Page 1 of 3 NAVY @ Statement of Account FEDERAL ae Credit Union Statement Period fiekd, A, © 221 19-3001 12/15/18 - 01/14/19 Access No. | Routing Number: i’ Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas. BWNLLSV 1523-6397 visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. t's fast and easy to keep your account up ate. You can verify or update your STAY address and personal info by using mobile app.” CURRENT! > Sign in to your account > Tap “View Profile” > Update your profile information . Federally insured by NCUA, “Message and date rates may app. Vink nawylederalorg sfotmat Summary of your deposit accounts Previous Deposits/ Withdrawals! Ending YTD Balance redits Debits Dividends $1,044.62 ene lll $6,233.50 $7,278.12 ee DEPOSIT VOUCHER ONLY. DO NOT SEND CASH THROUGH THE MAIL ee ee NFECU TOTAL MERRIFIELD VA 22119-3100 Navy Federal Credit Union SP 001 EFTA00124783

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Page 2 of 3 Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 12-31 01-08 POS Detit- Debit Card 01-08-19 Shopritegatewayoen Brooklyn Ny 126.58- 807.49 01-09 POS Debit- Debit Card J 01-08-19 Ft Hamilton Commis Brooklyn Ny 57.55- 749.94 01-14 fer From Shares 400.00 1,149.94 01-14 Transfer To Credit Card 105.32- 1,044.62 01-14 Ending Balance 1,044.62 Average D: sly Balan rent Cycle Your account eared, with an anct tage yield Items Paid Navy Federal Credit Union SP 001 EFTA00124784

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Statement Period a 12/15/18 - 01/14/19 Access No. | © lilly For Savings Membership Savings - Joint Owner(s) NONE Date Transaction Detail Amount($) Balance($) 01-14 Transfer To Checking 400.00- 6,233.50 01-14 Ending Balance 6,233.50 Your sccount earned with an annual percentage yield earned off for the dividend period from 12-01-2018 through 12-31-2018 2018 Year to Date Federal Income Tax Information SAVINGS DIVIDENDS CHECKING DIVIDENDS FINANCE CHARGE CHECKING LOC Disclosure Information * The intarast charge cn the Chacking Line of Credit advances Baging to accrue on the date an advance is pasted to your account and continues to accrus daily on the unpaid prin * We calculate the intarast charge cn your account by applying the daily pa te to the “daily balance” of your account for each day in the biling cyte. To got the "daily balancer wo taho the Beginning balance of your account each day, add any new advances oF fas, and subtract any payments, credits, or unpaid intorest changas + You may also determine the amount af inerest charges by # Subject to Intarast Rata” by the number of days in the Biking cyde and the daly period rate. The "Balance Subject to lnnorast Rat” diseiosed in the Imerast Charge Calculation table is the “average daily Balance.” To caloulate the “average daly balance” add up all the “daly halanc the baling cycle and divade the total by the number of days in the bling cycle + thees are beo or more daly perioatc rates imposed during the oiling cyte. you may determine the sour of interest charges by multiplying gach of the “Batances Sutyect to Interest Rate” by Ihe number of darys the appiicatte rate was in effect snd multiplying each of the results try the axplcabie daly penoaic rain and adding the resutts together What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance If you think thare is an error on your statement, weite %0 us at Navy Federal Credit Union, EEE Merrifield, VA 22119-2000; or by fax You may also contact us on the Web: havytederal. org. In your letter, give us the following infuematicn * Account information: Your name and account number * Doar amount: The dollar amount of the suspected erro * Description of problem: Hf you think thee is an error on your bell, describe what you believe ts wrong and why you beter it ts 2 mistake, You must contact us within 60 days after the error appearad cn you slatemant, You must notfy us of any potanial errors in writing (or ekectranicaly) You may cal ws, but # you do, we ara nat required to investigate any potanial gear, ard you may have to pay the amount in quastia White we ineastigane mather or nat hare has bean an emer, the following are true + We cannot ty to collect the amount in question or mport you aa dainguant an that amount + The charge in question may mmain cn your stanament, and we may contieve to charge you interes! on that amount But, #we determine that we made a mistake, you will not have to pay the amount in question or any nteeest or other tees retanied to that amount + While you do not have fo pay fhe amount in queston, you are responsible for the remainder of your balance, + We can apply any unpaid amount against your credit brit Ht we taka more than $0 days in | balance ing an alactronic transtar inquiry, we wil provisionally cred your account for the amount in question 40 that you wil have access to the funds during he time of our investigation Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In casa of armors or quastions about your alacYronic tansfars telephone 1 at CIID write us at the addross provided above, or trough Navy Fedaral Oniina Barking 2 5 can, i you think your statment ofr sant he FIRST stalamant cn which te problem oF error appeared + Tellus your name and account number (# ay + Descrite the error or the transfer you are * Tellus the di as you stip is wrong oF # you maed mare information about a tarater listed an the statement or receipt. We must haar Bom you » later than 60 days ater we sure about, and explain as clearty as you can why you bebeve it is an error of why you need more information Lr amount of the suspected error gate your complaint and will comect any error prompty. If we take more than 10 business days to do tis, we will provisionally crodt your acc aunt for the amount you think is in arrer so that you wil have the use of tha money during fe time it takes us to complate cur investigation Payments Your check must be payabie to Navy Federal Credit Union and indude your Chacking Line af Credit account nun envalope toc Navy Federal Credé Union, SEI. Morifials, VA 22119-3100. Paymants received by 5: 9 Line of Credit account may not be commingled with funds designated for cradit 1o other Navy Federal Croat Un maf. Include the voucher found at the Botlow af your statement and eal the anckead above will be credited ie same day. Malad payments for your Chack Navy Federal Credit Union SP 001 EFTA00124785

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NAVY REDERAL Credit Union | WA © 22799-9000 BWNLLSV 1523-6397 Page tof 4 Statement of Account Statement Period 01/15/19 - 02/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. Effective April 13, 2019, Visa® will revise the International Service Assessment Fee for international Point of Sale (the location where you make a purchase) and ATM transactions, from 0.8% to 1.0%. This change is applicable for international transactions charged in U.S. currency. You can see the updated debit card disclosures at navyfederal.org. Summary of your deposit accounts Previous Balance ecking $1,044.62 Savings $6,233.50 Totals $7,278.12 MARK "xX" TO CHANGE ADORESS/ORDER ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union Deposits/ Withdrawals! Ending YTD redits Debits Balance Dividends $3,128.66 $2,070.86 $2,102.42 $0.04 $2,442.26 $3,111.07 $5,564.69 $1.26 $5,570.92 $5,181.93 $7,667.11 $1.30 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) ee ee ee a + SP 001 EFTA00124786

