. It Is mot intended as a tax document, % Client Senices at 800-634-1428; of write to Clent Services at Bear, Steams Securities ‘This statemem should be retamed for your records. See reverse side for important information. Corp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, 02? 09'29101;10:55 001 vsa0 EFTA00194995

--=PAGE_BREAK=--

2 of 6 STATEMENT BACKER IS PRINTED ON THIS PAGE 09/2901 ;10:55 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS EFTA00194996

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 245 Park Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $1,003,622.69 Dividends/Interest 4,975.04 Amount Credited $4,975.04 Net Cash Activity 4,975.04 Closing Balance . aad1;,008,597.73 Cash Balance Summary OPENING CLOSING Cash 1,003,622.69 1,008,597.73 Net Cash Balance $1,003,622.69 $1,008,597.73 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10167 Income Summary ToS PERIOD YEAR TO DATE Dividends 2,520.00 7,280.00 Credit Balance Int. 2,455.04 6,480.74 Total $4,975.04 $13,760.74 Portfolio Composition Cash/Cash Equivalent 1,008,598 Equities 775,600 Total $1,784,198 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP PRICE VALUE ANNUAL INCOME YIELD (%} CASH BALANCE 1.008.598 TOTAL CASH & CASH EQUIVALENTS $1,008,598 027 09/2901 ;10:55 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS 3 of6 STATEMENT PERIOD September 1, 2001 THROUGH September 28,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 31,2001 Your Portfolio Allocation Equities 43% Cash & Equivalent 57% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. vsao EFTA00194997

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 4 of6 Your Portfolio Holdings (continued) EQUITIES Equities & Options CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOO September 1, 2001 September 28, 2001 accout nuvecr TAXPAYER NUMBER On File August 31,2001 THROUGH LAST STATEMENT acct MARKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYRE QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced REI JOHNSON& JOHNSON JNJ CASH 14,000 55.4000 775,600 10,080 1.2996 Total Equities& Options $775,600 $10,080 TOTAL EQUITIES $775,600 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $1,784,197 Transaction Detail DIVIDENDS DATE OESCRIPTION SYMBOUCUSIP QUANTITY RATE ($) OEBIT AMOUNT CREDIT AMOUNT 09/11/01 JOHNSON& JOHNSON JNJ 14,000 0.1800 2,520.00 REC 08/21/01 PAY 09/11/01 TOTAL $2,520.00 o27 09/2901;10:55 001 vso0 EFTA00194998

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Steams Securities Cor Bear, Stearns & Co. Inc. One Mebane Center Non 245 Park Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10167 | | EPSTEIN INTERESTS 5 of6 STATEMENT PERIOD September 1, 2001 THROUGH Transaction Detail (continued) September 28,2001 accout nuvecr TAXPAYER NUMBER On File INTEREST LAST STATEMENT — August 31, 2001 DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (Se) OEBIT AMOUNT CREDIT AMOUNT 09/21/01 INTEREST ONCREDIT BALANCE 0.5000 13.97 AT O 1/2% 09/19 THRU 09/19 “INTEREST GN CREDIT BALANCE AT 1 1/2% 09/20 THRU 09/20 AT 2 1/2% 09/17 THRU 09/18 SST USES, Rae rare annem AT 3,000% 08/21 THRU 09/16 TOTAL $2,455.04 Your messages TZ This statement is provided to explain Bear, Steams & Co, i Beginning October 31, 2001, you may request the identity Inc,'s (‘BSC*) payment for order flow practices, of the venue to which any of your orders were routed for execution {if the order was within the six months prior to BSC routes a majority of orders for customer securities the request or July 2, 2001, whichever is a later date), transactions to the primary market for such securities, whether the order was directed by you to that venue, and Orders may also be routed to other market service vendors the time of the executions, if any, that resulted from such that assure executions pursuant to complex mathematical orders, formulas at better than the national best bid or best offer (NBBO). BSC receives no cash payment or other consideration for such order routing other than favorable executions or executions of limit orders at no additional charge. 027 09/2901 ;10:55 001 vsao EFTA00194999

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS _—€€ 10167 6 of6 ie Bear, Stearns Securities Corp, Net Capital and Net Capital Requirements: At May 25, 2001 and July 27, 2001, the Company's net capital of $2,7 billion and $2.7 billion was approximately 8.9% and 9.2% of aggregate debit items and exceeded the minimum regulatory net capital requirement of $605.5 million and $585,5 million by $2,1 billion and $2,1 billion, all respectively, A complete copy of the Bear, Stearns Securities Corp, Statement of Financial Condition is available on the web site wwow.bearstearns.com_, Alternatively, to request a free printed copy please call -toll free 1-866-299-9331 **e*** End of Statement™***** CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD September 1, 2001 THROUGH September 28,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT August 31,2001 | Securities and other assets in your account are the firm's collateral for any margin loan made to you, If the securities and other assets in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, the firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with the member, in order to maintain the required equity in the account, It is important that you fully understand the risks involved in trading securities on margin, These risks include the following: You can lose more funds than you deposited in the margin account, The firm can force the sale of securities or other assets in your account(s), The firm can sell your securities or other assets without contacting you. You are not entitled to choose which securities or other assets in your account(s) are liquidated or sold to meet a margin call, The firm can increase it's "house" maintenance requirements at any time and is not required to provide you advance written notice, You are not entitled to an extension of time on a margin call, 027 09/29101;10:58 001 vsao EFTA00195000

