IV (a) If the JEFFREY EPSTEIN INSURANCE TRUST NO. 2 does not pay the sum of at least ten million dollars ($10,000,000) to AI an amount equal to the difference between ten million dollars ($10,000,000) and the amount paid [| ii from the JEFFREY EPSTEIN INSURANCE TRUST NO. 2 shall be paid by the Trustees to I a. if she is then living. (b) IfThe 2001 JEFFREY E. EPSTEIN INSURANCE TRUST does not pay the sum of at least ten million dollars ($10,000,000) to The aaa Trust, established thereunder, an amount equal to the difference between ten million dollars ($10,000,000) and the amount paid to The {EB Trust from The 2001 JEFFREY E. EPSTEIN INSURANCE TRUST shall be paid by the Trustees to a. as Trustee of The | Trust established thereunder, or if there is no such trust in existence then to PY as trustee for the following purposes (to be known as THE Po TRUST): (1) To pay to PY (“the beneficiary”) at any time or times during the continuance of the trust such sums from or any part or all of the income and principal of The FY Trust as the Trustees may, in their discretion, determine to be advisable and annually to add to principal any income not paid to the beneficiary. (2) To pay to the beneficiary upon the later of the death of Po or the beneficiary attaining the age of thirty-five years the then remaining principal, if any. (00172258-1} 3 GJ_000204.1 EFTA00099480