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Page 2014 —— Credit Union Statement Period Merrifield, VA © 22119-3000 01/15/19 - 02/14/19 nawytecert.ong Access No. lll Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 01-15 Beginning Balance 1,044.62 01-15 Transfer From Shares 1,000.00 2,044.62 01-15 Transfer To Shares 442.00- 1,602.62 be 01-15 Paid To - Twe - Spectrum Online Pmt Chk 12114128 70.99- 1,531.63 01-15 Paid To - Comcast Online Pmt Chk 12114128 131.59- 1,400.04 01-15 Payment To - Frtib Payment 011519 CK# 195. 332.41- 1,067.63 01-16 POS Debit- Debit Card [J 01-16-19 Shopritegatewaycen Brooklyn Ny 67.44- 1,000.19 01-29 Deposit - ACH Paid From Agri Treas 310 Fed Sal 1,321.90 2,322.09 01-29 Paid To - Georgia Power Online Pmt Chk 12114128 260.77- 2,061.32 01-30 ATM Fee - Withdrawal 01-29-19 Advantage Finan Brooklyn Ny 1.00- 2,060.32 01-30 ATM Withdrawal 01-29-19 Advantage Finan Brooklyn Ny 103.00- 1,957.32 01-30 POS Debit- Debit Card J 01-29-19 Ft Hamilton Commis Brooklyn Ny 273.67- 1,683.65 01-31 Paid To - Chase Card Serv Online Pmt Chk 12114128 100.00- 1,583.65 01-31 Paid To - American Express Online Pmt Chk 12114128 100.00- 1,483.65 01-31 Dividend 0.04 1,483.69 02-01 Transfer To Credit Card 102.00- 1,381.69 be 02-07 Deposit - ACH Paid From Agri Treas 310 Fed Sal I 806.72 2,188.41 02-11 Paid To - Twe - Spectrum Online Pmt Chk 12114128 70.99- 2,117.42 02-13 Check 5520 15.00- 2,102.42 02-14 Ending Balance 2,102.42 Average Daily Balance - Current Cycle: $1,444.58 Your account earned $0.04, with an annual percentage yield earned of 0.05%, for the dividend period from 01-01-2019 through 01-31-2019 CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union SP 001 EFTA00124787

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Page 3 ot 4 NAY 3 Credit Union Statement Period Merrifiekd, WA © 227 19-3000 01/18/19 - 02/14/19 nave OF Access No. Items Paid Date item Amounts) Date tte Amounts) 01-15 ACH 70.99 02-11 ACH 70.99 01-15 ACH 131.59 01-16 POS 67.44 01-15 000195 - ACH 332.41 01-30 POS 273.67 01-29 ACH 260.77 01-30 ATMO 103.00 01-31 ACH 100.00 02-13 005520 - Check 15.00 01-31 ACH 100.00 Savings Membership Savings - iii Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 01-15 Beginning Balance 6,233.50 01-15 Transfer To Checking 1,000.00- 5,233.50 01-29 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 5,733.50 01-29 Deposit - ACH Paid From Agri Treas 310 Fed Sat 500.00 6,233.50 01-31 Dividend 1.26 6,234.76 02-01 Transfer From Shares 441.00 6,675.76 S| 02-05 Transfer From Shares $00.00 7,175.76 P| 02-07 Deposit - ACH Paid From Agri Treas 310 Fed Sat SD 500.00 7,675.76 02-08 Transfer To Credit Card 2,111.07- 5,564.69 02-14 Ending Balance 5,564.69 Your account earned $1.26, with an annual percentage yield earned of 0.25%, for the dividend period from 01-01-2019 through 01-31-2019 2018 Year to Date Federal Income Tax Information SAVINGS DIVIDENDS CHECKING DIVIDENDS FINANCE CHARGE CHECKING LOC Navy Federal Credit Union SP 001 EFTA00124788

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Page 4 of 4 REDERAL ——_ Credit Union Statement Period 7 WA © 22119-3000 01/15/19 - 02/14/19 Access No. ° lille Disclosure Information + The terest charge on the Checong Line of Credit advances begins to accrue on the date an advance is posted to your account and contnues to accrue daty on the unpad pencipal balance. * We calculate the interest charge on your account by applying the davly periodic rate to the “daly balance” of your account for each day in the biting cyte, To get the “dally balsnce” wo tahe the baginsing balance of your account each day, add any new advances or fees, and sublract any paymants, credits, or uypaid intorest chargos. + You may also detormine the amount of interest charges by multiplying the “Balance Subject to Interest Rata” by the number of days in the biling cycle and the daily periodic rate. The "Balance Subject to lntorast Rata” disclosed in the Imerast Charge Calculation table ts the “average daily Balance." To caloulate the “average daly balance” ads up all the “daily balances” for the billing cycle and divide the total by the number of days in the béling cycle. + Ethove are teo or more dally periodic rates imposed during the billing cyde, you may determing te aeourt of interest charges by mulipiying each of the "Balances Subject to Intorest Rata” by the number of days the applicatie rate was in effect and multiplying aach of the results by the applicable daly periodic rate and adding the results together. What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance you think there is an error on your stmement, verte 10 Us at: Navy Federal Credit Union, (EEE Merrifield, VA 22119-2000; or by fax ‘You may also contact us on the Web: navytederalorg. In your latter, give us the following information: + Aecount information: Your name and account number + Dollar amount: The dollar amount of the suspacted error. + Description of problem: If you think thave is an error on your bil, describe what you believe is wrong and why you babowe it ta mistake ‘You must contact us within 60 days after the error appeared on your statement. ‘You must notify us of any poteria! eerors in writing (or etectonicaly). You may cal us, but # you do, we are not required to investigate any polenta error, sand you mary have to pay the amount i question. White we investigate whather or not thare has bean an error, the following ara tus + We cannot ty to collect the amount in question oF raport you aa dalinquant on that amount. + The charge in question ay remain on your statamant, and we may continue to charge you interest on that amount But, % we determing that we made a mistake, you will not have 1 pay the amount In Question OF any interes! or other teas related % that amount. * While you do not have to pay fhe amcunt in question, you are responsible for the ramaindar of your balance. + We can apply any unpaid amount against your credit Knit, Hye take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you wil have access to the funds during the time of cur investigation Errors Within Your Checking Account, Money Market Savings Account, of Savings Account In case of errors oF questions about your ekcwonic tansfars telephone us at TMD write us at the address provided above, or trough Navy Federal Oring Barking aa soon as you can, if you think your statament of receipt is wrang or ¥ you naed mare information about a tarater listed on the statement or receipt. We must haar from you no later than 60 days afer we sant he FIRST statement on wich ta protien oF error appeared. * Tell us your name and account mamber {2 ary). + Descrite the error or the transfor you are uraure about, and explain aa chearty aa you can why you bebiave it & an error oF whry you Need more Information. + Tell us the dollar amount af the suspected error, We will investigate your complaint and wil correct any error promptty. if we take more than 10 business days to do this, we wil provisionally credit your account for the amount you think is: in error. 5 that you wil have fhe use of the money dumng the time it takes us to complete our Investgation, Payments ‘Your check must be payable to Navy Federal Credit Union and include your Cracking Line of Credit account eumbar. Inckide the wouchar found at the Betiows of your statment and mai the enclosed ervatope to: Navy Fadural Cred® Union, I Montfioks, VA 221193100. Paymants received by 5:00 pe Eastern Time at the mail address abow wil be crodited the same day. Mazod payments for your Chacking Ling af Cradit aesumt may not be comminglod wit funds designated for eradit to other Navy Feder! Croat Union accounts, Navy Federal Credit Union SP 001 EFTA00124789

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BWNLLSV 1523-6397 Statement of Account Statement Period 02/15/19 - 03/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. Effective April 13, 2019, Visa® will revise the International Service Assessment Fee for international Point of Sale (the location where you make a purchase) and ATM transactions, from 0.8% to 1.0%. This change is applicable for international transactions charged in U.S. currency. You can see the updated debit card disclosures at navyfederal.org. Summary of your deposit accounts Previous Balance ecking $2,102.42 Savings $5,564.69 Totals $7,667.11 MARK "xX" TO CHANGE ADORESS/ORDER ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union $889.12 $1,642.82 $1,348.72 $1,500.94 $3,125.28 $3,940.35 $2,390.06 $4,768.10 $5,289.07 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHORAWAL) Page 1 of 3 YTD Dividends $0.10 $2.20 $2.30 ee ee ee —— a SP 001 EFTA00124790