--=PAGE_BREAK=--

BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial SUMMALY sscsssssscessessnecasecnensaee Your Portfolio Holdings . Transaction Detail ... OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New Yi New York 10167 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* NET CREDIT BALANCE NET EQUITY THIS PERIOD NET EQUITY LAST STATEMENT CHANGE SINCE LAST STATEMENT $1,741,563 1,742,962 -1,399 “This pertiolio indudes one or more unpriced securties that are not refected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Ploase mport any difference or noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, wllllidhauldalddbabalolslillalddbalald 3 EPSTEIN INTERESTS 3 OTD 12/26/91 4 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TIEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6843 Market Value of Your Portfolio $742,140 fis] Current market value $288] Last statements market value CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD July 28, 2001 August 31,2001 accouvt nuvecr TAXPAYER NUMBER On File July 27, 2001 THROUGH LAST STATEMENT $1,003,623 $1,000,822 ‘This summary 5 for informational purposes only. It Is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information. 027 09101/01;10:37 001 v496 EFTA00195001

--=PAGE_BREAK=--

2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 09901/01;10:37 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS v496 EFTA00195002

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of4 245 Park Avenue Cash Flow Analysis THIS PERIOD Balance Openi: Dividends/Interest Amount Credited $2,800.73 Net Cash Activity 2,800.73 Closing Balance . ‘saat 1,003,622.69 Cash Balance Summary OPENING CLOSING Cash 1,000,821.96 Net Cash Balance 1,003,622.69 $1,000,821.96 $1,003,622.69 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10167 Income Summary ToS PERIOD YEAR TO DATE Dividends 0.00 4,760.00 Credit Balance Int. 2,800.73 4,025.70 Total $2,800.73 Portfolio Composition Cash/Cash Equivalent 1,003,623 Equities 737,940 Total $1,741,563 NAARKET ESTIMATED = CURRENT DESCRIPTION SYMBOUCUSIP PRICE VALUE ANNUAL INCOME YIELD (%} CASH BALANCE 1,003,623 TOTAL CASH & CASH EQUIVALENTS $1,003,623 027 09901/01;10:37 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD July 28, 2001 THROUGH August 31,2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT duly 27, 2001 Your Portfolio Allocation Equities 42% Cash & Equivalent 58% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. v496 EFTA00195003

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS New York, New York 10167 a 4 oa Your Portfolio Holdings (continued) EQUITIES Equities & Options aceT NANRKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYPE QUANTITY PRICE VALUE __ ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSON& JOHNSON JNJ CASH 14,000 52.7100 737,940 10,080 1.3660 Total Equities& Options $737,940 $10,080 TOTAL EQUITIES $737,940 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $1,741,562 Transaction Detail CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD July 28, 2001 THROUGH ACCOUNT NUMBER August 31,2001 TAXPAYER NUMBER On File LAST STATEMENT INTEREST DATE DESCRIPTION SYMBOUCUSIF QUANTITY RATE ("eb DEBIT AMOUNT CREDIT AMOUNT 08/21/01 INTEREST ONCREDIT BALANCE 3.2500 2,800.73 AT 3 1/4% 07/21 THRU 08/20 TOTAL $2,800.73 027 09101/01;10:37 001 v496 July 27, 2001 EFTA00195004

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS New = New York 10167 ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE — wwnw.bearstearns.com What's In This Statement Financial SUMMALY aes S Your Portfolio Holdings . 4 Transaction Detail .. 5 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* 742,140 NET CREDIT BALANCE 1,000,822 NET EQUITY LAST STATEMENT 712,712 CHANGE SINCE LAST STATEMENT 1,030,250 “This pertiolio indudes one or more unpriced securties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference or noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD June 30,2001 THROUGH ACCOUNT NUMBER July 27, 2001 sell MDccaldesccdeleddlbedoalalbiaddollblllies TAXPAYER NUMBER On File LAST STATEMENT EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio $1,000,822 Cash & Equivalent $12,712 Equities $742,140 $700,000 | | Current market value 2G] Last statements market value ‘This summary is for informational purposes only. It is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information, 027 07/2801 ,09:42 001 v4a2 June 29, 2001 EFTA00195005

--=PAGE_BREAK=--

2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 07/2801 ,09:42 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS EFTA00195006

--=PAGE_BREAK=--

BEAR STEARNS 3 of Cash Flow Analysis THIS PERIOD Openi: Funds Deposited Dividends/Interest Amount Cr Balance ited Net Cash Activity Closing Balance Cash Balance Summary Cash 12,712.11 Net Cash Balance $12,712.11 OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 Income Summary THIS PERIOD YEAR TO DATE $12,712.11 Dividends 0.00 4,760.00 . Credit Balance Int. 1,015.20 1,224.97 987,094.65 sss ansouseesennseesennesssssanueesensenesennensese 1,015.20 Tt ensntnenecesstneneareneonnse TO oe $988,109.85 Portfolio Composition Cash/Cash Equivalent 1,000,822 Equities 742,140 Total $1,742,962 CLOSING 1,000,821.96 $1,000,821.96 027 07/2801 ,09:42 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD June 30,2001 THROUGH July 27, 2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT June 29, 2001 Your Portfolio Allocation Equities 42% Cash & Equivalent 58% Unshaded portions denote debt balance andicr short market values, The allocation percentage is derived from the absohte market value of your portiatio. v4a2 EFTA00195007

