FOY & SEPLOWITZ LLC 105 Main Street Hackensack, New Jersey 07601 (201) 457-0071 Attorneys for Defendant UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK UNITED STATES OF AMERICA, Plaintiff, INDICTMENT NO.: 19 Cr. 830 (AT) v. TOVA NOEL, Defendant. TOVA NOEL DEFERRED PROSECUTION APPLICATION EFTA00089505