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NAVY e Page 2 of 3 Credit Union Statement Period I ssrsiticts, vs + 22110-3000 02/15/19 - 03/14/19 navyleder tong Access No. lll Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 02-15 Beginning Balance 2,102.42 02-19 Transfer To Credit Card 1,000.00- 1,102.42 02-20 Paid To - Comcast Online Pmt Chk 12114128 131.59- 970.83 02-22 Deposit - ACH Paid From Agri Treas 310 Fed Sal I 307.15 1,277.98 02-26 Paid To - Georgia Power Online Pmt Chk 12114128 189.40- 1,088.58 02-27 Paid To - American Express Online Pmt Chk 12114128 100.00- 988.58 02-27 Paid To - Chase Card Serv Online Pmt Chk 12114128 150.00- 838.58 02-28 Dividend 0.06 838.64 03-01 Deposit - ACH Paid From Agri Treas 310 Fed Sal 36.42 875.06 03-08 Deposit - ACH Paid From Agri Treas 310 Fed Sal 545.49 1,420.55 03-12 POS Debit- Debit Card J 03-11-19 CVS/Pharmacy #0271 New York Ny 15.60- 1,404.95 03-12 POS Debit- Debit Card [J 03-11-19 Citymd - Ny18 Brooklyn Ny 30.00- 1,374.95 03-13 POS Debit- Debit Card [J 03-11-19 Metropolitan City Brooklyn Ny 26.23- 1,348.72 03-14 Ending Balance 1,348.72 Average Daily Balance - Current Cycle: $1,257.55 Your sccount earned $0.06, with an annual percentage yield earned of 0.05%, for the dividend period from 02-01-2019 through 02-28-2019 Items Paid Date ite Amounts) Date ey Amounts) 02-20 ACH 131.59 03-12 POS 15.60 02-26 ACH 189.40 03-12 POS 30.00 02-27 ACH 100.00 03-13 POS 26.23 02-27 ACH CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union SP 001 EFTA00124791

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Page 3 of 3 REDERAL Union Statement Period — Maciek Vk © 22199-3000 02/15/19 - 03/14/19 nawy' on Access No. lla Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 02-15 Beginning Balance 5,564.69 02-19 Transfer To Credit Card 3,125.28- 2,439.41 02-22 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 2,939.41 02-28 Dividend 0.94 2,940.35 03-08 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 3,440.35 03-11 Transfer From Shares 500.00 3,940.35 a 03-14 Ending Balance 3,940.35 Your account earned $0.94, with an annual percentage yield earned of 0.25%, for the dividend period from 02-01-2019 through 02-28-2019 SAVINGS DIVIDENDS CHECKING DIVIDENDS FINANCE CHARGE CHECKING LOC Disclosure Information + Tho intarast charge cn the Chacking Line af Credit advances bagins to accrue an the date an advance is posted to your account and contnugs to accrue daly on the unpaid principal balance. + We calculate the interast charge on your account by applying the daily periodic rate to the “daily Balance” of your account for each day in the billing cydla. To get the "daily balance” wo tahe the beginning balanoe of your aGsount each day, add any Mew advances or fees, and subtract any paymants, cradis, Of uypad interest chargas + You may also determine the amount of imarest charges by eukiglying te "Balance Subject to Interest Rata” by the number af days in the biling cyde and the daly periodic rate. The “Balance Subject to lntarast Rata” disdioged in the Imerast Charge Calculation table ts the “average daily Balance." To calodate the “average daly balance” add up all the “dally balances” for the biting cycle and divide the totay by the number of days in the béing cycle. +E there are teo or more daty periodic rales imposed dunng the tiling cyde, you may determine the amount of interes! charges by multiplying each of the “Balances Sutyect to Interest Rte” by the number of rate was in effect and multpiying each of the resus bythe spptcabie caty penocic rate and adding the results together, What to Do if You Think You Find a Mistake on Your Statement 2 Errors Related to a Checking Line of Credit Advance If you think there is an error on your statement, wf to us at: Navy Federal Credit Union, EEE Merrifield, VA 22119-2000; or by fax ‘You may also contact us on the Web: navytederal.org. In your latter, give us the following infarmation: * Agcount information: Your name and account mamber * Dofar amount: The dollar amount of the suspected error. + Description of problem: If you think there is an error on your bél, describe what you believe is wrong and why you Deters it ts 2 mistake, You must contact ua within 60 days after the error appeared on your statarnant. ‘You must noty us of any potential errors in writing (or ekecborically) You may cal us, But f you do, we are not required to iwastigate any potential error, and you may have to pay the amount in question. White we investigate mhather of nat thera has bean an emer, the folowing are tase + We cannot ty to collect the amount in quastion or raport you aa Gainquent on that amount. + The charge in question may remain on your statement, and wa may continue to charge you interest on that amount But, f we determing that we ade a mistake, you wil not have to pay the amount in question or any interest or other fees related to that amourt + While you do not hawe fo pay the amount in queston. you are responsible for the remainder of your balance. + We can apply amy unpaid amount against your credit frit Hf we take more than 10 days in resciving an electronic tanstar inquiry, wa wil provigionally credit your accourt for the ammount in question $0 Tal you wil have access to fe funds during he ‘time of our nwestigation. Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In case of errors of questions about your elaconic tansfers teephore us at (NB write us at me address provided atowe, or Mrough Navy Fedural Online Barking aa s00n as you can, if you think your statament of receipt is wrang or ¥ you naed more information about a tarater listed on the statement or receipt. We must haar from you no later than 60 days afer we sant the FIRST statement cn which te peobhem oF error appeared. * Tell us your name and account number (# arty). * Describe the error or the transfer you are unsure about, and expkaen as cheathy as you can why you bebewe it fs an error oF why YoU need more information. + Tell us the dotar amount of the suspected error, We will investigate your complaint and wil comect any error prompy. If wa take more than 10 business days to do this, we wil provisionally crodit your account for the amount you think is in arre, So that you wil have fhe use of the manay during fhe time it takes us 10 complate our investigation Payments ‘Your check must be payable to Navy Federal Credit Lindon and include your Cracking Line of Credit account summer. Inchide the wouchar found at the Dotiom of your statement and eal the enclosed envelope to. Navy Federal Credt Union, SEED Morifias, VA 22119-3100. Payments received by 5:00 pes Eastern Time at the mail address above will be crodiied the same day. Mailed payments for your Chacking Ling af Cradit account may not be comminglod wit funds designated for eradit to other Navy Federal Croat Union accounts, Navy Federal Credit Union SP 001 EFTA00124792

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Page 1 of 3 naa e Statement of Account SSE SS 3 Credit Union . Statement Period RR 00 vs 221 10-00 03/15/19 - 04/14/19 eos oD Access No. | BWN Routing Number: Questions about this Statement? Toll-free in the U.S. 1523-6397 For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. Say “Yes” to Paperless Statements If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select “Statements” in digital banking.* It’s an easy way to reduce the risk of identity theft and cut down on paper clutter. Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more Information. Summary of your deposit accounts Previous Deposits/ Withdrawals! Ending YTD Balance redits Debits Balance Dividends ecking $1,348.72 $1,207.44 $1,319.06 $1,237.10 $0.14 Savings $3,940.35 $500.62 $1,643.47 $2,797.50 $2.82 Totals $5,289.07 $1,708.06 $2,962.53 $4,034.60 $2.96 a DEPOSIT VOUCHER na FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) ADORESS/ORDER > i; | — - a _ + MERRIFIELD VA 22119-3100 TOTAL Navy Federal Credit Union SP 001 EFTA00124793