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS New York, New York 10167 a 405 Your Portfolio Holdings CASH & CASH EQUIVALENTS NANAKET ESTIMATED DESCRIPTION SYMBOLICUSP QUANTITY PRICE VALUE _ ANNUAL INCOME CASH BALANCE 1,000,822 TOTAL CASH & CASH EQUIVALENTS $1,000,822 EQUITIES Equities & Options ACT MARKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYPE QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced REPSTG 6 SER L SHS JOHNSON& JOHNSON JNJ CASH 14,000 53.0100 742,140 10,080 1.3582 Total Equities& Options $742.140 $10,080 TOTAL EQUITIES $742,140 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $1,742,961 oz? 07/2801 09:42 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD June 30,2001 THROUGH ACCOUNT NUMBER July 27, 2001 TAXPAYER NUMBER On File LAST STATEMENT v4a2 June 29, 2001 EFTA00195008

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 5 os Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD June 30,2001 THROUGH Transaction Detail ACCOUNT NUMBER July 27, 2001 TAXPAYER NUMBER On File DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRETION DEBIT AMOUNT CREDIT AMOUNT 07/10/01 FUNDS REC ENDS WIRED TO CITIBANK FROM 987,094.65 F0611910081A01 TOTAL $987,094.65 INTEREST DATE CESCRIPTION SYMBOUCUSIP QUANTITY RATE [(%) OEBIT AMOUNT CREDIT AMOUNT 07/23/01 INTEREST ONCREDIT BALANCE 3.5000 7A2 AT 3 1/2% 06/21 THRU 06/26 07/23/01 INTEREST ONCREDIT BALANCE 3.2500 1,007.78 AT 3 1/4% 06/27 THRU 07/20 TOTAL $1,015.20 STOP ****** End of Statement****** 027 07/28/01;08:42 001 LAST STATEMENT June 29, 2001 v4a2 EFTA00195009

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE ww.bearstearns.com What’s In This Statement Financial Summary .. . 3 Your Portfolio Holdings . . 3 Transaction Detail ....ecesesereeee 4 Your M@SSA9@5 ius 9 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* 700,000 NET CREDIT BALANCE 12,712 TST NET EQUITY LAST STATEMENT 690,909 CHANGE SINCE LAST STATEMENT 21,803 “This pertiolio indudes one or more unpriced securties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Comp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859. Bear, Stearns & Co. Inc. 245 Park Avenue New Yi New York 10167 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio $12,712 $10,159 Equities $700,000 $680,750 | | Current market value $288] Last statements market value Cash & Equivalent o27 06/3001-23:28 001 ‘This summary is for informational purposes only. It Is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information, CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD May 26, 2001 June 29, 2001 accout nuvecr TAXPAYER NUMBER On File THROUGH LAST STATEMENT May 25, 2001 Important Message Please note: You may find more than one statement in this envelope. Beginning this month, all statements with the same Address and Social Security number / Taxpayer Identification number are being mailed in one envelope. For further Getails, please contact your account executive. yaar EFTA00195010

--=PAGE_BREAK=--

2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 06/3001-23:28 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS EFTA00195011

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of 245 Park Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $10,159.29 Dividends/Interest 2,552.82 Amount Credited $2,552.82 Net Cash Activity 2,552.82 Closing Balance $12,712.11 Cash Balance Summary OPENING CLOSING Cash 10,159.29 12,712.11 Net Cash Balance $10,159.29 $12,712.11 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10167 Income Summary ToS PERIOD YEAR TO DATE Dividends 2,520.00 4,760.00 Credit Balance Int. 32.82 209.77 Total $2,552.82 Portfolio Composition Cash/Cash Equivalent 12,712 Equities 700,000 Total $712,712 MARKET ESTIMATED DESCRIPTION SYMBOLICUSP QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 12.712 TOTAL CASH & CASH EQUIVALENTS $12,712 02? 06/3001 ;23:28 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOG May 26,2001 THROUGH June 29, 2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT May 25, 2001 Your Portfolio Allocation Cash & Equivalent— 1% _ Equities 99% Unehaded portions denote debt bance andicr short market values, The alocation percentage is derived from the absolite market value of your porttaio vat EFTA00195012

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 405 Your Portfolio Holdings (continued) EQUITIES CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIKOO May 26, 2001 June 29, 2001 accout nuvecr TAXPAYER NUMBER On File THROUGH Equities & Options LAST STATEMENT May 25, 2001 aceT NANRKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYPE QUANTITY PRICE VALUE __ ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSON& JOHNSON JNJ CASH 14,000 50.0000 700,000 10,080 1.4400 Total Equities& Options $700,000 $10,080 TOTAL EQUITIES $700,000 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $712,712 Transaction Detail INVESTMENT ACTIVITY SETTLEMENT TRADE DATE DATE TRANSACTION DESCRIPTION SYMBOLICUSIP QUANTITY PRICE DEBIT AMOUNT CREDIT AMOUNT 06/18/01 06/13/01 BOUGHT JOHNSON& JOHNSON JNJ 7,000 STK SPLIT ON 7000 SHS REC 05/22/01 PAY 06/12/01 TOTAL oz? 06/3001 ;23:28 001 vant EFTA00195013