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PEDERAL nay acer ong ° lla Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail 03-15 Beginning Balance 03-15 POS Debit- Debit Card IJ 03-14-19 Jcpenney 2297 Jersey City NJ 03-18 Paid To - Citibank Crdt CD Online Pmt Chk 12114128 03-18 Paid To - Comcast Online Pmt Chk 12114128 03-22 Deposit - ACH Paid From Agri Treas 310 Fed Sal 03-26 Transfer To Credit Card 03-27 Paid To - Georgia Power Online Pmt Chk 12114128 03-29 Dividend 04-05 Deposit - ACH Paid From Agri Treas 310 Fed Sal 04-09 Paid To - Twe - Spectrum Online Pmt Crk 12114128 04-09 Paid To - American Express Online Pmt Chk 12114128 04-09 Paid To - Citibank Crdt CD Online Pmt Chk 12114128 04-14 Ending Balance Average Daily Balance - Current Cycle: $1,031.57 Your account earned $0.04, with an annual percentage yield earned of 0.05%, for the dividend period fram 03-01-2019 through 03-31-2019 Items Paid Date tte Amounts) 03-18 ACH 130.00 03-18 ACH 131.59 03-27 ACH 160.49 04-09 ACH 66.98 CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Statement Period 03/15/19 - 04/14/19 Access No. Amount($) 105.00- 130.00- 131.59- 248.19 500.00- 160.49- 0.04 959.21 66.98- 100.00- 125.00- Page 2 of 3 Balance($) 1,348.72 1,243.72 1,113.72 982.13 1,230.32 730.32 569.83 569.87 1,529.08 1,462.10 1,362.10 1,237.10 1,237.10 Date tte Amounts) O4 O4 03- “09 -09 15 Navy Federal Credit Union ACH 100.00 125.00 105.00 SP 001 EFTA00124794

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Page 3 of 3 REDERAL ——— Credit Union Statement Period —- Merrifield, WA © 22119-3000 03/15/19 - 04/14/19 on Access No. lillie Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 03-15 Beginning Balance 3,940.35 03-15 Transfer To Credit Card 1,143.47- 2,796.88 03-26 Transfer To Credit Card 500.00- 2,296.88 03-29 Dividend 0.62 2,297.50 04-05 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 2,797.50 04-14 Ending Balance 2,797.50 Your sccount earned $0.62, with an annual percentage yield earned of 0.25%, for the dividend period from 03-01-2019 through 03-31-2019 2018 Year to Date Federal Income Tax Information SAVINGS DIVIDENDS CHECKING DIVIDENDS INANCE CHARGE CHECKING LOC Disclosure Information + The terest charge on the Checong Line of Credit advances begins tp accrue on the date an advance 1s posind to your account and contnues to accrue dafy on the unpad pencipal balance: * We calculate the interest change cn your account by applying the daily periodic rate to the “dasty balance” of your account for each day in the biting cycie. To get the “daily batsnce” wo take the beginning balance of your account each day, add any new advances or fees, and subtract any paymants, credits, or urpaid interest chargas. + You may also detarming tha amount af imarast charges by muticlying the “Balance Subject to Intarast Rata” by the nusber of days in the Biling cyde and the daly period rate. The "Balance ‘Subject to interest Rate” diatioeed in the Interest Charge Calculation table is Me “average daily balance.” To caloudate fhe “average daly balance” add up all the “daily balances” for the baling cyche and divide the total by the mumber of days in the baling cyche +f thore are teo cr more daly periodic rates Imposed during the biling cyde, you may detarming the amourt of interest charges by mutipiying each of the “Balances Subject to Intavest Reata” by fhe number of days the applicable rate was in effect and multiplying aach of the results by the applicable daly periodic rate and adding the results togethor What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance Hf you think there is an error on your statement, write to us at Navy Federal Credit Union, [ED Merrifield, VA 22119-2000; or by fax ‘You may also contact ua on the Web: navyfederalory. In your later, gave us the folowing information: + Account infermation: Your name and account mamber * Delar amount: The dollar amount of the suapactad error * Description of problem: If you think those is an error on your bil, describe what you believe la wrong and why you Ballers it ki a mistaken ‘You must contact us within GO days after the error appeared on your statement ‘You must notify us of any poteritay errors in writing (or electronically). You may call us, but # you do, we are not required tn investigate any potenis! ecror, snd you mary have to pay the amount my question White we investigate wnather of nat fare has bean an error, the folowing are true: + Wie cannot try to collect the amount in quastion oF raport you aa dalinguant on that amount. + Tre charge in question may remain on your statement, and we may continue to charge you interest on that aetount But, ¥ we dutermine that we eade a mistake, you wil nat have to pay the amount in question oF any inturest or cthar Seas related %0 that amount + While you do not have to pay fhe amount in question, you are rasponsibte for the remainder of your balance. + Wha can apply any unpaid amount against your eradit Knit Hh we take more than 10 days in resolving an electronic transter inquiry, we wil provisionally credit your account for the amount in question so that you wil hawe access to the funds during the time of our Investigation. Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In case of errors oF questions about your elacvonic tansfars telephore us at (NN write us at the actress provided atowe, or trough Navy Federal Online Barking aa soon as you can, if you think your statoment cr receipt is wrang ar # you ngad mare information about a tarater listed on the statement or receipt. Vee must haar from you no lator than 60 dary afer we sont tha FIRST statomant cn which the peotiem oF error appaarad. + Tellus your name and account number { ary). * Descrite Me error or the transfer you are ura@ure about, and explain aa chearty aa you can why you believe it & an error oF why you Need more information. + Tell us the dolar amount of the suspected error. We will investigate your complaint and wil correct any error promptly. If we take more than 10 business days to do this, we wil provisionally cenit your account for the amount you think is in error, to that you wil have fhe use of the money dunng the time it takes us to complete our Investigation Payments ‘Your chock must be payable to Navy Fedural Credit Union and incude your Chacking Line of Credit account eumbar. Include the wouchar found at the Botiom of your statement and mad the anckoaad envelope toc Navy Federal Credit Union, (EES Marifiakt, VA 22119-9100. Payments received by 5:00 pen Eastern Time at the mail address above will be crodited the same day. Mailed payments for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts. Navy Federal Credit Union SP 001 EFTA00124795

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#BWNLLSV Say “Yes” to Paperless Statements Page 1 of4 Statement of Account Statement Period 04/15/19 - 05/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select “Statements” in digital banking.* It’s an easy way to reduce the risk of identity theft and cut down on paper clutter. Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more Information. Summary of your deposit accounts Previous Balance $1,237.10 $2,797.50 Totals $4,034.60 MARK "xX" TO CHANGE ADORESS/ORDER ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union $1,659.04 $2,388.24 $507.90 $1,800.52 $1,230.00 $3,068.02 $3,159.56 $3,618.24 $3,575.92 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHORAWAL) ee ee ee —— a YTD Dividends $0.18 $3.34 $3.52 SP 001 EFTA00124796

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—_—> Credit Union = Marrifiekd, WA © 22719-3000 raeeeaoy lll Checking EveryDay Checking - Joint Owner(s): NONE Date 04-15 04-15 04-15 04-16 04-19 04-26 04-29 04-29 04-29 04-29 04-29 04-29 04-30 05-02 05-03 05-03 05-03 05-06 05-06 05-06 05-06 05-06 05-09 Transaction Detail Beginning Balance Transfer From Shares Transfer To Credit Card Paid To - Comcast Online Pmt Chk 12114128 Deposit - ACH Paid From Agri Treas 310 Fed Sal Paid To - Georgia Power Online Pmt Chk 12114128 ATM Fee - Withdrawal 04-27-19 Cardtronics CCS Brunswick GA ATM Fee - Inquiry 04-27-19 Cardtronics CCS Brunswick GA ATM Withdrawal 04-27-19 Cardtronics CCS Brunswick GA POS Debit- Debit Card J 04-26-19 Paradies #9212 Jtk Jamaica Ny POS Debit- Debit Card [J 04-27-19 Food Court Jamaica Ny POS Debit - Debit Card [J Transaction 04-27-19 Winn-Dixie #68 284 Hyd Brunswick GA Dividend POS Debit- Debit Card [J 05-01-19 BP#9087933Goasis B Brunswick GA Deposit - ACH Paid From Agri Treas 310 Fed Sal Transfer From Shares POS Debit- Debit Card J 05-02-19 BP#2798605175 & Hw Jackson GA POS Detit- Debit Card J 05-02-19 Shell Oil 10010418 Northport AL POS Debit- Debit Card J 05-03-19 Texaco 03083 Pear MS POS Debit - Debit Card J Transaction 05-03-19 Wm Superc Wal-Mart Sup Canton MS POS Debit - Debit Card J Transaction 05-03-19 Wal-Mart Super Center Canton Ms Paid To - American Express Online Pmt Chk 12114128 Paid To - Chase Card Serv Online Pmt Chk 12114128 CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union Statement Period 04/15/19 - 05/14/19 Access No. Amount($) 500.00 871.73- 131.59- 246.33 104.70- 1.00- 1.00- 3.00- 10.80- 16.08- 83.72- 0.04 16.70- 612.67 300.00 26.05- 21.85- 22.75- 101.79- 120.63- 100.00- 100.00- Page 2 of 4 Balance($) 1,237.10 1,737.10 865.37 733.78 980.11 875.41 874.41 873.41 570.41 559.61 543.53 459.81 459.85 443.15 1,055.82 1,355.82 1,329.77 1,307.92 1,285.17 1,183.38 1,062.75 962.75 862.75 SP 001 EFTA00124797

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Page 30f4 NAVY ——— Union Statement Period Merrifield, VA © 22119-3000 04/15/19 - 05/14/19 nawyleceral Fy Access No. lilly EveryDay Checking - (Continued from previous page) Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 05-09 Paid To - Citibank Crdt CD Online Pmt Chk 12114128 125.00- 737.75 05-10 POS Debit- Debit Card J 05-09-19 Texaco 0308249 Canton MS 23.65- 714.10 05-10 POS Detet- Debit Card [J 05-09-19 BP#8276396South NE Riceboro GA 25.05- 689.05 05-10 POS Debit- Debit Card [J 05-09-19 Chevron 0041124 Heflin AL 31.00- 658.05 05-13 POS Debit- Debit Card J 05-10-19 Winn-Doie #68 Brunswick GA 18.51- 639.54 05-13 POS Debit- Debit Card [J 05-10-19 BP#9087933Goasis B Brunswick GA 26.41- 613.13 05-13 POS Debit - Debit Card lJ Transaction 05-11-19 Wal-Mart #0639 Brunswick GA 105.23- 507.90 05-14 Ending Balance 507.90 Average Daily Balance - Current Cycle: $832.72 Your account earned $0.04, with an annual percentage yield earned of 0.05%, for the dividend period from 04-01-2019 through 04-30-2019 Items Paid Date tem Amounti$) Date item Amounti$} 04-16 ACH 131.59 05-06 POS 21.85 04-26 ACH 104.70 05-06 POS 22.75 05-06 100.00 05-06 POS 101.79 05-09 ACH 100.00 05-10 POS 23.65 05-09 ACH 125.00 05-10 25.05 04-29 POS 10.80 05-10 POS 31.00 04-29 POS 16.08 05-13 POS 18.51 04-29 POS 83.72 05-13 POS 26.41 05-02 16.70 05-13 POS 105.23 05-03 POS 05 04-29 ATMO. 303.00 05-06 120.63 Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 04-15 Beginning Balance 2,797.50 04-15 Transfer To Checking 500.00- 2,297.50 04-19 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 2,797.50 04-22 Transfer To Credit Card 100.00- 2,697.50 04-22 Transfer To Credit Card 330.00- 2,367.50 04-30 Dividend 0.52 2,368.02 05-03 Deposit - ACH Paid From Agri Treas 310 Fed Sal ID 500.00 2,868.02 05-03 Transfer To Checking 00.00- 2,568.02 05-08 Transfer From Shares 500.00 3,068.02 a 05-14 Ending Balance 3,068.02 Your account earned $0.52, with an annual percentage yield earned of 0.25%, for the dividend period from 04-01-2019 through 04-30-2019 Navy Federal Credit Union SP 001 EFTA00124798

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Page 4 of 4 REDERAL Credit Union Statement Period a WA © 22199-3000 04/15/19 - 08/14/19 Access No. ° lille Disclosure Information The interest charge on the Checking Line of Credit acvances begins to accrue on the date an advance is posted to your account and confnues to accrue daly on the unpad pencipal balance: * We calculate the interest charge on your account by applying the davly periodic rate to the “daly balance” of your account for each day in the biting cyte, To get the “dally balsnce” wo tahe the baginsing balance of your account each day, add any new advances or fees, and sublract any paymants, credits, or uypaid intorest chargos. + You may also detormine the amount of interest charges by multiplying the “Balance Subject to Interest Rata” by the number of days in the biling cycle and the daily periodic rate. The "Balance Subject to lntorast Rata” disclosed in the Imerast Charge Calculation table ts the “average daily Balance." To caloulate the “average daly balance” ads up all the “daily balances” for the billing cycle and divide the total by the number of days in the béling cycle. + Ethove are teo or more dally periodic rates imposed during the billing cyde, you may determing te aeourt of interest charges by mulipiying each of the "Balances Subject to Intorest Rata” by the number of days the applicatie rate was in effect and multiplying aach of the results by the applicable daly periodic rate and adding the results together. What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance you think there is an error on your stmement, verte 10 Us at: Navy Federal Credit Union, IEEE Merrifield, VA 22119-2000; or by fax ‘You may also contact us on the Web: navytederalorg. In your letter, give us the following information: + Aecount information: Your name and account manber + Dollar amount: The dollar amount of the suspacted error. + Description of problem: If you think thave is an error on your bil, describe what you believe is wrong and why you babowe it ta mistake ‘You murt contact us witten 60 days after the error appeared on your statement, You must notfy us of any potential errors in writing (or electonicaly). You may cal us, but # you do, we are not required to investigate any potential error, and you mary have to pay the amount i question. White we investigate whather or not thare has bean an error, the following ara tus + We cannot ty to collect the amount in question oF raport you aa dalinquant on that amount. + The charge in question ay remain on your statement, and we may Continue to charge you interes! on that amourt But, f we determing that we made a mistake, you wil not have 1 pay the amount In Question OF any interes! or other teas related % that amount. * While you do not have to pay fhe amcunt in question, you are responsible for the ramaindar of your balance. + We can apply any unpaid amount against your credit Knit, Hye take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you wil have access to the funds during the time of cur investigation Errors Within Your Checking Account, Money Market Savings Account, of Savings Account In case of errors oF questions about your ekcwonic tansfars telephone us at TMD write us at the address provided above, or trough Navy Federal Oring Barking aa soon as you can, if you think your statament of receipt is wrang or # you need more information abo rarater listed on the statement or receipt. Ye must haar fom you no later than 60 days ater we sant he FIRST statement on wich ta protien oF error appeared. + Tell us your name and account number {i ary). + Descrite the error or the transfor you are uraure about, and explain aa chearty aa you can why you bebiave it & an error oF whry you Need more Information. + Tell us the dolar amount of the suspected error. We will investigate your complaint and wil correct any error promptty. if we take more than 10 business days to do this, we wil provisionally credit your account for the amount you think is: in error. fo that you wil have the use of the money during the time it tntes us. to complete our investigation, Payments ‘Your check must be payable to Navy Federal Credit Union and inctude your Cracking Line of Credit account summer Inckide the woucher found at the Botiom of your glatament and eal the enclosed envelope toc Navy Federal Credé Union, (III Morifigks, VA 22119-3100. Paymants received by 5:00 pen Eastern Time a tie mail adsress abow will be credited the same day. Mailed payments for your Checking Ling af Cred accourm may not be commingled with funds designated for cradit to other Navy Federal Credit Union accounts, Navy Federal Credit Union SP 001 EFTA00124799