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Con Bear, Stearns & Co. Inc. One Mebane preg hers 245 Park Avenue Brocklyn, New York 11201-3859 STEARNS — i 10167 EPSTEIN INTERESTS STATEMENT PERIOD May 26, 2001 THROUGH Transaction Detail (continued) June 29, 2001 accoust numecr [S TAXPAYER NUMBER On File DIVIDENDS LAST STATEMENT = May 25, 2001 DATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE ($) CEBIT AMOUNT CREDIT AMOUNT 06/12/01 JOHNSON& JOHNSON JNJ 7,000 0.3600 2,520.00 REC 05/22/01 PAY 06/12/01 TOTAL $2,520.00 INTEREST DATE DESCRIPTION SYMBOUCUSIF QUANTITY RATE (%e} CEBIT AMOUNT CREDIT AMOUNT 06/21/01 INTEREST ONCREDIT BALANCE 3.5000 32.82 AT 3 1/2% 05/21 THRU 06/20 TOTAL $32.82 Your messages ie Confirmation: Unless we hear from you to the contrary, It is our understanding that any free credit balances in your account are being maintained to facilitate your intention to invest such amounts through us, stop] ****** End of Statement™***** \, / —— ro 027 06/3001 23:28 001 v4at EFTA00195014

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New ¥1 New York 10167 Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA VISIT OUR WEBSITE wew.bearstearns.com : . ACCOUNT NUMBER fs What’s In This Statement TAXPAYER NUMBER On File April 27,2001 EPSTEIN INTERESTS STATEMENT PERIOD April 2B, 2001 May 25,2001 . 3 EPSTEIN INTERESTS LAST STATEMENT Financial Summary , Your Portfolio Holdings . . 8 OTD 12/26/91 Transaction Detail 4 JEFFERY E EPSTEIN & MARKL * sense ananssn ences soneseesnansons EPSTEIN & WILLIAM ELKUS TIES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Your Portfolio at a Glance Market Value of Your Portfolio Important Message In an effort to deliver $10,159 " Cash & Equivalent Statements to you more TOTAL VALUE OF SECURITIES THIS PERIOD’ 680,750 $10,126 efficiently, Bear Steams NET CREDIT BALANCE 10,159 $680,750 has enhanced the sssessnnsnnsssnsessanennnnnnnenennnnnsesessanennnnnnnnennnnnnnessssanennnannans $667,660 to household accounts. NET EQUITY THIS PERIOD $690,909 oe Beginning in June, all taeateonsesecense+1 sesonsatseensecesonsect s eonsesenensecetonscsutss anecesonseet HI Current market value statements with the same NET EQUITY LAST STATEMENT 677,786 {EBB Last statement's market value Address and Social Security number / Taxpayer CHANGE SINCE LAST STATEMENT 13,123 identification number will “This portfolio indudes one or more unpriced sccurties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, ‘This summary is for informational purposes only. It Is not intended as a tax document, be mailed in a single envelope. For further details, please contact your account executive. ‘This statemem should be retained for your records. See reverse side for important information. 027 08/26/01;10:08 001 va7e EFTA00195015

--=PAGE_BREAK=--

2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE 08/26/01 ;10:08 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS va7e8 EFTA00195016

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 245 Park Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $10,126.38 Dividends/Interest 32.91 Amount Credited $32.91 Net Cash Activity 32.91 Closing Balance $10,159.29 Cash Balance Summary OPENING CLOSING Cash 10,126.38 10,159.29 Net Cash Balance $10,126.38 $10,159.29 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10167 3 of4 Income Summary ToS PERIOD YEAR TO DATE Dividends 0.00 2,240.00 Credit Balance Int. 32.91 176.95 Total Portfolio Composition Cash/Cash Equivalent 10,159 Equities 680,750 Total $690,909 MARKET ESTIMATED DESCRIPTION SYMBOLICUSP QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 10.159 TOTAL CASH & CASH EQUIVALENTS $10,159 02? 05/26/01 ;10:08 001 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOO April 26,2001 THROUGH May 25, 2001 accout nuvecr TAXPAYER NUMBER On File LAST STATEMENT April 27,2001 Your Portfolio Allocation Cash & Equivalent— 1% _ Equities 99% Unehaded portions denote debt bance andicr short market values, The alocation percentage is derived from the absolite market value of your porttaio va7e EFTA00195017

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Corp. Bear, Stearns & Co. Inc. ne Metratech Center North 245 Park Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10167 | | EPSTEIN INTERESTS 4a STATEMENT PERIOO April 26,2001 THROUGH May 25, 2001 Your Portfolio Holdings (continued) a“ EQUITIES TAXPAYER NUMBER On File Equities & Options LAST STATEMENT April 27,2001 aceT NANRKET ESTIMATED CURRENT DESCRIPTION SYMBOUCUSIP TYPE QUANTITY PRICE VALUE __ ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSON& JOHNSON JNJ CASH 7,000 97.2500 680,750 10,080 1.4807 Total Equities& Options $680,750 $10,080 TOTAL EQUITIES $680,750 $10,080 YOUR TOTAL ESTIMATED ANNUAL INCOME $10,080 YOUR PRICED PORTFOLIOHOLDINGS $690,909 Transaction Detail INTEREST DATE DESCRIPTION SYMBOUCUSIF QUANTITY RATE ("eb DEBIT AMOUNT CREDIT AMOUNT 05/21/01 INTEREST ONCREDIT BALANCE 3.5000 5.91 AT 3 1/2% 05/15 THRU 05/20 AT 4,000% 04/21 THRU 05/14 TOTAL $32.91 027 05/26/01;10:08 001 v4a78 EFTA00195018