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NAVY Credit . #BWNLLSV Say “Yes” to Paperless Statements Page tof3 Statement of Account Statement Period 05/15/19 - 06/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select “Statements” in digital banking.* It’s an easy way to reduce the risk of identity theft and cut down on paper clutter. Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more Information. Summary of your deposit accounts Previous Balance ecking $507.90 $3,068.02 Totals $3,575.92 MARK "xX" TO CHANGE | ADORESS/ORDER | ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union Deposits/ Withdrawals! Ending YTD redits Debits Balance Dividends $1,412.45 $583.14 $1,337.21 $0.21 $2,000.65 $1,006.34 $4,062.33 $3.99 $3,413.10 $1,589.48 $5,399.54 $4.20 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) (———AccouNT NuMnee ——_T—aAccoun [AMOUNT ENCLOSED |] ee ee ee a + SP 001 EFTA00124800

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Page 2 of 3 —— Credit Union Statement Period orarrifiekd, VA © 22719-3000 05/15/19 - 06/14/19 nave Access No. lilly Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 05-15 Beginning Balance 507.90 05-15 Paid To - Comcast Online Pmt Chk 12114128 131.60- 376.30 05-17 Deposit - ACH Paid From Agri Treas 310 Fed Sal SD 56.29 432.59 05-20 POS Debit- Debit Card [J 05-17-19 BP#3721594Sunshine Jacksonville FL 8.81- 423.78 05-21 Deposit - ACH Paid From Doj Treas 310 Misc Pay 052119 600.00 1,023.78 05-23 POS Debit- Debit Card J 05-21-19 Metropolitan City Brooklyn Ny 39.80- 983.98 05-29 Paid To - Twe - Spectrum Online Pmt Chk 12114128 56.17- 927.81 05-29 Paid To - Georgia Power Online Pmt Chk 12114128 106.76- 821.05 05-31 Deposit - ACH Paid From Agri Treas 310 Fed Sal 432.88 1,253.93 05-31 Paid To - American Express Online Pmt Chk 12114128 100.00- 1,153.93 05-31 Dividend 0.03 1,153.96 06-14 Deposit - ACH Paid From Agri Treas 310 Fed Sal 323.25 1,477.21 06-14 Paid To - Chase Card Sery Online Pmt Chk 12114128 140.00- 1,337.21 06-14 Ending Balance 1,337.21 Average Daily Balance - Current Cycle: $953.55 Your ‘Secount eamed $0.03, with an annual percentage yield earned of 0.04%, for the dividend period from 05-01-2019 through OS-31-2019 Items Paid Date tte Amounts) Date te Amounts) 05-15 ACH 131.60 06-14 ACH 140.00 05-29 ACH 56.17 05-20 POS 8.81 05-29 ACH 106.76 05-23 POs 39.80 05-31 ACH 100.00 CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union SP 001 EFTA00124801

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Page 3 of 3 REDERAL Statement Period Credit Union | WA © 22119-3000 05/15/19 - 06/14/19 on Access No. oli ls Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 05-15 Beginning Balance 3,068.02 05-17 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 3,568.02 05-28 Transfer To Credit Card 1,006.34- 2,561.68 05-31 Deposit - ACH Paid From Agri Treas 310 Fed Sat ID 500.00 3,061.68 05-31 Dividend 0.65 3,062.33 06-03 Transfer From Shares 500.00 3,562.33 Le 06-14 Deposit - ACH Paid From Agri Treas 310 Fed Sat ID 500.00 4,062.33 06-14 Ending Balance 4,062.33 Your sccount earned $0.65, with an annual percentage yield earned of 0.25%, for the dividend period from 05-01-2019 through 0S-31-2019 Disclosure Information + The intarest charge on the Cracking Line of Credit advances Daging t accrue on the date an advance i posted to your acooun! and continues to accrue daly on the unpad principal balance. + We calculate the intarast charge cn your account by applying the daily periodic rate to the “daily Balanca” of your account for each day in the biling eycia. To got tha “daily balance” we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, of unpaid intorest charges. + You may also determing the amount of interest charges by muliglying te “Balance Subject to Interest Rate” by the number of days in the tiling cyde and the dally period rate. The “Balance ‘Subject to Interest Rate” diacioged in the Inerast Charge Catoulation table is Me “average daily balance.” To caloudate fhe “average dally balance” add up all the “daily balances” for the bling cycle and divide the totay by the number of days in the billing cycte . there are two or more daly aris rates imposed curng the biting cys, you may determine the amount of interest charges by multiplying each of the “Balances Sutyect to Internst Rate” by he number of drys the appiicatie rate was in effect and multpiying wach of the resus by the apptcabie daly penoac rate and adding the results ingether, What to Do if You Think You Find a Mistake on Your nt Errors Related to a Checking Line of Credit Advance If you think thave is an error ont your stanament, mete 10 us at. Navy Federal Credit Union, Merrifield, VA 22199-2000; or by fax ‘You may also contact ua on the Web: navytederalorg. In your letter, give us the following information: * Ascount information: Your name and account number * Dolfar amount: The dollar amount of the suspected error * Description of problem: If you think there is an error on your tél, describe what you believe bs wrong and why you beers it iss mistahe, ‘You must contact us within 60 days after the amrcr appeared on your statament. ‘You must notfy us of any potandal aerors in witing (oF etecboricaly) You may cal us, But # you do, me are not required to investigate any potential eeror, aed you may have to pay the amount in question. White we investigate whather of nat fata Ras bean an error, the folowing are tus: + We cannot ty to collect the amount in quisition oF fapert you aa Gainguent on that amount. *+ The charge in question may ramain cn your statemant, and we may contiewe to charge you intatest on that amount. Bul, fwe deterring that we made a mistake, you wil not have to pay the amount in question or any interest or ther fees relaned to that amourt + While you do not have to pay the amcunt in question, you.are responsible for the remainder of your balance, + ¥ée can apply amy unpaid amount against your credit Brit. we taka more than 10 days in readlvieg an alactrenic transtar inquiry, we wil provisionally credit your account for the amour in quastion so that you wil have access to the funds during te time of our investigation. Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In case of errors oF questions about your ekcwonic tansfars telephone us ot FINI write us at the address provided above, or trough Navy Federal Online Barking aa soon as you can, if you think your statamant cr receipt is wrong ar # you sued masa information about a trarater listed on the statement or receipt. Yee must haar from you no lator than 60 days afer we sant the FIRST statement on which thea problem or error appeared. * Tellus your name and account number (# amy) * Describe the error or the transfer you are unsure about, and expkaen as cleathy as you can why you bebewe it fs an error or why you need more information. * Tellus the dots: amount of the suspected error, We wil imestigate your complaint and wil comect any error prompty. if wo take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in arrer, so that you will have the use of the money during the time it takes us to complate our investigation. Payments ‘Your chock must be payable to Navy Fedural Credit Union and include your Chacking Line of Credit account sumbar. Inekide the voucher found at the Botiom of your statement and mad the ancloaad envelope to Navy Federal Credt Union, (EEE Marifiait, VA 22119-3100. Payments received by 5:00 pes Eastern Time at the mail address above will be credited the same day. Mailed payments for your Checking Ling of Cradk account may not be commingled with funds designated for cradit 10 cther Navy Feder! Credit Union accounts. Navy Federal Credit Union SP 001 EFTA00124802

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#BWNLLSV Say “Yes” to Paperless Statements Page 1 of 3 Statement of Account Statement Period 06/15/19 - 07/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select “Statements” in digital banking.* It’s an easy way to reduce the risk of identity theft and cut down on paper clutter. Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more Information. Summary of your deposit accounts Previous Balance $1,337.21 $4,062.33 Totals $5,399.54 MARK "xX" TO CHANGE | ADORESS/ORDER | ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union $6,984.69 $6,965.53 $1,356.37 $1,500.79 $3,000.00 $2,563.12 $8,485.48 $9,965.53 $3,919.49 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHORAWAL) ee ee ee —— a YTD Dividends $0.29 $4.78 $5.07 SP 001 EFTA00124803