--=PAGE_BREAK=--

BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE wew.bearstearns.com What’s In This Statement Financial Summary , Your Portfolio Holdings . OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 : 3 . 3 Transaction Detail .....ssssssesseeeseens 4 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* 667,660 Cash & Equivalent NET CREDIT BALANCE 10,126 NET EQUITY THIS PERIOD $677,786 NET EQUITY LAST STATEMENT 622,378 CHANGE SINCE LAST STATEMENT 55,409 “This perttolio indudes one or more unpriced securties that are not EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio $10,126 $10,088 ti | | Current market value {2GB] Last statements market value 12,290 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOO March 31,2001 April 27,2001 accout nuvecr TAXPAYER NUMBER On File THROUGH LAST STATEMENT March 30, 2001 refected in the Total Value of Securties and the Net Equity This Period. There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Please report any diference or nomraceipt of checks or stocks, indicated as delivered to you, ‘This summary §s for informational purposes only. It Is not intended as a tax document, % Client Senices at 800-634-1428; cr write to Clont Services at Boar, Steams Securities ‘This statemem should be retained for your records. See reverse side for important information. Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3869. 027 04/28/01:17:05 001 vart EFTA00195019

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS 2 of4 STATEMENT BACKER IS PRINTED ON THIS PAGE a2? 04/28/01 ;17:05 001 vant EFTA00195020

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 3 of4 Cash Flow Analysis THIS PERIOD OpeningBalance $10,087.71 Dividends/Interest 38.67 Amount Credited $38.67 Net Cash Activity 38.67 Closing Balance . . $10,126.38 Cash Balance Summary OPENING CLOSING Cash 10,087.71 10,126.38 Net Cash Balance $10,087.71 $10,126.38 Your Portfolio Holdings CASH & CASH EQUIVALENTS Income Summary ToS PERIOD YEAR TO DATE Dividends 0.00 2,240.00 Credit Balance Int. 38.67 144.04 Total Portfolio Composition Cash/Cash Equivalent 10,126 Equities 667,660 Total $677,786 MARKET ESTIMATED DESCRIPTION SYMBOLICUSP QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 10.126 TOTAL CASH & CASH EQUIVALENTS $10,126 027 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD March 31,2001 April 27,2001 accout nuvecr TAXPAYER NUMBER On File THROUGH LAST STATEMENT March 30, 2001 Your Portfolio Allocation Cash & Equivalent— 1% _ Equities 99% Unshaded portions denote debt batance andicr short market values, The allocation percentage is derived from the absohte market value of your portioiio. 04/28/01 ;:17:05 001 vant EFTA00195021

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Con Bear, Stearns & Co. Inc. One Mebane ‘Center ‘eae 245 Park Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10167 | | EPSTEIN INTERESTS aoa STATEMENT PERIOD March 31,2001 THROUGH April 27,2001 Your Portfolio Holdings (continued) account xumccr = EQUITIES TAXPAYER NUMBER On File LAST STATEMENT March 30, 2001 Equities & Options ACCT NAARKET ESTIMATED CURRENT DESCRIPTION SYMBOLICUSIP TYPE QUANTITY PRICE VALUE __ ANNUAL INCOME YELD [X} BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSON& JOHNSON JNJ CASH 7,000 95.3800 667,660 8,960 1.3420 Total Equities& Options $667.660 $8,960 TOTAL EQUITIES $667,660 $8,960 YOUR TOTAL ESTIMATED ANNUAL INCOME $8,960 YOUR PRICED PORTFOLIOHOLDINGS $677.786 Transaction Detail INTEREST DATE DESCRIPTION SYMBOUCUSIF QUANTITY RATE ("eb CEBIT AMOUNT CREDIT AMOUNT 04/23/01 INTEREST ONCREDIT BALANCE 4.0000 3.36 AT 4,000% 04/18 THRU 04/20 AT 4 1/2% 03/21 THRU 04/17 TOTAL $38.67 a2? 04/28/01 ;17:08 001 vert EFTA00195022