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Page 2 of 3 REDERAL ——— —— Statement Period Merrifield, VA © 22119-3000 06/15/19 - 07/14/19 navy’ oo . Access No. lilly Checking . EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 06-15 Beginning Balance 1,337.21 06-18 Paid To - Synchrony Bank Online Pmt Chk 12114128 125.00- 1,212.21 06-18 Paid To - Comcast Online Pmt Chk 12114128 131.62- 1,080.59 06-20 Paid To - Twe - Spectrum Online Pmt Chk 12114128 50.99- 1,029.60 06-24 Deposit - ACH Paid From USAA Chk-intrnt Transfer O1Afdu 3,000.00 4,029.60 06-24 POS Debit- Debit Card J 06-21-19 Jcpenney 2297 Jersey City NJ 116.70- 3,912.90 06-27 POS Debit- Debit Card [J 06-26-19 USPS PO 3508860365 Brooklyn Ny 13.40- 3,899.50 06-27 POS Debit- Debit Card [J 06-26-19 Ft Hamilton Commis Brooklyn Ny 84.15- 3,815.35 06-28 Deposit - ACH Paid From Agri Treas 310 Fed Sal 504.08 4,319.43 06-28 POS Debit- Debit Card [J 06-26-19 Aafes Usm/Ham Gas Brooklyn Ny 22.00- 4,297.43 06-28 Dividend 0.08 4,297.51 07-01 Transfer From Shares 3,000.00 7,297.51 07-02 ATM Fee - Withdrawal 07-01-19 Bank Of America New York Ny 1.00- 7,296.51 07-02 ATM Withdrawal 07-01-19 Bank Of America New York Ny 203.00- 7,093.51 07-02 Paid To - Georgia Power Online Pmt Chk 12114128 172.67- 6,920.84 07-02 Paid To - American Express Online Pmt Chk 12114128 5,700.00- 1,220.84 07-10 Paid To - Citibank Crdt CD Online Pmt Chk 12114128 245.00- 975.84 07-11 Paid To - Chase Card Serv Online Pmt Chk 12114128 100.00- 875.84 07-12 Deposit - ACH Paid From Agri Treas 310 Fed Sal I 480.53 1,356.37 07-14 Ending Balance 1,356.37 Average Doky Balance - Current Cycle: $2,057.42 Your account earned $0.08, with an annual percentage yield earned of 0.05%, for the dividend period fram 06-01-2019 through 06-30-2019 Items Paid 06-18 ACH 125.00 06-18 ACH 131.62 CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union SP 001 EFTA00124804

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REDERAL Credit Union I 0:01. va + 22129-3000 Statement Period 06/15/19 - 07/14/19 Page 3 of 3 navyleder tong Access No. lilly Items Paid (Continued from previous page) Date item Amount $) Date tem Amount $) 06-20 ACH 50.99 06-24 POS 116.70 o7-02 ACH 172.67 06-27 POS 13.40 o7-02 ACH 5,700.00 06-27 POS 84.15 o7-10 ACH 245.00 06-28 POS 22.00 o7-11 ACH 100.00 o7-02 ATMO. 203.00 Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 06-15 Beginning Balance 4,062.33 06-28 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 4,562.33 06-28 Dividend 0.79 4,563.12 07-01 Transfer From Shares 500.00 5,063.12 P| 07-01 Transfer To Checking 3,000.00- 2,063.12 07-12 Deposit - ACH Paid From Agri Treas 310 Fed Sat 500.00 2,563.12 07-14 Ending Balance 2,563.12 Your account earned $0.79, with an annual percentage yield earned of 0.25%, for the dividend period from 06-01-2019 through 06-30-2019 Disclosure Information + Tho innarast charge cn the Chacking Line af Credit advances bagins to accrue an the date an advance is posted to your account and contnugs to accrue daly an the unpaid principal balance. * Wa calculate the intarast charge cn your account by applying the daily periodic rate to the “daily balance” af your account for each day in tha biling eyeila, To got the "daily balance” wo tahe the beginning balanee cf your acount each day, add any New advances or fees, and sublract any payments, credits, of unpaid intarest chargas + You may also determine the amount of interest charges by mutiglying the “Balance Subject to Intarast Rata” by the number of days in the biking cyde and the daly periodic rata. The "Balance Subject to letorast Rata” diselowed in the Inerast Charge Calculation table ts the “average daily Balance.” To calouate the “average daly balance” add up all the “dally balances” for the biling cycle and divide the total try the number of days in the béling cycie. + there are teo of more daly periodic rates imposed dunng the tiling cys, you may determine the amount of interest charges by multiplying each of the “Balances Sutject to Interest Rate by the number of opine ai wns foc cd rar ox of Ur roms a lace a ee ed gee ‘our Statement days the What to Do if You Think You Find a Mistake on Errors Related to a Checking Line of Credit Advance I you think thare is an error on your stanament, weit 90 Us at: Navy Federal Credit Union, (EEE Merrifield, VA 22119-2000; or by fax ‘You may also contact us on the Web: navytederal.org. In your lattar, ge us the following information: * Aecount information: Your name and account number + Dofar amount: The doilsr amount of the suspected error. * Description of problem: It you thunk there is an error. on your tél, describe what you beliewe is wrong and why you Detewe it isa mistake. ‘You must contact us within 60 days aftar the arror appearad cn your statrnant ‘You must notfy us of any potanial errors in writing (or electronically) You mary call us, But & you do, we are not required tio inwwstigata any potandal error, and you may have to pay the amount in question. White we investigate mhather of nat thera has bean an emer, the folowing are tase * Wa cannot try to collect the amount in question or mport you aa dalngquant on that amount. + The charge in question may ramain cn your stahamant, and we may continue to charge you intarest on that amount But, # we determing that wo made a mistake, you will not have to pay the amount in question or any intrest or other fees retarted to that amount * Wile you do not have fo pay fhe amount in question, you are responsible for the remainder of your balance, * We can apply any unpaid amount against your credit trrit Ht we taka more than 10 days in resolving an alactronic tanstar inquiry, we will provisionally credit your account for the amount in question $0 that you wil have access to the funds during the time of cur inwastigation Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In case of errors of questions about your alacYronic tansfars telephone us at write us at the address provided above, or Srough Navy Fadural Onlina Barking aa s00n as you can, if you think your statament or receipt is wrong ar # you naad more information about a tarcter listed on the statement or receipt. Ye must haar from you no labor than 60 days after we Sant the FIRST statemant on which tha problem oF error appeared. * Tell us your name and account number (# ary). * Descrite the error or the transfer you are unsure about, and explain as clearty as you can wry you believe it is sn error oF wiry you need more information, * Tell us the dolar amount of the suspected error. We will investigate your complaiet and wil correct any error prompty. If wa take more than 10 business days to do this, me wil provisionally crodit your account for the amount you think is in are, so that you wil have fhe use of tha money during fhe time it takes us to complate cur investigation Payments ‘Your check must be payable to Navy Federal Credit Union and include your Cracking Line of Credit account summer. Inchide the wouchar found at the Dotiom of your statement and eal the enclosed envelope tox Navy Fedural Credit Union, (EES Marifielt, VA 22119-3100. Payments received by 5:00 pes Easton Time at the mail address above will be crodited the same day. Mailed payments for your Chacking Ling af Cradit account may not be comminglod wit funds designated for eradit to other Navy Federal Croit Union accounts, Navy Federal Credit Union SP 001 EFTA00124805