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE www.bearstearns.com What’s In This Statement Financial Summary ,. . 3 Your Portfolio Holdings . . 3 Transaction Detail ...ieeceseseeeee 4 Your M@SSAQ@5 wiuuuumee 5 Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* 612,290 NET CREDIT BALANCE 10,088 ——— aT NET EQUITY LAST STATEMENT 676,245 CHANGE SINCE LAST STATEMENT -53,867 “This pertiolio indudes one or more unpriced sccurties that are not refected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss" orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Comp., One Metrolech Center North, Brooklyn, N.Y. 11201-3859, Bear, Stearns & Co. Inc. 245 Park Avenue New Yi New York 10167 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio $10,088 $7,815 Equities $612,290 $668,430 | | Current market value E88] Last statements market value Cash & Equivalent ‘This summary is for informational purposes only. It Is not intended as a tax document, ‘This statemem should be retained for your records. See reverse side for important information, CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD February 24,2001 March 30, 2001 accour sumccr twaver maccn February 23,2001 THROUGH LAST STATEMENT Important Notice Decimal Trading is Here for Nasdaq! Decimal Trading is the shift from fractional pricing {e.9.21 1/2) to decimal pricing (e.9.$21.50)for equities and options. Nasdaq securities have been phased in during March and the remaining securities are scheduled to be trading in decimals in April. For details, visit our website at wwew.bearstearns. com. a2? 04/31/01 ;17:01 001 V466 EFTA00195023

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS 2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 04/31/01;17:01 001 v466 EFTA00195024

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of 245 Park Avenue Cash Flow Analysis THIS PERIOD Balance $7,814.97 Dividends/Interest 2,272.74 Amount Credited $2,272.74 Net Cash Activity 2,272.74 Closing Balance . . $10,087.71 Cash Balance Summary OPENING CLOSING Cash 7,814.97 10,087.71 Net Cash Balance $10,087.71 $7,814.97 Your Portfolio Holdings CASH & CASH EQUIVALENTS New York, New York 10167 Income Summary THiS PERIOD YEAR TO DATE Dividends 2,240.00 2,240.00 Credit Balance Int. 32.74 105.37 Total $2,272.74 $2,345.37 Portfolio Composition Cash/Cash Equivalent 10,088 Equities 612,290 MARKET ESTIMATED DESCRIPTION SYMBOLICUSP QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 10.088 TOTAL CASH & CASH EQUIVALENTS $10,088 027 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD February 24,2001 THROUGH March 30,2001 account sumccr Twpaver nuvecr LAST STATEMENT February 23,2001 Your Portfolio Allocation Cash & Equivalent— 1% L Equities 99% Unehaded portions denote debt bance andicr short market values, The alocation percentage is derived from the absolite market value of your porttaio 04/31/01 ;17:01 O01 v466 EFTA00195025

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 405 Your Portfolio Holdings (continued) EQUITIES Equities & Options ACCT MARKET ESTIMATED CURRENT CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 EPSTEIN INTERESTS STATEMENT PERIOD February 24,2001 March 30,2001 accouvt numecr Twpaver nuvecr February 23,2001 THROUGH LAST STATEMENT DESCRIPTION SYMBOUCUSIP TYRE QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced REI JOHNSON& JOHNSON JNJ CASH 7,000 87.4700 612,290 8,960 1.4634 Total Equities& Options $612,290 $8,960 TOTAL EQUITIES $612,290 $8,960 YOUR TOTAL ESTIMATED ANNUAL INCOME $8,960 YOUR PRICED PORTFOLIOHOLDINGS $622,377 Transaction Detail DIVIDENDS DATE OESCRIPTION SYMBOUCUSIP QUANTITY RATE ($) CEBIT AMOUNT CREDIT AMOUNT 03/13/01 JOHNSON& JOHNSON JNJ 7,000 0.3200 2,240.00 REC 02/20/01 PAY 03/13/01 TOTAL $2,240.00 a2? 04/31/01;17:01 001 V466 EFTA00195026

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS New York, New York 10167 a 5 os Transaction Detail (continued) CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD February 24,2001 THROUGH March 30,2001 account sumccr Twraver maccn INTEREST LAST STATEMENT —- February 23, 2001 DATE CESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CEBIT AMOUNT (CREDIT AMOUNT 03/21/01 INTEREST ONCREDIT BALANCE 4.5000 1.26 AT 4 1/2% 03/20 THRU 03/20 Cae. Earrirnreearie meneame amen amnents AT 5,000% 02/21 THRU 03/19 TOTAL $32.74 Your messages ‘i Bear, Stearns Securities Corp, Net Capital and Net Capital Requirements: At November 30, 2000 and January 26, 2001, the Company's net capital of $2,620,960,000 and $2,761,817,000 was approximately 9% and 10% of aggregate debit items and exceeded the minimum regulatory net capital requirement of $572,456,000 and $559,381,000 by $2,048.504,000 and $2,202,436,000, all respectively. A complete copy of the Bear, Stearns Securities Corp, Statement of Financial Condition is available on the web site www,bearstearns,com, Alternatively, to request a free printed copy please call - toll free 1-866-299-9331, STOP ***e** End of Statement*™***** \—/ a2? 04/31/01;17:01 001 vae68 EFTA00195027

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE What’s In This Statement wow.bearstearns.com Financial Summary , : Your Portfolio Holdings . . Transaction Detail ......s.sssseseresseeerees Your M@SSAQES sisssssssssrenecssnesssnsveeeseensens aor ow Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERIOD* 668,430 NET CREDIT BALANCE 7,815 NET EQUITY THIS PERIOD $676,245 NET EQUITY LAST STATEMENT 651,346 CHANGE SINCE LAST STATEMENT 24,899 “This portfolio indudes one or more unpriced securties that are not reflected in the Total Value of Securties and the Net Equity This Period There are no "Stop Loss” orders or other pending buy or sell open orders on file for your account. Please report any difference or nomreceipt of checks or stocks, indicated as delivered to you, % Client Senices at 800-624-1428; or write to Clont Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y. 11201-3859. Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio Cash & Equivalent yo ti || Current market value $B] Last statements market value This summary is for informational purposes only. It is not intended as a tax document ‘Ths statemem should be retamed for your records See reverse side for important imformation. CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOD January 27,2001 THROUGH February 23,2001 account sumccr rwraver maccn LAST STATEMENT January 26, 2001 02/24/01;20:42 001 EFTA00195028

--=PAGE_BREAK=--

2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE o27 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS 02/24/01;20:42 001 EFTA00195029

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue BEAR STEARNS 3 of Cash Flow Analysis THIS PERIOD Balance $7,780.40 Dividends/Interest 34.57 Amount Credited $34.57 New York, New York 10167 Income Summary THIS PERIOD YEAR TO DATE Credit Balance Int. 34.57 72.63 Net Cash Activity 34.57 Portfolio Composition ClosingBalance . . $7,814.97 Cash/Cash Equivalent 7,815 Equities 668,430 Cash Balance Summary OPENING CLOSING Cash 7,780.40 7,814.97 Net Cash Balance $7,780.40 $7,814.97 Your Portfolio Holdings CASH & CASH EQUIVALENTS MARKET ESTIMATED DESCRIPTION SYMBOLCUSP: QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 7.815 TOTAL CASH & CASH EQUIVALENTS $7,815 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Steams Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOO January 27,2001 THROUGH February 23,2001 account sumccr Twpaver nuvecr LAST STATEMENT January 26, 2001 Your Portfolio Allocation Cash & Equivalent— 1% L Equities 99% Unehaded portions denote debt bance andicr short market values, The alocation percentage is derived from the absolite market value of your porttaio 02/24/01,20:42 001 EFTA00195030

--=PAGE_BREAK=--

CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY OFFICE SERVICING YOUR ACCOUNT Bear, Stearns Securities Con Bear, Stearns & Co. Inc. One Mebane preg hers 245 Park Avenue Brocklyn, New York 11201-3859 STEARNS New York, New York 10167 | | EPSTEIN INTERESTS 405 STATEMENT PERIOO January 27,2001 THROUGH Your Portfolio Holdings (continued) February 23,2001 account numccr EQUITIES Taxpayer nuwecr Equities & Options LAST STATEMENT January 26, 2001 ACCT MAARKET ESTIMATED CURRENT DESCRIPTION SYMBOU'CUSIP TYPE QUANTITY PRICE VALUE ANNUAL INCOME YELD ('} BANPAIS SA-SPONSOREDADR BPIBY CASH 20,000 Unpriced RE! JOHNSONS JOHNSON JNJ CASH 7,000 95.4900 668,430 8,960 1.3405 Total Equities& Options $668,430 $8,960 TOTAL EQUITIES $668.430 $8,960 YOUR TOTAL ESTIMATED ANNUAL INCOME $8,960 YOUR PRICED PORTFOLIOHOLDINGS $676,244 Transaction Detail INTEREST DATE CESCRIPTION SYMBOUCUSIP QUANTITY RATE (%} CEBIT AMOUNT CREDIT AMOUNT 02/21/01 INTEREST ONCREDIT BALANCE 5.5000 11.88 AT 5 1/2% 01/21 THRU 01/30 INTEREST ON CREDIT BALANCE 5.0000 22.69 AT 5.000% 01/31 THRU 02/20 TOTAL $34.57 027 02/24/01;20:42 001 EFTA00195031

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR 245 Park Avenue STEARNS New York, New York 10167 a 5 os Your messages The interest, if any, charged to your account during December 2000 was computed on the net debit balance through December 28, The interest, if any, charged to your account during January 2001 is computed from December 29, 2000. f-™ (stor ****** End of Statement™***** \ / —/ 27 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-2859 EPSTEIN INTERESTS STATEMENT PERIOD January 27,2001 THROUGH February 23,2001 accouvt numecr Twpaver nuvecr LAST STATEMENT January 26, 2001 02/24/01:20:42 001 EFTA00195032

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT BEAR STEARNS ACCOUNT EXECUTIVE —ZICHERMAN, IRA TELEPHONE VISIT OUR WEBSITE + wwnw.bearstearns.com What's In This Statement Financial Summary ,. » 3 Your Portfolio Holdings . . 4 Transaction Detail .....ussssseeeeenees 5 Your Portfolio at a Glance 643,566 7,780 TOTAL VALUE OF SECURITIES THIS PERIOD* NET CREDIT BALANCE NET EQUITY THIS PERIOD $651,346 NET EQUITY LAST STATEMENT 743,183 CHANGE SINCE LAST STATEMENT -91,837 "This portfolio indudes one of more unpriced securties that are not refocted in the Total Value of Seourties and the Not Equity This Period There are no "Stop Loss’ orders or other pending buy or sell open orders on file for your account. Ploase mport any difference cr noe-roceigt of checks or stocks, indicated as delivered to you, © Client Senices at 800-624-1428; or write to Clam Services at Bear, Steams Securities Corp., One Metrotech Center North, Brooklyn, N.Y 11201-3859. Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 EPSTEIN INTERESTS DTD 12/26/91 JEFFERY E EPSTEIN & MARKL * EPSTEIN & WILLIAM ELKUS TTEES 457 MADISON AVENUE 4TH FLR NEW YORK NY 10022-6809 Market Value of Your Portfolio $7,780 Cash & E1 lent ash & Equivalent $7,742 Equities $643,566 $735,441 || Current market value $B] Last statements market value This summary i for informational purposes only. It Is mot intended as a tax document This statement should be retained for your records. See reverse side for important information oe? CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIKOO December 30,2000 January 26, 2001 account sumccr rwraver maccn December 29, 2000 THROUGH LAST STATEMENT Important Message Decimal Trading is Coming! Decimal Trading is the shift from fractional pricing (e.g..21 1/2) to decimal pricing (e.9.,$21.50)for equities and options. All trading on NYSE, AMEX, and regional exchanges will be in decimals effective as of 1/29/01. For details, visit our website at www.bearstearns.com. 01/27/01;13:44 001 EFTA00195033