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NAVY REDERAL Credit Union —_ WA © 221 99-300 #BWNLLSV 1523-6397 Statement of Account Statement Period 07/15/19 - 08/14/19 Access No. | Routing Number: Questions about this Statement? Toll-free in the U.S. For toll-free numbers when overseas, visit navyfederal.org/overseas/ Collect internationally Say "Yes" to Paperless! View your digital statements via Mobile or Navy Federal Online Banking. Say "Yes" to Paperless Statements if you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere. To get started, select “Statements” in digital banking.“ It's an easy way to reduce the risk of identity theft and cut down on paper clutter. insured by NCUA. "Message and data rates may apply. Visit navyfederal_org for more information. Summary of your deposit accounts Previous Balance ecking $1,356.37 Savings $2,563.12 Totals $3,919.49 MARK "xX" TO CHANGE ADORESS/ORDER ITEMS ON REVERSE NFECU MERRIFIELD VA 22119-3100 Navy Federal Credit Union De joatial Witharsasie! $562.01 $1,240.50 $1,941.40 $2,452.10 $2,503.41 $3,692.60 DEPOSIT VOUCHER FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) Ending Balance $677.88 $2,052.42 $2,730.30 Page tof3 YTD Dividends $0.34 $5.18 $5.52 ee ee ee —— a SP 001 EFTA00124806

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NAVY © lll Checking EveryDay Checking - Joint Owner(s): NONE Date Transaction Detail 07-15 Beginning Balance 07-15 Transfer To Credit Card 07-16 Paid To - Comcast Online Pmt Chk 12114128 07-18 Paid To - Twe - Spectrum Online Pmt Chk 12114128 07-26 Deposit - ACH Paid From Agri Treas 310 Fed Sal 07-30 Paid To - Comcast Online Pmt Chk 12114128 07-30 Paid To - Georgia Power Online Pmt Chk 12114128 07-31 Dividend 08-09 Deposit - ACH Paid From Agri Treas 310 Fed Sal 08-13 Paid To - Chase Card Serv Online Pmt Chk 12114128 08-13 Paid To - Citibank Crdt CD Online Pmt Chk 12114128 08-14 Ending Balance Average Daily Balance - Current Cycle: $710.94 Your account earned $0.05, with an annual percentage yield earned of 0.05%, for the dividend period from 07-01-2019 through 07-31-2019 Items Paid Date tem Amount{$) 07-16 ACH 131.62 07-18 ACH 50.99 07-30 ACH 131.62 Savings Membership Savings - Joint Owner(s): NONE Date Transaction Detail Statement Period 07/15/19 - 08/14/19 Access No. Amount($) 500.00- 131.62- 50.99- 238.71 131.62- 206.27- 323.25 100.00- 120.00- Amount($) Page 2 of 3 Balance($) 1,356.37 856.37 724.75 673.76 912.47 780.85 574.58 574.63 897.88 797.88 677.88 677.88 Balance($) 07-15 Beginning Balance CHANGE OF ADDRESS PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. Navy Federal Credit Union 2,563.12 SP 001 EFTA00124807

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Page 3 of 3 REDERAL Credit Union Statement Period AY or ee 0 000 07/15/19 - 08/14/19 Access No. Bee Membership Savings - (Continued from previous page) Joint Owner(s): NONE Date Transaction Detail Amount($) Balance($) 07-15 Transfer To Credit Card 500.00- 2,063.12 07-24 Transfer To Credit Card 1,350.37- 712.75 07-26 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 1,212.75 07-29 Transfer From Shares 441.00 1,653.75 Le 07-31 Dividend 0.40 1,654.15 08-06 Transfer To Credit Card 601.73- 1,052.42 08-07 Transfer From Shares 500.00 1,552.42 be 08-09 Deposit - ACH Paid From Agri Treas 310 Fed Sal 500.00 2,052.42 08-14 Ending Balance 2,052.42 Your sccount earned $0.40, with an annual percentage yield earned of 0.25%, for the dividend period from 07-01-2019 through 07-31-2019 Disclosure Information + The intarest charge on the Cracking Line af Credit advances Baging to accrue on the date an advance is posted to your account and coninues to accrue daily on the unpaid principal balance. + We calculate the intarast charge cn your account by applying the daily periodic rate to the “daily Balance” of your account for gach day in the biling yela. To got tha “daily balance” we take the beginning balance of your account each day, add any new achances or fees, and subiract any payments, credits, or unpaid inievest changes. + You may alto determine the amount of inerest charges by mutictying the “Balnce Subject to Intersst Rate” by the number of days in the biting cydeand the daly penodc rate. The “Batance Subject to Interest Rate” disclosed in the Interest Change Cafculation table fs the “average daty balance,” To calculate the “average daty balance” add up all the “daly balances” for the billing cycle and divide the total by the number of days in the billing cyche. + thove are tes of more dally periodic mates imposed during the biling cyte, you may determing the asourt of interest charges by multiplying each of the "Balances Subject to intarwst Fata by fe number of days the applicatie rate was in effect and multiplying aach of the results by the applicable daly periodic rate and adding the results together. What to Do if You Think You Find a Mistake on Your Statement Errors Related to a Checking Line of Credit Advance If you think thare is an error ot your statment, write 10 us at Navy Federal Credit Union, Merritield, VA 22198-2000; or by tox, ‘You may also contact us on the Web: navytederst.org, In your letter, gave us the following information: + Aecount information: Your name and account number + Defer amount: The dollar amount of the suapacted error + Description of problem: If you think there is an error on your Bél, describe what you believe is wrong and why you Dalawe it a mistake. ‘You must contact us within 60 days after the amrcr appeared cn your stahamant. ‘You must natfy us af any potarial aeraes in writing (oF skocworiealy) You may cal us, but f you do, me ara not requirad to instigate any petunia error, and you mary have to pay the amount in question. Whee we investigate whether or not there has been an error. the fofowing are true: + ¥fe cannot try to collect the amount in question or report you as delinquent on that amount. = The charge in question may remain on your statement, and we may continu to charge you interes! on that semount. But, # we determine that we made a mistake, you will not have: to pay the amount in question or any interest or ether toes related % that amount + While you do not have to pay the asourt in question, you are msponsible for the ramaingar of your balance. + We can apply any unpaid amount against your credit Emit. Iwo taka more than 10 days in resalving an alsctronic tanstar inquiry, we will provisionally cred your accourt for the amour in quastion $0 that you wil have access to the funds during te time of cur investigation. Errors Within Your Checking Account, Money Market Savings Account, or Savings Account In case of errors or questions abou! your elecronic transfers telephone us at EEE write us at the aciress provided stove, or trough Nawy Federal Oniine Barking 3s s00n 3 you can, if you think your statement or receipt if wrong oF # you need more information about a tarester listed on the statement or receipt. We must haar from you no later than 60 danys after we sent the FIRST statement on which the problem or error appenred + Tall us your name and account mamber {2 ary). + Describe the error or the transfer you are uraure about, and explain aa chearty aa you can why you bekave it i an error oF why you Need more information. + Tall us the dolar amount af the suspected arror. We wil imeestigate your complaint and will comect any error prompty. if wo take more than 10 business days to do this, we will provisionally crodit your account for the amount you think is in arrer, so that you will have the use of the money during the time it takes us to complate our investigation. Payments ‘Your check must be payable to Navy Federal Gredit Union and incude your Checking Line of Credit account number. Inckide the voucher found at the botiom of your statement and mai the enclosed envelope tor Nany Federal Credit Union, SEES Merifieks, VA 227193100. Payments recetved by 5:00 pm Eastern Time af the mail address above will be credited the name day. Mafied payments for your Checking Line of Cred®t account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts, Navy Federal Credit Union SP 001 EFTA00124808