--=PAGE_BREAK=--

2 of 5 STATEMENT BACKER IS PRINTED ON THIS PAGE o27 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS 0127/01;13:44 001 EFTA00195034

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. BEAR STEARNS 3 of 245 Park Avenue Cash Flow Analysis THIS PERIOD OpeningBalance $7,742.34 Funds Deposited 100,000.00 Dividends/Interest 38.06 Amount Credited $100,038.06 Funds Withdrawn -100,000.00 Amount Debited Net Cash Activity $-100,000.00 New York, New York 10167 Cash Balance Summary OPENING CLOSING Cash 7,742.34 7,780.40 Net Cash Balance $7,742.34 $7,780.40 Income Summary THS PERIOD YEAR TO DATE Credit Balance Int. 38.06 38.06 Total $38.06 $38.06 Portfolio Composition Cash/Cash Equivalent 7,780 Equities 643,566 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOG December 30,2000 THROUGH January 26, 2001 account uncer Taxpayer nuwecr LAST STATEMENT December 29, 2000 Your Portfolio Allocation Cash & Equivalent— 1% _ Equities 99% Unehaded portions denote debt bance andicr short market values, The alocation percentage is derived from the absolite market value of your porttaio 01/27/01,13:44 001 EFTA00195035

--=PAGE_BREAK=--

OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 BEAR STEARNS 405 Your Portfolio Holdings CASH & CASH EQUIVALENTS MARKET ESTIMATED DESCRIPTION SYMBOLCUSP QUANTITY PRICE VALUE ANNUAL INCOME CASH BALANCE 7,780 TOTAL CASH & CASH EQUIVALENTS $7,780 EQUITIES Equities & Options ACCT MARKET ESTIMATED CURRENT DESCRIETION SYMBOUCUSIP TYPE QUANTITY PRICE VALUE ANNUAL INCOME YELD (%) BANPAIS SA-SPONSORED ADR BPIBY CASH 20,000 Unpriced REPSTG 6 SER L SHS JOHNSON& JOHNSON JNJ CASH 7,000 91.9380 643,566 8,960 1.3922 Total Equities& Options $643,566 $8,960 TOTAL EQUITIES $643,566 $8,960 YOUR TOTAL ESTIMATED ANNUAL INCOME $8,960 YOUR PRICED PORTFOLIOHOLDINGS $651,346 027 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOG December 30,2000 January 26, 2001 accouvt numecr Twpaver nuvecr December 29, 2000 THROUGH LAST STATEMENT 01/27/01;13:44 001 EFTA00195036

--=PAGE_BREAK=--

BEAR STEARNS 5 os Transaction Detail OFFICE SERVICING YOUR ACCOUNT Bear, Stearns & Co. Inc. 245 Park Avenue New York, New York 10167 CLEARED THROUGH ITS WHOLLY OWNED SUBSIDIARY Bear, Stearns Securities Corp. One Metrotech Center North Brooklyn, New York 11201-3859 EPSTEIN INTERESTS STATEMENT PERIOG December 30,2000 THROUGH January 26, 2001 account uncer Taxpayer nuwecr LAST STATEMENT December 29, 2000 DEPOSITS AND WITHDRAWALS DATE TRANSACTION DESCRETION DEBIT AMOUNT CREDIT AMOUNT 01/18/01 FND WIRED MDA#MBO31429FNDS WIRED TO 100,000.00 JP MORGAN BANK acoo138912 FD#04603 $ COMING FROM CTC 01/18/01 FUNDS REC FNS WIRED TO CITIBANK FROM 100,000.00 F06101800B5501 TOTAL $-100,000.00 $100,000.00 INTEREST OATE DESCRIPTION SYMBOUCUSIP QUANTITY RATE (%) CEBIT AMOUNT CAEDIT AMOUNT 01/22/01 INTEREST ONCREDIT BALANCE 6.0000 6.45 AT 6,000% 12/29 THRU 01/02 DRa gaara eeaiaieaee cana iin mmmnntnn tmnt itnmnnnnnnnnetmmnnnnnnnne tmnt, AT 6,000% 12/21 THRU 12/28 01/22/01 INTEREST ONCREDIT BALANCE 5.5000 21.29 AT 5 1/2% 01/03 THRU 01/20 TOTAL $38.06 (stor ****** End of Statement*™***** \/ 27 01/27/01-13:44 001 EFTA00195037